Lenders and mortgage brokers cannot be forgotten when it comes to education.

Responsible lending that allows a lender or mortgage broker to increase income and personal effectiveness is important as is education of the consumer.

Responsible lenders play a vital role in helping families achieve homeownership, but consumers need to make sure they are not dealing with a predatory lender.

REALTORS and lenders alike have to avoid predatory lending through education of the consumers and those within our industries.