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Real Estate for you!

What is an EMD and do I have to pay it?

Jan. 25, 2009
Categorized in: Buying Real Estate
An EMD stands for Earnest Money Deposit--a deposit you pay as a good faith for purchasing a home.

I got an offer on my house...

Sep. 4, 2008
I got an offer on my house but something just doesn't feel right. What can be done to mitigate the emotional aspect of buying or selling a home.

Why shouldn't a seller be home while their house is being shown?

Jul. 21, 2008
Categorized in: Selling Real Estate
Why shouldn't a seller be home while their house is being shown to a potential buyer? There are many reasons why a seller should not be home while their house is being shown to a potential buyer.

So you have a contract on buying a house...what now?

Jun. 25, 2008
Categorized in: Buying Real Estate
So you have a contract on a house! What now? What are steps that are involved after I've got a negotiated and agreed-upon contract on a house? What do I need to do next?

How much of a down payment do I need to buy a house?

Jun. 20, 2008
Categorized in: Buying Real Estate
How much money is needed for a down payment on my new home? The amount needed depends on the programs the buyer qualifies for, credit score, and debt-to-income ratio.

Homebuying checklist

Jun. 12, 2008
Categorized in: Buying Real Estate
As a first time home-buyer, trying to understand the entire process can be overwhelming.

Are there programs for first time home buyers?

Mar. 17, 2008
Categorized in: Buying Real Estate
first time home buyer programs, Bond money, SHIP Funds, Rural Housing, lender, Realtor, Okaloosa County, FL, Walton County, FL, down payment, closing costs, loan programs, real estate, income limits

Short Sale in real estate

Feb. 22, 2008
A short sale in real estate is when a house is sold for less than what is currently owed on it.

When is the best time to buy or sell real estate?

Feb. 2, 2008
Knowing when to buy or sell real estate can be a challenge. Real estate is not like the stock market, though, and shouldn't be bought and sold like stocks and bonds.

How to use a Real Estate Sales Professional also known as a Realtor

Jan. 25, 2008
Categorized in: Buying Real Estate
The home-buying process can be overwhelming, especially for the first time home buyer, and figuring out how to use the services of a realtor