• Jun. 26, 2009 - It is time for Buyers to Dive In!
I know you may be rolling your eyes and saying “Here she goes again!” But I simply don’t want anyone who has been waiting for the “perfect” time to shoot the gun and buy that home they have been considering or needing to miss out on an ideal climate to buy more for less.
The economic news is coming in that home sales are on the upswing and also the mortgage rates are currently edging up along with them. In our local market we have been seeing an increase in pending sales as well as closed sales. I admit many of those closings were on distressed properties, i.e., foreclosures or bank owned. Nevertheless, real estate is starting to move and I predict that these great buys and opportunities will start evaporating.
If you would like for me to provide you a list of properties that would meet your criteria, please give me a call!  |
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• May. 22, 2009 - Make a Wish List and keep track of the properties you view
Before you first venture into the hunt for your home, make a list of ten priorities you want it to possess and also a list of ten things you do not want. Use your list to score each property you see to keep everything in perspective when you are viewing numerous homes. Make notes as soon as possible after viewing while it is fresh in your mind’s eye to enable you to differentiate each home at a later date.
Don’t forget the difference between Skin and Bones. Bones are things you cannot change such as location, view, size of lot, school district and the floor plan, etc. Skin is simply cosmetic finishes such as carpet, paint colors and surface finishes. Don’t be misled by a seller’s decorating skills as those touches will not remain. Look at each home as though it were vacant and ready to receive your personal effects.
With reduced pricing and lots of inventory to choose from along with low interest rates, buyers are in a great position today. I would encourage you to speak to your mortgage broker and not only get pre-approved, but get qualified. This pre-qualification process will speed along any negotiations as well as give your offer more validity.
Give me a call and let’s get moving on finding that home for you! |
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• Jan. 2, 2009 - What will the New Year bring?
I obviously have a vested interest in the real estate market making an upturn, and I also predict that we will see an increase in sales in the coming months. Weary buyers who have been cruising through new homes coming on the market and even on occasion making low ball offers must be getting saddle sores from all that looking! There also comes a time, when people recognize there are some wonderful buys available, good rates to obtain and some absolutely flawless homes to be had. I cannot foresee this phenomenal buyers market getting much better or lasting too much longer. With somewhat declining property values even the property taxes have come down for that new dream home you’ve been eyeing. Frustrated sellers are even offering perks such as paying closing costs, throwing in Home Assn. Dues and even in some cases taking some self-financing.
In a nutshell to Buyers - in the famous words of Nike – Just Do It!  |
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• Aug. 1, 2008 - Landmark Housing Bill could start an Upswing!
The housing legislation known as the Housing and Economic Recovery Act of 2008 was signed into law by President Bush and contains several elements which should get home buyers back into the market, stop the decline in home prices and encourage consumer confidence.
In addition to changes in the Fannie Mae and Freddie Mac loan limits, the government will at least temporarily expand the line of credit to these agencies to permit the US Treasury to purchase equity in the companies through 2009.
Another terrific feature in the housing bill is a temporary $7,500 first-time home buyer tax credit for the purchase of any home. This credit can be used for homes purchased between April 9, 2008 and July 1, 2009. This tax credit should prove an important financial incentive for home buyers and help to generate housing demand.
If you would like to read more, the National Association of Builders has launched a new website with more information on this excellent opportunity for 1st time home buyers:
If you or a family member or friend would qualify for this temporary tax credit, this is a great time to buy and benefit from this credit. |
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• Oct. 19, 2007 - You are Invited!
We have recently acquired more space next door to our original office space and have created what I believe is an
absolutely wonderful atmosphere for serving our clients in a more efficient manner. I hope you will drop by and check us
out for your personal tour.
Currently we are planning a FREE homebuyers seminar in our new digs on November 1st at 7 pm. We will have on
hand lenders, home inspectors, an attorney and others to answer any questions or discuss any issues you may have. Most
certainly individuals planning to purchase homes need to do their homework and prepare for meeting that goal. We will be
there to help you in understanding the process and setting in motion achieving home ownership.
If you are available that evening, or know someone who might benefit from attending this free, no pressure seminar, please
let me know.
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