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RSS FeedRelocating to Denver? |
Posted at Denver Real Estate Blogspot by Judith Clausen
Jul. 28, 2006
Categorized in: Denver Relocation
Relocating to Denver
You want to move to Denver. Maybe your company wants to transfer you, maybe you like the thought of having the mountains so close at hand, maybe you just want a change of scenery. But you don’t have a lot of time and money to invest to scour the market there.
You want to move to Denver. Maybe your company wants to transfer you, maybe you like the thought of having the mountains so close at hand, maybe you just want a change of scenery. But you don’t have a lot of time and money to invest to scour the market there.
FIRST THINGS FIRST
The first thing you can do is to find a web site that offers all the online tools you need to find a home in the Denver area, preferably a site that allows you to actually search for homes that meet your qualifications. And since you’re just beginning the process, you don’t want to have to register at a specific Realtor’s site to be able to do so. You don’t want to be pestered. You don’t even want to talk to a Realtor until you’re ready. A web site that gives you access to all the homes available on the Denver MLS is Buyers Advantage Real Estate of Metro Denver. No registration required.
RESEARCHING HOME LOANS
And you’d like to be able to research home loans without having to apply for a loan first. You’d like to know the current rates and loan programs available to meet your specific needs. Should you get a fixed-rate loan? Or a variable rate loan? What are the pros and cons of each? How can you avoid paying Mortgage Insurance which amounts to about one half of one percent (.005) annually? What if you need a “bridge loan” to “bridge” the time between buying a house in Denver and selling your house in your home state? Is that possible? You want information, but you don’t want to be locked into a particular lender just yet.
HOMEOWNER'S INSURANCE
Before you can buy your house you’ll have to have hazard insurance on your home. You want the best protection at the best rates. But if you don’t have an insurance agent who can refer you to someone in Denver, you’ll have to find an agent. You’ll have to do some research on which companies write insurance in Denver. And you may want to know which neighborhoods carry high rates so that you don’t wind up buying in a high crime area.
NEIGHBORHOODS AND SCHOOLS
You’d also like to be able to research neighborhoods and schools, to find out whether a particular school has a good teacher to student ratio or a theater program, or whatever your interest happens to be. You want to know how it stacks up with other school districts in the area. You want to be able to do this without having to make long distance phone calls to the school district, and you want reliable information. The Buyers Advantage Real Estate site has tons of information about Denver's neighborhoods and suburbs.
DENVER REAL ESTATE MARKET
Another important factor is the Denver real estate market. Is it a buyer’s market where buyers pretty much set the terms of the purchase? Or is it a seller’s market, where the seller dictates the terms? Or is in somewhere in between – neither buyer’s nor seller’s market? You want to know whether you can be in the driver’s seat, or whether you’ll have to subordinate your wants and desires to the seller’s. You want to know a good buy from a bad buy. You want information about the buying process and where you fit into it.
DENVER REALTORS®
And when you do reach the point where you’re ready to call a Realtor®, who do you call? What’s the difference among Denver Realtors®? How do you locate the best Realtor® for your specific needs? What if you can’t actually tour Denver homes because you can’t get there until your actual moving date? Can you actually buy a home on the internet?
DENVER LENDERS
And what about a lender? After you’ve gathered all the information you need, and you’re ready to buy, do you have a lender in Denver you can rely on? Or, if you’re like most people moving to Denver, you don’t have a clue about which lender to use, and don’t know where to start in locating a good one.
COORDINATING THE MOVE
But maybe one of the most difficult things to do is to coordinate your move. You need to sell your house in your home state, purchase a home in Denver, and arrange for the move, including getting your new telephone service and heat and lights set up, find a new bank, get your newspaper delivery arranged, find a new doctor, dentist, hairdresser, barber, all the things you need in your new location. How can you do all this, do it conveniently, and without taking a lot of time?
WHAT NOW?
These are all great questions, common to most everyone who wants to move to Denver, and I have answers to all of them for you. Just email me or call me direct at 303-587-3509. Or go to the Buyers Advantage website for answers.
