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June 2008

Don't Judge a Book By It's Cover

Ready to begin your home search?  You probably have a good idea of exactly what you want and which amenities are most important to you.  However, be prepared to compromise, because there’s a chance you won’t find the “dream home” you’ve imagined with everything you desire.

Be careful not to avoid looking at a home because you’re not impressed by the exterior.  Not every seller takes the time to repaint siding and landscape the yard before putting the For Sale sign out. 

In many cases, the sellers have done work on the interior first, so give it a chance and take a peek.  Remember that your own paint and landscaping can transform an otherwise wonderful home into exactly what you want.  If nothing else, use it as a basis for comparison when you look at other homes!

What if you find a nice home that needs some repairs?  Don’t let worn carpeting or loose tiles stop you from making an offer.  In many cases, you can get the sellers to repair mechanical and structural problems, but don’t sweat the little stuff.

Remember too that repairs or cosmetic improvements that you handle yourself will be done exactly to your specifications and wishes.  Try to be flexible and look at a variety of homes that the agent believes will meet your needs.  It will be time well spent!

9:37 AM - Jun. 20, 2008 - comments {0} - post comment
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You Must Prepare for Home Ownership

Have you done your home-buying homework? Save yourself time, money, and heartache by doing research before you begin your hunt, and when you’re ready to make an offer. Consider all the consequences of your dream home’s affordability, location, value, and ownership.
 
Begin by gathering and analyzing your financial information – assets, debts, income, and the almighty credit report. You’ll need a firm and realistic understanding of what you can afford, and you’ll benefit from securing “pre-approval” of your loan. Spend your valuable time looking at houses within your budget.
 
You’ve heard it before – the three most important factors in real estate are location, location, and location. Know the community, because you’re not just buying the house – you’re buying the neighborhood! Look ahead to the day you’ll eventually resell. How marketable will the home be when that time comes?
 
Found a home you love? Compare its value with similar homes that have recently listed, sold or expired. Ask the agent for a Comparative Market Analysis and make a solid and reasonable offer based on those facts, not necessarily the seller’s asking price.
 
One final consideration – the responsibilities of home ownership. Remember that it doesn’t end once the checks are in escrow.  Now you’re ready for insurance, property taxes, improvements, maintenance, and more. When you’re ready, talk with a professional you can trust for advice on these all-important issues.

2:06 PM - Jun. 3, 2008 - comments {0} - post comment
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Your Source for Real Estate Information and Lifestyle Events for Zanesville, Dresden, Coshocton, Cambridge, and Newark in East Central Ohio.
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- Don't Judge a Book By It's Cover
- You Must Prepare for Home Ownership
- The Difference Between an "Offer" and a "Contract"
- A Good Deed is Vital
- Gains & Concessions...The art of the deal!


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