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Real Estate for you!

Can I Buy a House During a Hurricane?

Sep. 2, 2009
Categorized in: Buying Real Estate
Can I buy a house during a hurricane? What can you do if a hurricane is on the way, and you are in the process of buying a home? Do you put the entire process on hold?

What is an EMD and do I have to pay it?

Jan. 25, 2009
Categorized in: Buying Real Estate
An EMD stands for Earnest Money Deposit--a deposit you pay as a good faith for purchasing a home.

New Years Goals

Jan. 7, 2009
Categorized in: Buying Real Estate
Goals and the plans to accomplish them are two different things...if your goal is to buy a house, but you don't think you qualify, how do you figure out a plan?

-Today's interest rates

Dec. 16, 2008
Categorized in: Buying Real Estate
Today's interest rates - now is the time to buy a home!

Real Estate Auction Houses

Nov. 13, 2008
Real Estate Auction Houses are different from foreclosure auctions on the courthouse steps, but how?

Hope for Homeowners

Oct. 2, 2008
Categorized in: Selling Real Estate
Hope for homeowners, a new program HUD has put out to help homeowners unable to pay their mortgages, and their home is worth less than what is currently owed on it.

What does a house payment consist of?

Sep. 20, 2008
Categorized in: Buying Real Estate
What goes in to a house payment? What is PITI? How do I use that number to figure out how much house I can afford?

FHA Down payment assistance ending soon!

Aug. 27, 2008
Categorized in: Buying Real Estate
As of October 1st, 2008, the FHA Ameridream down payment assistance program is going away. What are you other options? Can you still get 100% financing?

What is a rehab loan and how does it work?

Aug. 22, 2008
Categorized in: Buying Real Estate
An FHA 203K Rehabilitation and Home Improvement loan is a way to get in to a home that may require some updates, upgrades and/or repairs.

Negotiating an offer on a home

Aug. 13, 2008
Categorized in: Buying Real Estate
Negotiation an offer in today's market. There are no hard and fast rules.

So you have a contract on buying a house...what now?

Jun. 25, 2008
Categorized in: Buying Real Estate
So you have a contract on a house! What now? What are steps that are involved after I've got a negotiated and agreed-upon contract on a house? What do I need to do next?

How much of a down payment do I need to buy a house?

Jun. 20, 2008
Categorized in: Buying Real Estate
How much money is needed for a down payment on my new home? The amount needed depends on the programs the buyer qualifies for, credit score, and debt-to-income ratio.

Homebuying checklist

Jun. 12, 2008
Categorized in: Buying Real Estate
As a first time home-buyer, trying to understand the entire process can be overwhelming.

What is a Comparative Market Analysis?

May. 14, 2008
A comparative market analysis is a snapshot of the current real estate market and helps to determine a list price for a property, or if a property that is a consideration to buy is considered "worth" the asking price.

Does a short sale affect a seller's credit report?

May. 6, 2008
Categorized in: Selling Real Estate
Does a short sale affect a seller's credit report? Deciding between going into foreclosure or doing a short sale is like deciding whether to get hit by a train or a bus.

Why lenders are leary of Short Sales

Apr. 21, 2008
Why are lenders leary of short sales? At this time 18 percent of home transactions are short sale transactions. Lenders lose only 19 percent of their investment versus 40 percent on a traditional foreclosure.

How do tax liens or tax deed sales work?

Apr. 15, 2008
Categorized in: Buying Real Estate
Tax deeds or tax lien sales can be a way to acquire real estate. Is it a good idea to buy real estate in a tax lien or tax deed auction? How does a tax lien auction work? How does a tax deed auction work?

Short Sales, Foreclosures, good real estate deals?

Apr. 7, 2008
Categorized in: Buying Real Estate
How does a foreclosure work, and is it a way to get a good real estate deal?

Are there programs for first time home buyers?

Mar. 17, 2008
Categorized in: Buying Real Estate
first time home buyer programs, Bond money, SHIP Funds, Rural Housing, lender, Realtor, Okaloosa County, FL, Walton County, FL, down payment, closing costs, loan programs, real estate, income limits

Short Sale in real estate

Feb. 22, 2008
A short sale in real estate is when a house is sold for less than what is currently owed on it.

How to use a Real Estate Sales Professional also known as a Realtor

Jan. 25, 2008
Categorized in: Buying Real Estate
The home-buying process can be overwhelming, especially for the first time home buyer, and figuring out how to use the services of a realtor