Foreclosures are running sky-high in the Denver metro area, which may have the unwanted effect of driving prices downward (good for buyers, but bad for the long-term value of property).

According to Rocky Mountain News columnist,  Rob Reuteman, "Colorado is one of only two states with no licensing or registration requirements for mortgage brokers. The FBI named Colorado as one of the top 10 states for mortgage fraud in 2004."

That's why if you need a lender you should find one who comes well-recommended, and don't just pick one out on the internet.

If you need help finding a reputable lender, call me at 303-587-3509.  I have a partner relationship with an online lender I can vouch for, as well as two lenders in the Denver metro area.  My online lender has a niche market serving my clients.  She charges no fees and can compete on rates with nearly any lender in the country.