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Somerset 08873

Feb. 26, 2008 - Avoiding identity theft

Know how to fight back

The Federal Trade Commission (FTC), in conjunction with the National Association of Realtors (NAR), wants to help you to deter, detect and defend against identity theft.

Identity thieves can only take advantage of you give them information or they obtain information about you.  Each year, millions of Americans have their identity stolen. Get the information you need to protect yourself against identity theft. This video can help you to minimize the risk of becoming a victim and reduce the emotional stress that often comes with identity theft.

 

Following these steps will reduce your risk of being a victim of an identity theft. Your goal should be to reduce other people's access to your information.

Remember: It is your responsibility to correct credit errors and restore your identity.

What do I do if I become a victim of identity theft? * 

Credit Bureaus:

  • Immediately call the fraud units of the three credit reporting companies - Equifax, Experian and Trans Union. Report the theft of your credit cards or identity to them. Ask that your account be flagged and have a "Fraud Alert/Victim Impact" statement placed on your credit file, asking that creditors call you before granting credit. Obtain the names and phone numbers of businesses with whom fraudulent accounts have been opened.
  • Review your credit report with them and request a copy.

Credit Bureaus

Equifax

Experian

Trans Union

P.O. Box 105873

P.O. Box 949

P.O. Box 390

Atlanta, Ga. 30348-5873

Allen, Tx. 75013-0949

Springfield, Pa. 19064-0390

Credit 1-800-997-2493

Credit 1-888-397-3741

Credit 1-800-916-8800

Fraud 1-800-525-6285

Fraud 1-888-397-3742

Fraud 1-800-680-7289

www.equifax.com

www.experian.com

www.tuc.com

Get more information

FTC 

New Jersey State Police

New Jersey Division of Consumer Affairs

* Source: NJ State Police

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08873 is the Postal Code for Franklin Township in Somerset County, NJ and we love living here. Hi, I'm Mike Adams and this is a Real Estate blog For and About current and future residents of Franklin Township, also known as Somerset New Jersey. I would love to help you with your central NJ real estate needs. Just contact me via phone, my websites or email. I invite your comments and please visit Somerset 08873 often. Michael Adams CENTURY21 Moretti Realty 852 Easton Ave, Somerset, NJ 08873 Business: 732.828.3700 ext.306 PLEASE CALL DIRECT: 908.377.9262 Fax: 732.828.3913 mjadams@century21.com http://www.mjAdamsSellsHomes.com

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