Credit Restoration Companies: A Primer for Realtors

By Anthony Zanaglio

A low credit score can be a realtor's biggest frustration when the realtor is pre-approving a client. However, when the score just does not fit the puzzle, there are options. Credit restoration companies provide one option that may allow realtors to save themselves frustration and to better spend their time searching for the perdect home for their clients.

How Does Credit Restoration Work?

Credit restoration companies -- which should be distinguished from debt mana gement/negotiation companies -- rely on the Fair Credit Reporting Act (FCRA) to assist consumers in increasing their credit scores. The FCRA provides that the consumer has the right to question any unverifiable, inaccurate