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News in real estate has been rather depressing but good news is on the horizon. It appears that the last quarter of 2008 was the bottom of sales in the marketplace. More buyers are in the marketplace but the sales are occurring in foreclosures and bank owned homes properties. This makes it a great time for buyers to find a great home at a record sales price. Why wait for the investors to enter the marketplace and multiple offers to be the norm? Interest rates are low and inventory is high. Many homes that have been on the market for awhile are getting only 70% of list price. It's time to jump in if you have been waiting on the sidelines. By being a homeowner you will be investing today’s' dollars for a high return later- a forced saving plan! You will enjoy not having to answer to a landlord and can use your home to your enjoyment. 

 

If you listen to the news you might think that financing is hard to acquire. This is not true. There are many new loan programs plus government grants and loan programs that make the American dream still possible for you.  Media coverage today leads us to believe no one can qualify for a home loan. Nothing could be further from the truth.

 

New and renewed loan programs:

o        Low down-payment options (FHA, grants, gov't bond)

 

o        Energy efficient (Green Loans)

 

o        Conventional and non-conventional financing

 

 

It's not uncommon for buyers and sellers to feel lost in today's market place with all the confusing and sometimes conflicting messages in the media. Call me today for a private consultation on the local real estate market and financing data which can help you decipher for yourself if now is the right time to make your move.