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May. 22, 2009
Categorized in: Buyers' Information
Tagged with: buyers, loan qualification
Before you first venture into the hunt for your home, make a list of ten priorities you want it to possess and also a list of ten things you do not want. Use your list to score each property you see to keep everything in perspective when you are viewing numerous homes. Make notes as soon as possible after viewing while it is fresh in your mind’s eye to enable you to differentiate each home at a later date.
Don’t forget the difference between Skin and Bones. Bones are things you cannot change such as location, view, size of lot, school district and the floor plan, etc. Skin is simply cosmetic finishes such as carpet, paint colors and surface finishes. Don’t be misled by a seller’s decorating skills as those touches will not remain. Look at each home as though it were vacant and ready to receive your personal effects.
With reduced pricing and lots of inventory to choose from along with low interest rates, buyers are in a great position today. I would encourage you to speak to your mortgage broker and not only get pre-approved, but get qualified. This pre-qualification process will speed along any negotiations as well as give your offer more validity.
Give me a call and let’s get moving on finding that home for you!
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