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The first Cure in Clauson's Seven Cures of a Lean Purse

Pay Yourself First

10% of all I earn is mine to keep. The problem most people have is that there is too much month at the end of the money, so there is nothing left to save and invest. The solution, of course, is to pay the most important person in your life, you, first. You pay yourself 10% of what you earn before you pay anyone else.

Small amounts of money accumulated and compounded over long periods of time add up. The real magic is time and consistency.