Ever heard the expression that "a camel is a horse created by a committee"? If so, and you have ever served on a committee, you can understand the humor in that statement. It seems that the more people are put in charge of making a decision, the greater the chances that no decision will be made.

Buying a home requires a decision of major proportions. It should not be taken lightly, nor should it be allowed to become a "committee" decision. If you plan to purchase a home, try limiting the number of individuals who will be involved in the final decision.

If only you and your spouse will live in the home, and none of the downpayment or other costs will be borne by others, avoid involving other relatives in your search for the right home.

Small children might also be included in the group of non-decision-makers. A home search may involve a half-day or more of short visits to a number of homes. This can wear on the patience of children as well as parents.

Ask questions, expect answers, and become knowledgeable about the homes you see. Then, make an informed decision. Only when you have signed a contract to purchase the home of your choice - once the decision has been made and acted upon - then you can tell the world!