Feb. 26, 2008 - Avoiding identity theft |
Know how to fight back

The Federal Trade Commission (FTC), in conjunction with the National Association of Realtors (NAR), wants to help you to deter, detect and defend against identity theft.
Identity thieves can only take advantage of you give them information or they obtain information about you. Each year, millions of Americans have their identity stolen. Get the information you need to protect yourself against identity theft. This video can help you to minimize the risk of becoming a victim and reduce the emotional stress that often comes with identity theft.
Following these steps will reduce your risk of being a victim of an identity theft. Your goal should be to reduce other people's access to your information.
Remember: It is your responsibility to correct credit errors and restore your identity.
What do I do if I become a victim of identity theft? *
Credit Bureaus:
- Immediately call the fraud units of the three credit reporting companies - Equifax, Experian and Trans Union. Report the theft of your credit cards or identity to them. Ask that your account be flagged and have a "Fraud Alert/Victim Impact" statement placed on your credit file, asking that creditors call you before granting credit. Obtain the names and phone numbers of businesses with whom fraudulent accounts have been opened.
- Review your credit report with them and request a copy.
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P.O. Box 105873
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P.O. Box 949
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P.O. Box 390
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Atlanta, Ga. 30348-5873
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Allen, Tx. 75013-0949
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Springfield, Pa. 19064-0390
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Credit 1-800-997-2493
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Credit 1-888-397-3741
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Credit 1-800-916-8800
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Fraud 1-800-525-6285
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Fraud 1-888-397-3742
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Fraud 1-800-680-7289
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www.equifax.com
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www.experian.com
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www.tuc.com
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Get more information
FTC
New Jersey State Police
New Jersey Division of Consumer Affairs
* Source: NJ State Police
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08873 is the Postal Code for Franklin Township in Somerset County, NJ and we love living here. Hi, I'm Mike Adams and this is a Real Estate blog For and About current and future residents of Franklin Township, also known as Somerset New Jersey.
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