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Jul. 16, 2008 - Buford GA Foreclosures

Buford GA Foreclosures. Foreclosure Listings

Buford, GA Foreclosures

Search Foreclosures in Buford, GA by Price

Search Foreclosures in Buford, GA by Amenity and Feature

New Foreclosures in Buford, GA —Be the First to Know!

Time is of the essence when a new foreclosure goes on the market in Buford, GA. If you would like to be the first to know, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

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Jul. 10, 2008 - Buford GA Real Estate. Homes, Land and Foreclosures for Sale

Buford, GA Real Estate. Homes, Land and Foreclosures for Sale

Buford GA Real Estate

Buford, GA

Buford, located approximately 40 miles northeast of Atlanta in Gwinnett County, was recently voted 3rd best community to live in by Fortune Small Business. Why did they choose Buford? They found safe neighborhoods, plenty of outdoor recreational opportunities due to its close proximity to Lake Lanier and the North Georgia mountains, affordable real estate and a relaxed pace, along with easy access to Metro Atlanta via I-985 and I-85.

Recreation abounds with many area county, city and Corps of Engineer parks including the endless activities at Lake Lanier. Lake Lanier offers world-class fishing opportunities that include 20 pound plus striper, spotted bass, largemouth bass, crappie and toothy gar.

Lake Lanier Islands Resort is the perfect place to take the family for a day of fun in the sun. The 1,100-acre resort provides a variety of amenities and services. Emerald Pointe Hotel & Conference Center, 30 lakeside cottages, two award winning golf courses Emerald Pointe and PineIsle, scenic horseback riding, spa services, famed wine tasting dinners, campsites and boat rentals from Harbor Landing are currently available for reservations.

Buford also has some of the best schools in the state. From the Buford City School system to the Mill Creek and North Gwinnett cluster, you will be hard pressed to find better academic and athletic school choices in Georgia.

Buford, GA Visitor's Information

Search Buford, GA Real Estate by Price

New Real Estate Listings in Buford, GA —Be the First to Know!

If you would like to be the first to know about a new listing that meets your search criteria, simply call us at (678) 332-6927 or send an email with a description of what you are looking for and we will be happy do the rest!

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

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May. 5, 2008 - Buford GA Foreclosure. Foreclosure Help

Buford, GA Foreclosure. Foreclosure Help

Buford GA Foreclosure. Foreclosure Help

Help Avoid Foreclosure on Your Buford, GA Home with a Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Buford, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Buford, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

Buford, GA Foreclosure FAQs

What is a foreclosure?  Foreclosure is a process that allows a mortgage company to recover the amount owed on a defaulted loan by selling or taking ownership of the property securing the loan. The foreclosure process begins when a borrower defaults on loan payments and the lender files a public default notice, called a Notice of Default or Lis Pendens. There are two types of foreclosures in Georgia:

  1. Judicial Foreclosure:  The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, the property will be auctioned off to the highest bidder.
  2. Non-Judicial Foreclosure:  The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee.

Georgia foreclosure facts:

  • Judicial Foreclosure Available: Yes
  • Non-Judicial Foreclosure Available: Yes
  • Primary Security Instruments: Deed of Trust, Mortgage
  • Right of Redemption: No
  • Deficiency Judgments Allowed: Yes

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  • The homeowner has no other financial resources to pay the mortgage.
  • The homeowner is behind on payments and have been notified of their default.
  • The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

Are You Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Buford, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists like us.  We specializes in negotiating and marketing Buford, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Buford, GA home to avoid a foreclosure, call us about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email. 

If you would like to read more about how our team can help you, or just want to browse what we have to offer online, then we welcome you to visit the rest our site. We hope you enjoy your visit!

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

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May. 3, 2008 - Buford GA Short Sale. Short Sale Help

Buford, GA Short Sale. Short Sale Help

Buford GA Short Sale. Short Sale Help

Buford, GA Short Sale

If you are facing difficult times and are behind on mortgage payments, or if your lender has contacted you in regards to foreclosing on your Buford, GA home, there are several options available to you, including contacting our team of short sale specialists at (678) 332-6927, or simply click here to send us an email, to see if a short sale may be the answer.

Don’t feel alone.  Many homeowners in the Buford, GA Area are facing difficult times due to falling home prices, rising food and energy costs, job losses, and adjustable-rate loans resetting to higher rates.  Unfortunately, Georgia has one of the highest foreclosure rates in the nation.  Georgia had a total of 11,047 new foreclosures in March, 2008, and one in every 351 Georgia households received a foreclosure filing during the month — ranking its foreclosure rate # 6 among the states.

The following are answers to commonly asked questions to help you decide if your Buford, GA home is a good candidate for a short sale:

What is a short Sale?  When a mortgage company accepts less than full pay-off on the mortgage to avoid a possible foreclosure auction or bankruptcy. Short sales can be the helping hand for those who are divorcing, have serious health issues, become unemployed, or find that the property value has dropped below the loan balance.

How will a short sale help the homeowner?  A short sale will provide financial relief, and the homeowner will avoid severe damage to their credit. The homeowner has more control over the timing of the transaction and the date they will have to vacate, rather than a forced eviction.  The costs associated with the short sale will be completed at no cost to the homeowner. 

How will a short sale help the mortgage company?  A short sale allows the mortgage company to avoid losing more time and money by avoiding a foreclosure.

Who is a good candidate for a short sale?  Homeowners cannot simply decide that they want to sell a home with a short sale.  The mortgage company must agree to it.  The criteria the lender will want to see are:

  1. The homeowner has no other financial resources to pay the mortgage.
  2. The homeowner is behind on payments and have been notified of their default.
  3. The fair market of the home will likely not cover all liens, commissions, and seller’s concessions.

Do mortgage companies agree to all short sales?  The answer is no.  It is essential to have a Realtor® who understands how the short sale process.  By understanding the complex short sale process, the mortgage company will be much more receptive to negotiating with the listing agent.  The #1 reason mortgage companies deny short sales is because of poor presentation on the part of the listing agent.

What is the down side of a short sale?  The process of a short sale is complex.  The buyer rarely has an opportunity to affect the decision makers.  The final sales price is determined by the mortgage company, not the homeowner.  Mortgage companies will not likely negotiate with the homeowner, so its important to hire a Realtor® who understands the complexities involved so they will better able to negotiate in their best interest.

No Equity?  Behind on Payments?  Facing Foreclosure? 

Due to increased interest rates and higher mortgage payments, many Buford, GA homeowners are losing their homes to foreclosure and many more are falling behind on their payments. Don't let this happen to you!  One of the actions you can take is to contact a short sale specialists.  We specializes in negotiating and marketing Buford, GA short sales. We do our best to generate offers that are beneficial to you and, yet, fair to the lender.. 

If you have recently had an interest rate adjustment, are behind on mortgage payments, have been contacted by your lender about a foreclosure, or are considering selling your Buford, GA home to avoid a foreclosure, call our team of short sale specialists about conducting a short sale for you.  To contact us, you’re always welcome to call (678) 332-6927, or simply click here to send us an email.

Solid Source Realty, Dawsonville, GA

www.Cozy-Cabin.us is owned by Ronald William Keaton who is a licensed REALTOR® of Solid Source Realty, 10900 Crabapple Rd, Roswell, GA 30075. Office phone (770) 475-1130 extension #6606. Solid Source Realty is licensed in the state of Georgia, is an Equal Opportunity Employer and supports the Fair Housing Act. Terms and Conditions apply. MLS data provided by FMLS™ and GMLS™.

 

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