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Vicki Brannock's Real Estate Cafe

Blog by Vicki Brannock
Arizona
Dishing it up- information and opinons on market trends, issues, technology and advances in Real Estate and related industries by Vicki Brannock, e-pro, ABR. Comments are Encouraged! Please note comment area below each post.

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Vicki Brannock's Real Estate Cafe

Take time to prepare for home purchase
Mar. 14, 2008
Categorized in: Lending
Tagged with: fha, loans, prescott, real estate, vicki brannock
February was quite a month in Real Estate. We are feeling the full effects of reduced loan options for buyers and widening gap in knowledge of lenders keeping up with current market conditions and loan products. It is more critical than ever to get pre-approval for your loan and to understand what type of home your loan allows. Remember, with the sluggish market conditions you have the ability to get everything done before you begin to look for houses. There are many bargains right now and in order to take advantage of them you want to have your agent negotiate from a point of strength, which means approved financing through a knowledgeable lender.
FHA loan has made a tremendous resurgence for the entry level buyer with little money to put down. Here is a link to FHA guidelines but check with your lender for specifics to your situation.
 
 
 
Vicki Brannock
Realtor, e-PRO, ABR
928.583.0762 (direct)
866.219.8252 (toll free fax)
vicki@Prescott-RE.com
www.Prescott-RE.com
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FHA Increases Loan Limits for Prescott
Mar. 10, 2008
Categorized in: Prescott Arizona
Tagged with: arizona, fha, loan, prescott, vicki brannock
 
FHA Loan Increases for Prescott Arizona
 
FHA has increased the loan amounts for homes purchased in Prescott.
New limits are:
$390,000 for a single family home (previous $271,000)
$499,250 for a two family home (previous $347,000)
$603,500 for a three family home (previous $419,400)
$750,000 for a four family home (previous $521,250).
 
This is great news for those looking to purchase with a low down payment (FHA currently requires a 3% down). Check with your local lender to find out details. If you don't have a lender familiar with FHA you won't do much better than Laurie Moore of Guarantee Mortgage.
If you are looking to see limits outside of Prescott check out the HUD FHA limits page.
To learn more about FHA vist the government website at:  http://www.hud.gov/fha/
 
 
Vicki Brannock
Realtor, e-PRO, ABR
928.583.0762 (direct)
866.219.8252 (toll free fax)
vicki@Prescott-RE.com
www.Prescott-RE.com
 
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Featured Home Friday - Sandretto Hills
Jan. 11, 2008
Categorized in: Featured Home Friday
Tagged with: arizona, prescott, real estate
 

Featured Home Friday -

Today's featured home is located approximately 5 miles from historic downtown Prescott in the Sandretto Hills Subdivision. This neighborhood is suburban with stores walking trails and well maintained homes. The lots are spacious (this home sits on .24 acres) and backs up to public land with unobstructed views of granite mountain and thumb butte. The sunsets are spectacular.

The floorplan is open and spacious and it has a 3 car detached garage and room for RV parking.

Asking price for this 3 bedroom 2 bath with split floor plan is $319,900.

Click here to take a virtual tour.

For more information you can contact me at 928.583.0762 or email vicki@Prescott-RE.com

 

 

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Featured Home Friday
Jan. 4, 2008
Categorized in: Featured Home Friday
Tagged with: arizona, chino valley, homes for sale, horse property, prescott, vicki brannock

 

A new blog feature for 2008 is Feature Home Friday’s looking at a current listing and providing information about the local area things that are not always apparent in the MLS or Realtor.com information.

Today’s featured property is located in Chino Valley.

Chino Valley is about 15 miles north of Prescott Arizona. It is mostly rural and has been cattle grazing and ranches for the last 100 years.

 

Natural Aqua Firs provide a surprisingly good source of water. Much of the area is on well water and septic.

Like most of the west CV has experienced a boom in housing both in small acreage and subdivisions.

Click here to watch a video about CV.

With the Safeway and new Walgreens about 10 minutes down the road and new services scheduled to come in within the next few months you have a terrific opportunity to enjoy a rural life without having any inconvenience.

  This is horse property in the heart of cowboy country

The modern farm style home is bright and open with soaring ceilings in the great room, downstairs master suite with beautiful bathroom and a family friendly kitchen. A 3 stall stable with plenty of room for tack and storage has it’s own driveway. Lot’s of flat space to create an arena. Very unusual flat buildable area for a property with such amazing views. Almost 7 acres of quiet and privacy. Just reduced to 449,00!

Click here to see virtual tour.

If you have any questions please contact me at:

Vicki@Prescott-RE.com

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Septic System Lowdown
Oct. 20, 2007
Categorized in: Environmently Friendly
Tagged with: arizona, environment, prescott, septic systems

Are you maintaing your septic system?

Septic systems are vital to our rural area and so is maintenance. Poorly maintained systems can cause ground water contamination and create unhealthy living conditions for local residents. University of Arizona has a great article about septic maintenance that I have posted to my website click on the picture to view or download.
And as a bonus there is an article at the end about bunnies!
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Chino Valley Pumpkin Festival
Oct. 17, 2007
Categorized in: Prescott Area Events
Tagged with: chino valley, prescott, pumpkin festival, vicki brannock

Pumpkin Festival in Chino Valley

Those of you in the Prescott area who are missing Youngs Farm Pumpkin Festival should check out Windmill Farm in Chino Valley. The former manager at Youngs is now managing events at Windmill. Take 89 to Road 4 North and head West for about a mile you will see the beautiful grounds on your right.

Every Saturday and Sunday in October 9-5 Hayrides, pony rides, food and all the usual suspects.

If you are not familiar with Chino Valley check out our video by clicking on the picture above.

Do you "Love Where You Live" in the Prescott area? Go to our web site and write a review of your favorite place. Just click on the "Love Where You Live" link at www.Prescott-re.com

Vicki Brannock is a Realtor is Prescott Arizona
vicki@prescott-re.com
www.Prescott-re.com

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Chino Valley Arizona Home for Sale
Oct. 17, 2007
Categorized in: Prescott Arizona
Tagged with: chino valley, home for sale, prescott, real estate, vicki brannock

Click on the picture below to view the video (with music)of this new listing in Arizona.

Chino Valley is just 15 miles north of Prescott Arizona.

House For Sale in Chino Valley AZ

3 Bedroom 2 Bath 1840 sq. ft.

$315,000

Contact me with any questions: Vicki Brannock
vicki@Pescott-re.com
www.Prescott-re.com

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