Powered by RealTown Blogs

North Georgia Real Estate Blog

Jul. 10, 2008 - Jasper GA Real Estate. Homes, Land & Foreclosures for Sale

Jasper, GA Real Estate. Homes, Land & Foreclosures for Sale

Jasper GA Real Estate. Homes, Land and Foreclosures for Sale

Jasper, GA —Pristine Wilderness and Southern Hospitality

The Jasper Area is a scenic wonderland of mountains, forests, lakes, streams, waterfalls, and wildlife.  For those who love the great outdoors and discovering natural beauty, Jasper is the place for you!

Residents of Jasper enjoy North Georgia mountain living at its very best!  You can fly fish for trout in the many swift flowing clear mountain streams, take the family to Carters Lake for boating, swimming or world-class striper fishing, go Class-I-III river kayaking on Talking Rock Creek, take a day hike or begin a 2,174 mile long hike on the Appalachian Trail at its southern most point at Springer Mountain, take in high mountain views of Atlanta and the surrounding North Georgia mountains at Mount Oglethorpe and so much more!  For the rest of the story, please visit our comprehensive Jasper, GA real estate and visitor's guide...

Jasper, GA Real Estate Listings

New Real Estate Listings in Dawsonville, GA —Be the First to Know!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

May. 5, 2008 - Jasper GA Foreclosure. Foreclosure Help

Jasper, GA Foreclosure. Foreclosure Help

Jasper GA Foreclosure. Foreclosure Help

Help Avoid Foreclosure on Your Jasper, GA Home with a Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Jasper, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Jasper, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

Jasper, GA Foreclosure FAQs

What is a foreclosure?  Foreclosure is a process that allows a mortgage company to recover the amount owed on a defaulted loan by selling or taking ownership of the property securing the loan. The foreclosure process begins when a borrower defaults on loan payments and the lender files a public default notice, called a Notice of Default or Lis Pendens. There are two types of foreclosures in Georgia:

  1. Judicial Foreclosure:  The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, the property will be auctioned off to the highest bidder.
  2. Non-Judicial Foreclosure:  The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee.

Georgia foreclosure facts:

  • Judicial Foreclosure Available: Yes
  • Non-Judicial Foreclosure Available: Yes
  • Primary Security Instruments: Deed of Trust, Mortgage
  • Right of Redemption: No
  • Deficiency Judgments Allowed: Yes

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  • The homeowner has no other financial resources to pay the mortgage.
  • The homeowner is behind on payments and have been notified of their default.
  • The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

Are You Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Jasper, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists like us.  We specializes in negotiating and marketing Jasper, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Jasper, GA home to avoid a foreclosure, call us about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email. 

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

May. 3, 2008 - Jasper GA Short Sale. Short Sale Help

Jasper, GA Short Sale. Short Sale Help

Jasper GA Short Sale. Short Sale Help

Jasper, GA Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Jasper, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Jasper, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

The following are answers to commonly asked questions to help you decide if your Jasper, GA home is a good candidate for a short sale:

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  1. The homeowner has no other financial resources to pay the mortgage.
  2. The homeowner is behind on payments and have been notified of their default.
  3. The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

No Equity?  Behind on Payments?  Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Jasper, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists.  We specializes in negotiating and marketing Jasper, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Jasper, GA home to avoid a foreclosure, call our team of short sale specialists about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email.

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

Apr. 28, 2008 - Bent Tree Golf Club, Jasper, GA

Bent Tree Golf Club, Jasper, GA

Bent Tree Golf Club, Jasper, GA

Bent Tree Golf Club, located just 60 miles northeast of Metro Atlanta, is a gated master-planned golf community that boasts unspoiled mountain wilderness and resort-style amenities. Bent Tree encompasses approximately 3,500-acres of rolling hills, clear mountain streams, cascading waterfalls, and mountains with the highest elevation on Mt. Oglethorpe at 3,300 feet.

Bent Tree Golf Club provides world-class amenities that culminate in a complete lifestyle for its members. There really is something for the entire family to enjoy, including a private18-hole golf course designed by Joseph L. Lee, golf pro shop, 110-acre private lake for fishing and canoeing, Club Tamarack and Fireside Lounge, two pools, and tennis courts. Amicalola Falls State Park is also located only 20 minutes away. Here you will find Amicalola Falls, a 729-foot tall cascading waterfall, and the start of the Appalachian Trail, which follows the high-mountain ridges of the Appalachian Mountains 2,174 miles to Mount Katahdin in Maine.

Bent Tree Golf Club Amenities

  • Gated
  • 18-hole championship golf course
  • Golf pro shop
  • Indoor and outdoor tennis courts
  • 110-acre lake
  • Fishing
  • Beach
  • Horse stables
  • Hiking
  • Club Tamarack clubhouse
  • Restaurant
  • One family Olympic pool
  • One adults only pool
  • Playground
  • Community activities

Bent Tree Golf Club Public Schools

  • Jasper Elementary School
  • Jasper Middle School
  • Pickens County High School

Bent Tree Golf Club Real Estate Listings

New Real Estate Listings in Bent Tree Golf Club —Be the First to Know!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Jasper, GA Real Estate Guides

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

Your Personal North Georgia Real Estate Consultants...For Life!

Links

• Home
• View my profile
• Archives
• Email Me
• Blog Manager