Attention home buyers and home owners:  Announcing "Recipes for Financial Fitness" from Habitat for Humanity and co-sponsored by National Endowment for Financial Education.

Habitat's web site says that "Financial fitness means a lot of things. And it's not just about money."  Amen to that!

Their online course covers: 

• Becoming Fiscally Fit
• Credit Basics
• Controlling Finances
• Finding a Good Job
• Protecting my Money
• Getting an Education
• Owning a Home

First you take a quiz that can help you determine your "fiscally fit" rating.  Then you learn about the 5 Ingredients of Financial Fitness:

I need a job!
I know how to find a job
I know how to keep a job
I know how to improve my job skills

I need to protect my money and my identity!
I know how to protect my money
I am aware of identity theft
I know how to avoid identity theft
I know what to do if my identity is stolen

I need better credit!
I know what credit is & how it works
I know how to get credit & use it
I know how to improve my credit
I know the signs of having too much debt

I need to manage my money wisely!
Set financial goals
Affirm my goals
Track how I spend money
Spending leaks
Pay myself first
Pay bills on time
Save money
Use banking services
Emergency fund

I'm Ready to Own a Home!
I know the expenses of owning a home
I can meet those expenses
I know how to protect my home

Check out the Financial Fitness Toolbox at http://www.habitat.org/habitat_learns/nefe/index.html

Regina P. Brown
Broker, Realtor®, e-Pro
Author of eBook "Stop Foreclosure Fast: Solutions to Save your House"

Text copyright © 2009 R.P. Brown, All Rights Reserved