Powered by RealTown Blogs

North Georgia Real Estate Blog

Jul. 16, 2008 - Dahlonega GA Foreclosures

Dahlonega GA Foreclosures

Dahlonega, GA Foreclosures

Search Foreclosures in Dahlonega, GA by Price

Search Foreclosures in Dahlonega, GA by Amenity and Feature

New Foreclosures in Dahlonega, GA —Be the First to Know!

Time is of the essence when a new foreclosure goes on the market in Dahlonega, GA. If you would like to be the first to know, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , ,

Jul. 10, 2008 - Dahlonega GA Real Estate. Homes, Land & Foreclosures for Sale

Dahlonega, GA Real Estate. Homes, Land & Foreclosures for Sale

Dahlonega GA Real Estate, Homes, Land & Foreclosures

Dahlonega, GA —Land of Gold, Mountains and Southern Hospitality

Dahlonega is rich in the southern culture and charm, and boasts unspoiled mountain wilderness and its beautifully preserved downtown historic district. Unlike the Antebellum towns of the southeast, Dahlonega is more like an elegant town you would expect to find in the gold rush areas of the great western United States.

Dahlonega is best known as the location of the 1st major gold strike in the United States. Before the California gold rush in 1849, gold fever descended upon the local streams, creeks and rivers where many gold paners and gold miners struck it rich. You can relive the gold rush days at Dahlonega’s Gold Museum, located in downtown Dahlonega.

With the Blue Ridge Mountains to the north, and Lake Lanier to the south, there is always an outdoor adventure to be had.  Dahlonega residents enjoy world-class striper fishing on beautiful Lake Lanier, hiking the world-renowned Appalachian Trail, horseback riding on miles of mountain trails, kayaking class I-IV rapids on the Etowah, Chestatee and Amicalola rivers, panning for gold on area mountain streams, and more much more! For the rest of the story, please visit our comprehensive Dahlonega, GA real estate and visitor's guide...

Dahlonega, GA Real Estate Listings

New Real Estate Listings in Dahlonega, GA —Be the First to Know!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

May. 5, 2008 - Dahlonega GA Foreclosure. Foreclosure Help

Dahlonega, GA Foreclosure. Foreclosure Help

Dahlonega GA Foreclosure.  Foreclosure Help

Help Avoid Foreclosure on Your Dahlonega, GA Home with a Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Dahlonega, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Dahlonega, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

Dahlonega, GA Foreclosure FAQs

What is a foreclosure?  Foreclosure is a process that allows a mortgage company to recover the amount owed on a defaulted loan by selling or taking ownership of the property securing the loan. The foreclosure process begins when a borrower defaults on loan payments and the lender files a public default notice, called a Notice of Default or Lis Pendens. There are two types of foreclosures in Georgia:

  1. Judicial Foreclosure:  The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, the property will be auctioned off to the highest bidder.
  2. Non-Judicial Foreclosure:  The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee.

Georgia foreclosure facts:

  • Judicial Foreclosure Available: Yes
  • Non-Judicial Foreclosure Available: Yes
  • Primary Security Instruments: Deed of Trust, Mortgage
  • Right of Redemption: No
  • Deficiency Judgments Allowed: Yes

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  • The homeowner has no other financial resources to pay the mortgage.
  • The homeowner is behind on payments and have been notified of their default.
  • The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

Are You Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Dahlonega, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists like us.  We specializes in negotiating and marketing Dahlonega, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Dahlonega, GA home to avoid a foreclosure, call us about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

May. 3, 2008 - Dahlonega GA Short Sale. Short Sale Help

Dahlonega, GA Short Sale. Short Sale Help

Dahlonega GA Short Sale.  Short Sale Help

Dahlonega, GA Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Dahlonega, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Dahlonega, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

The following are answers to commonly asked questions to help you decide if your Dahlonega, GA home is a good candidate for a short sale:

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  1. The homeowner has no other financial resources to pay the mortgage.
  2. The homeowner is behind on payments and have been notified of their default.
  3. The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

No Equity?  Behind on Payments?  Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Dahlonega, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists.  We specializes in negotiating and marketing Dahlonega, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Dahlonega, GA home to avoid a foreclosure, call our team of short sale specialists about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email.

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

Apr. 25, 2008 - Achasta Golf Club, Dahlonega, GA

Achasta Golf Club, Dahlonega, GA

Achasta Golf Club, Dahlonega, GA

Achasta Golf Club, located 65 miles northeast of Atlanta in Dahlonega, GA, is a master-planned golf community that is nestled in the foothills of the North Georgia mountains. Achasta Golf Club provides world-class amenities that culminate in a complete lifestyle for its members. There really is something for the entire family to enjoy…Jack Nicklaus Signature 18-hole golf course, fully-stocked golf pro shop, Mountain View Clubhouse, fishing and kayaking on the scenic Chestatee River, indoor pool, outdoor pool with waterslides, tennis, hiking,and much more.

Achasta Golf Club is home to the latest Signature Course designed by renowned architect and golfer Jack Nicklaus. The beautiful North Georgia Mountains provide a landscape that is ideal for a challenging golf course. This classic, semi-private (soon to be private) course blends harmoniously with its surroundings. The 6957 yard, par 72 course crosses the beautiful Chestatee River five times. The seasoned golfer, as well as the enthusiastic novice will thoroughly enjoy playing this challenging, but fair, and aesthetically pleasing course.

A new Mountain View Clubhouse is scheduled to be constructed in 2008, and will offer an outdoor pool with waterslide, indoor pool, whirlpool spa, game room, playground, fitness center, aerobics room, Café, saunas, tennis center, fitness room and message treatments. Achasta is also scheduled to become a private resort.

Achasta Golf Club Public Schools

  • Lumpkin County Elementary School
  • Lumpkin County Middle School
  • Lumpkin County High School

Achasta Golf Club Amenities

  • Mountain View Clubhouse
  • Café
  • 18-hole golf course
  • Indoor pool
  • Outdoor pool with waterslide
  • Whirlpool
  • Game room
  • Playground
  • Fitness center
  • Saunas
  • Tennis
  • Chestatee River

Real Estate Listings in Achasta Golf Club, Dahlonega, GA

New Real Estate Listings in Achasta —Be the First to Know!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , , , , ,

Mar. 30, 2008 - New Homes in Dahlonega GA

New Homes Dahlonega GA

New Homes in Dahlonega, GA

Search New Homes in Dahlonega, GA by Amenity and Feature

Search New Homes in Dahlonega, GA by Price 

New Homes for Sale in Dahlonega, GA —Be the First to Know About New Listings!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

Comments (0) :: Post A Comment! :: Permanent Link
View more entries tagged with: , , , , , ,

Your Personal North Georgia Real Estate Consultants...For Life!

Links

Home
View my profile
Archives
Email Me
Blog Manager