Fee Structure Opinion - Not an Advertisement - Assistance Appreciated

We would like to hear from other realtors how they feel about our proposed Loss Mitigation fee structure.

We are a Houston Based Network of RE agents, RE attorneys, Title Companies, Mortgage lenders and Investors offering a streamlined and turnkey system for short sale negotiations, lead generation, marketing and Training.

We have two approaches for compensation for our short sale negotiation fee:

1. Add a 1% fee payable by the buyer. We would offset the fee by including a seller contribution on the HUD1. We would also attempt to get the seller's lender to pay a 1% Loss Mitigation fee. We would not charge the buyer if the lender paid the Loss Mitigation Fee. Our experience is that 60% of the lenders will accept the LM fee. Some of our agents feel that any buyer fee - whether it happens or not - will turn away some buyers because of the number of short sale and REO properties available to choose from.

Or;

2. Split the 1% LM fee between the listing and selling agents, again only if the bank did not pay the LM fee. This may lower their commission to 2%. Our average commission negotiations are around 2.75%. Not sure how realtors would accept this even though we do 75% of the short sale for them.

We would appriciate any comments on both of these fee structures.

Thanks in advance