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Would you like to save money on your homeowners insurance?

Apr. 30, 2008

Hi All!

I hope you've had a great week! The weather here in Fort Walton Beach has been as low as the 40's at night, but getting to the low 80's during the day. It's great weather for walking on the beach, but the water is still a bit chilly!

Anyway, we all like the idea of saving money on our homeowners insurance right? I know I do! There's something that's great for current homeowners, as well as buyers and sellers. I've heard the ads on the radio about My Safe Florida Home. Their website is www.mysafefloridahome.com. You can spend a few minutes filling out their form on line and they will send someone out to inspect your home to see how it will withstand a hurricane. If there are things that can be done to make your home more "Hurricane proof" they will let you know what that is and you could even qualify for matching funds up to $5000 to make those upgrades. AND, you can also use the report (and any updates made), give that information to your insurance agent and possibly be eligible for lower insurance rates on your house!

So you ask, "but I'm selling my house soon" or "my house is on the market, why bother?" Well, in a case like this, it makes your house more attractive to potential buyers because you've already found out what (if anything) needs to be done. The inspection is free. It takes less than an hour (I've had it done on my home). You could provide the report to a buyer so they can present it to their insurance company and then they could get the lower rates.

As for a buyer--you have a 10-day inspection period once under contract on your home. If the seller has not already had the My Safe Florida Home Inspection done, you could ask that at be done during the inspection period. Normally, only the homeowner can get this accomplished, not a potential buyer.

Either way, even if you are not a current home seller or buyer, but home owner, visit www.mysafefloridahome.com and have your home inspected. You have nothing to lose!

Feel free to call 850-803-8446 or email me at Valerie@ValerieSullivan.net with any questions!

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