08873 is the Postal Code for Franklin Township in Somerset County, NJ and we love living here. Hi, I'm Mike Adams and this is a Real Estate blog For and About current and future residents of Franklin Township, also known as Somerset New Jersey.
I would love to help you with your central NJ real estate needs. Just contact me via phone, text, my websites or email. I invite your comments and please visit Somerset 08873 often.
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Michael Adams
Keller Williams Cornerstone Realty
2230 Route 206, Belle Mead, New Jersey 08503
Business: 908.359.0893
Mobile/Text: 908.583.0409
Fax: 908.359.3929
mjadams629@gmail.com
The ten basic steps of purchasing a home -The Settlement Statement
At the closing, your mortgage lender will provide you with a Settlement Statement known as the HUD-1 form.Here, I will help you to understand the HUD-1 form. This form was recently updated and all lenders were required to use the new form starting January 1, 2010.The document gives you a complete list of the funds that will change hands during the closing.This includes fees that are associated with the transaction but that are paid prior to the closing (denoted at “POC,” Paid Outside of Closing).
Section J - Summary of a Borrower’s Transaction
• This is where you’ll see the contract sales prices, listing your earnest money deposit and all of your real estate taxes.In the area titled, “Amounts paid by or on behalf of the borrower,” you’ll see the list of items that total the amount of money you’ll need to close.
Section L – Settlement Charges
• Here, you’ll see the details of the closing costs for both you and the seller.This will include your home inspection or appraisal fees (if they are to be paid at the closing) all of your loan charges, transfer taxes, recording fees, title company charges and escrow agent closing fees.Check and double-check these fees, and be sure to consult with your REALTOR® or lender if you see anything that is questionable.
Page 3
• The final page of the HUD-1 shows a comparison between the Good Faith Estimate (GFE) and the HUD-1 broken down into the tolerance categories.A tolerance range has been specified for various categories of loan/closing costs to prevent unnecessary escalation of promised vs. actual charges.The GFE gives you an estimate of your settlement charges and loan terms if you are approved for this loan. A summary of the loan terms and provisions completes the third page.
Carriage Homes at Quailbrook - February 2010 Sales
Posted at 6:26 PM, Mar. 7, 2010
What’s happening in the marketplace
Carriage Homes at Quailbrook townhomes are located near Demott Lane featuring models ranging from the 2 bedroom, 2 bath ranch style homes to 2 bedroom, 2.5 baths two story homes with family room and a second floor den. Then there are 3 bedrooms, 2 ½ bath homes with family room. All homes have single car garages. Many have a fireplace which might be either gas or wood burning. Some units offer French doors leading into the large master bedroom and some have a greenhouse window in the kitchen. Some units also have decks.
According to the Garden State MLS, currently there are 3 homes actively listed for sale in this Franklin Township Townhouse development, at the time of posting. One is a 3 bedroom-2.5 bath, 2 story townhouse. The other two are single story ranch style 2 bedroom, 2 bath townhomes with slightly different floor plans. Viewthese three active listings
There have been no Carriage Homes at Quailbrook sales for the month of February.
That's what's happening in the marketplace, now. March 7, 2010
If you have specific questions regarding a Carriage Home property or any property in the Somerset, Franklin Township and/or surrounding areas, email me at mjadams629@gmail.com, Follow me on twitter, facebook or call directly: 908.583.0409
Source: Garden State MLS, L.L.C.**Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 3/07//2010.
According to the Garden State MLS, the month of February, 2010 ended with 23 Franklin Township single family residencessold. Franklin Township sale prices ranged between $204,800 and $690,000. The average** selling price for the month is $334,390. Average days on the market (DOM) for January was 79.
The month ended with 397 active listings on the market ranging in price from $114,500 to $999,500. The month of February ended with 104 Franklin Township residential properties under contract.
That's what is happening in the Somerset, NJ marketplace now, March 7, 2010.
If you have a question about a specific property in town, or housing stats for surrounding areas, please don't hesitate to contact me.
**A mean or average price is calculated by adding up all the values in a distribution and then dividing the sum by the total number of values contained in that distribution. To find a median value, one takes all of the values in the distribution, sorts in ascending order, lines them up and finds the middle value.
*Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx. The links will expire 60 days from 3/07//2010.
With the home buyer tax credit expiration date less than 60 days away, the New Jersey Association of REALTORS® (NJAR®) and its approximately 50,000 members are helping buyers understand the "tax terms" and "legalese" of the federal home buyer tax credits, available to first-time and repeat buyers who enter into a "binding" contract by April 30, 2010.
The Worker, Homeownership and Business Assistance Act of 2009 offered a new $6,500 tax credit to current homeowners on the purchase of a new primary residence. However, the law does not require sale of the current home. Therefore in aspiring to "trade-up," a family does not necessarily have to give up the fond memories of the former residence. It can be retained for investment, vacation or other purpose. However, the newly purchased home must be the "principal" residence in which the family lives "most of the time" according to the Internal Revenue Service (IRS).
The term "binding" does not simply mean a signed offer. A fully executed contract requires signed approval from both the buying and selling parties. Unique to New Jersey, the "attorney review period," allows both parties to have an attorney study the contract. If an attorney is consulted, the attorney must complete his or her review of the contract within a three-day period. The contract will be legally binding at the end of the three-day period unless an attorney for the buyer or seller disapproves the contract.
The safest scenario is to allow as much time as possible for approval of the contract. If a question arises during attorney review that cannot be resolved, the entire transaction may fall through. If that occurs near the April 30th "binding contract" deadline, it will be difficult to begin the home search process again with enough time to obtain a tax credit.
The property to be purchased must be located within the United States and it cannot cost more that $800,000. According to the IRS instructions for form 5045, "The purchase price is the adjusted basis of your home on the date you purchased it. This includes certain settlement or closing costs (such as legal fees and recording fees) and your down payment and debt to purchase the home (such as a first or second mortgage or notes you gave the seller in payment for the home)." Adding closing costs to the sale price can be an important factor in an expensive state like New Jersey with a vast inventory of homes available close to the $800,000 limit.
Taxpayers claiming the home buyer credits must file the IRS forms manually. They cannot be filed electronically. The IRS has revised Form 5405 for taxpayers to claim the home buyer tax credit. Backup documents, such as the HUD-1, must now be included to verify settlement date. For the repeat buyer tax credit, the IRS recommends including statements to verify the length of ownership, such as records regarding mortgage interest, homeowners' insurance or property taxes. These documents must show that it was the principal residence for at least five consecutive years of the previous eight.
Home buyers do not necessarily need to wait to claim the credit. Buyers who close in 2010 can claim the property settlement on their 2009 tax returns.
Another aspect of the extended tax credit law is an increased income limit. The income limits to qualify for the full credit are $125,000 for a single person and $225,000 for a married couple. Individuals earning up to $145,000 and married couples earning up to $245,000 are eligible for partial credit. Many potential buyers may not be aware of their eligibility for either credit.
The tax credits that are available now are up to $8,000 for a first home purchase, which applies to those who have either never owned a home or have not owned a home for the last three years. The repeat buyer credit is up to $6,500 for current homeowners who have lived in their home for five of the last eight years. In order to claim either credit, the home buyer(s) must be in a binding contract before April 30, 2010 and close on the home before June 30, 2010.
Franklin Township Open Houses - Sunday, March 7, 2010
Posted at 3:05 PM, Mar. 5, 2010
This week's Open Houses
If you wish more information, don't hesitate to contact me directly.
519 New Brunswick Rd, Somerset, NJ
Sunday, 1-4PM
I will be hosting an Open House at 519 New Brunswick Rd on Sunday. This house is waiting for a new family. Original owners expanded this 4 Bedroom, 2½ Bath Colonial to include 16 X 12 Master Bath & extra 1st Floor Den. Well maintained with loving care. Total of 9 rooms gives any family room to grow. Bring Mom, Dad and your friends to enjoy the oversized lot which is ideal for pool & outdoor living, Hot tub already there. Commuters delight close to major Roadways, NYC trains, RWJ & St Peter’s Hospital, Rutgers! Priced at $439,000
Regardless of the listing agent, office or MLS service if you are not already contracted with an agent, give me a call/text or send an e-mail and I will be happy to arrange a personal tour of any listed property or open house that you might find on the Internet, print media or yard sign.
At the time of posting the following properties are scheduled for an Open House, this coming Sunday. Generally, open houses are held between 1PM and 4PM. Click hereto view pictures of this week's Open Houses.
Listing information provided by Garden State MLS **Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 3/5/2010.
Here are 10 questions that prospective buyers or renters ought to ask to find out how green a house or apartment is. For sellers, this might serve as a partial punch list of items that can help to make your home more evironmentally friendly and/or energy efficient.
1. How big is it?
2. Where is it?
3. How is it oriented?.
4. Is it well-insulated, and are doors and windows sealed tightly against air leaks?.
5. Has the indoor air quality been tested?
6. If it's an older home, have insulation, heating and cooling systems and appliances been upraded?
The ten basic steps of purchasing a home - Closing the Transaction
Now that you have done the hard work of examining your finances, finding your Realtor who you connect with, secured an approval for mortgage financing, found a home that you want, made an offer that was accepted, finalized attorney review, purchased homeowner’s insurance and have in hand a comprehensive home inspection report, you are almost ready for the closing. It is extremely important that you make no large purchases until after you have closed on your new home. If seeking a mortgage, a final credit check will be done within 24 hours of the scheduled appointment.
The day prior to closing, a final walk-through of the house should be done. This final inspection gives you the opportunity to be sure the seller has moved out and completed any repairs agreed upon in the sales contract or as a result of a home inspection report. During the walk-through, make sure that all systems (for example, heating and cooling) are working properly and any appliances or other items the seller agreed to leave behind are in the house; in good working order and the house is “broom “ clean.
Be sure to get a get a good sleep the night before the big day. You will be dealing with a lot of legal and financial documents. For those also selling a property in order to purchase, you will have a double dose of closings. At this stage of the home buying process you will sign all mortgage documents and any other paperwork needed to complete the transaction. Essentially, it's the final transfer of money and keys. When you walk out of your lawyer’s or agent’s office, you will own a new home.
With the exception of privately financed purchases, in almost all cases your lender will require you to purchase title insurance, which protects you and the lender up to the purchase price of the property in the event that title to the property is found to be faulty.This is a one-time fee paid at closing. If you are privately financing the purchase, you may consider purchasing title insurance to protect yourself from claims against prior owners.
The deed and the mortgage that you receive must be recorded in order to establish your clear title to the property. This is usually done by the title agent or your attorney. Be sure that these arrangements are made and completed as soon as possible after the closing. Request that a copy be provided to you.
In New Jersey, most closings, are done in a face-to-face meeting of the buyer, the seller, the real estate agents, the lawyers, the title clerk and the representative from the mortgage company.As the buyer, you have the right to select a settlement provider who will aid in the closing of the transaction.
In some cases, you may save money by shopping for a settlement agent, which can be your lender, a title insurance company, your real estate broker or attorney or an escrow company. In central and northern New Jersey, your closing will likely take place at the office of your attorney.
For more information consult your attorney or the New Jersey Department of Banking and Insurance - (609) 292-7272 or 1-800-446-7467
If you have additional questions or comments, please contact me here, by phone or email, on facebook and/or twitter. Next, Understanding the Settlement Statement.
Franklin Township Open Houses - Sunday, February 28, 2010
Posted at 2:06 PM, Feb. 27, 2010
This week's Open Houses
If you wish more information, don't hesitate to contact me directly.
Regardless of the listing agent, office or MLS service if you are not already contracted with an agent, give me a call/text or send an e-mail and I will be happy to arrange a personal tour of any listed property or open house that you might find on the Internet, print media or yard sign.
At the time of posting the following properties are scheduled for an Open House, this coming Sunday. Generally, open houses are held between 1PM and 4PM. Click hereto view pictures of this week's Franklin Township Open Houses.
Listing information provided by Garden State MLS **Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 2/27/2010.
The ten basic steps of purchasing a home - The Home Inspection
After signing a contract of sale, you may want to consider paying for a home inspection, which will identify any physical defects or environmental conditions. The contract of sale typically gives buyers a certain number of days to have an inspection. You should schedule this as soon as possible to ensure it is completed within the stated time-frame. Depending on the circumstances of the transaction note that if you are purchasing a short sale or foreclosure that is to be sold in “as is” condition, you may be unable to perform a home inspection, or have any items identified during an inspection repaired.
Click to View
Here are some questions you may ask the home inspector:
• What does the inspection cover?
- A good inspection should cover structure, exterior, roofing, plumbing, electrical, heating, air conditioning, interiors, and ventilation.
• How long have you been inspecting residential buildings?
- Make sure the inspector has experience working with homes, and not just commercial properties.
• Can I attend the inspection?
- An inspector should allow you to be present for the inspection. If they don’t, consider it a red flag.
• How long does the inspection take? How long will it take to produce the report?
While this is not a personal endorsement of this particular company, here is an example of a well prepared home inspection report
A list of licensed home inspectors can be obtained from the New Jersey Division of Consumer Affairs. Another source to locate a home inspector is the American Society of Home Inspectors, ASHI
Franklin Township Open Houses - Sunday, February 21, 2010
Posted at 6:47 PM, Feb. 19, 2010
This week's Open Houses
If you wish more information, don't hesitate to contact me directly.
Regardless of the listing agent, office or MLS service if you are not already contracted with an agent, give me a call/text or send an e-mail and I will be happy to arrange a personal tour of any listed property or open house that you might find on the Internet, print media or yard sign.
At the time of posting the following properties are scheduled for an Open House, this coming Sunday. Generally, open houses are held between 1PM and 4PM. Click hereto view pictures of this week's Open Houses.
Listing information provided by Garden State MLS **Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 2/19/2010.
The ten basic steps of purchasing a home - Attorney review and shopping for home owners insurance
Attorney Review
Once the buyer and seller come to agreement, a standard sale contract will be drawn up by your REALTOR®. However, most REALTORS® are not attorneys and can not provide you legal advice. The buyer or seller may choose to have an attorney study the sale contract before it is finalized – in New Jersey this is known as attorney review. If an attorney is consulted, the attorney must complete his or her review within a three-day period. The contract will then be legally binding at the end of the three-day period unless the attorney disapproves of it. In some cases, the buyer and seller may choose to extend the three-day period. Learn more here.
Shopping for homeowner’s insurance
Just as you shopped around for a loan, it is important to do the same for homeowner’s insurance. As soon as you have signed a contract for your home purchase, you should begin shopping for homeowner’s insurance. Buyers should obtain the appropriatecasualty and liability insurance for the property. Your mortgage lender will require that such insurance be in place at the time of closing. Occasionally there are issues and delays in obtaining insurance.Keep in mind that a “binder” is only a temporary commitment to provide insurance coverage and is not an insurance policy.
You might consider combining your home and auto insurance for a possible discounted rate. Also you might wish to inquire about Personal umbrellaliability insurance.
It’s important to note that most homeowner’s insurance policies don’t cover flooding. Only a flood insurance policy will cover flood damage. Your insurance agent can tell you more about the benefits of flood insurance and in most cases, you can purchase flood insurance coverage from the insurance agent who sells your homeowner’s policy. The National Flood Insurance Program has a website to help you prepare and learn more about floods and flood insurance. To learn about your flooding risk and how to protect yourself and your property visit Floodsmart.gov.
Floodsmart.gov is an interactive website. You can enter your property information to find out your flood risk. Please note that FEMA is in the process of updating and digitizing the floodplain maps and some property information may not be available. If you have any questions, consult your insurance professional.
If you have additional questions or comments, please contact me here, by phone or email, on facebook and/or twitter. Next, Getting an home inspection and Closing the transaction.
I am excited to announce my new association with Keller Williams Cornerstone Realty, 2230 Route 206, Belle Mead, New Jersey 08503. Office:908.359.0893 FAX:908.359.3929 Mobile/Text: 908.583.0409
Still servicing Somerset, Franklin Township and surrounding areas.
If you wish more information, don't hesitate to contact me directly.
Regardless of the listing agent, office or MLS service if you are not already contracted with an agent, give me a call or send an e-mail and I will be happy to arrange a personal tour of any listed property or open house that you might find on the Internet, print media or yard sign.
There is no need to feel overwhelmed. Clickfor Buyer Advice. And most importantly, as a buyer read why you might not want to venture out on your own...http://tinyurl.com/acv5zx
At the time of posting the following properties are scheduled for an Open House, this coming Sunday. Click hereto view pictures of this week's Open Houses.
Listing information provided by Garden State MLS **Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 2/13/2010.
I first informed you on January 19th of new real estate legislation that was signed into law by the outgoing Governor Corzine. On January 17, 2010, P.L. 2009, c. 273 (“the Act”) was signed into law. The Act permits licensed real estate brokers to provide a purchaser of residential real property a rebate from the commission the broker receives. The law is effective immediately and is a significant change to prior New Jersey law. The Real Estate Commission intends to promulgate regulations to effectuate the provisions of this law. In the meantime, however, the Real Estate Commission urges real estate licensees to be guided by the provisions of the Act and by this bulletin.
Below is a summary of several restrictions on who may provide and receive a rebate, conditions concerning the providing of a rebate, limitations on the nature of the rebate that may be paid and requirements on the advertisement of rebates.
Who may provide/receive a rebate and conditions concerning the providing of a rebate.
Only a real estate broker may provide the rebate. A broker-salesperson or salesperson may not provide a rebate.
A rebate may only be provided to a purchaser of residential real property. A rebate may not be provided to a seller or to a lessor or lessee.
The broker and the purchaser must contract for a rebate at the onset of the brokerage relationship in a written document, an electronic document or a buyer agency agreement. The document or agreement must specify the terms of any rebate to be credited or paid by the broker to the purchaser. The broker must provide the document or agreement to the purchaser at the outset of the brokerage relationship.
The broker must comply with any State or federal requirements regarding the disclosure of the payment of the rebate.
The broker must recommend to the purchaser that the purchaser contact a tax professional concerning the tax implications of receiving the rebate.
The broker must disclose the payment of the rebate to all parties involved in the transaction, including any mortgage lender.
The nature of the rebate that may be paid.
The rebate must be -
+ in the form of a credit to the purchaser and reducing the amount of the commission payable to the broker paying the rebate or a check paid by the closing agent made at the time of closing;
+ andcalculated after the purchaser negotiates the rebate commission rate with the broker paying the rebate.
The rebate must not be -
+ paid to an unlicensed person for any act that requires licensure;
+ contingent upon the use of other services or products being offered by a broker or an affiliate of a broker; and
Carriage Homes at Quailbrook townhomes are located near Demott Lane featuring models ranging from the 2 bedroom, 2 bath ranch style homes to 2 bedroom, 2.5 baths two story homes with family room and a second floor den. Then there are 3 bedrooms, 2 ½ bath homes with family room. All homes have single car garages. Many have a fireplace which might be either gas or wood burning. Some units offer French doors leading into the large master bedroom and some have a greenhouse windows in the kitchen. Some units also have decks.
According to the Garden State MLS, currently there are 3 homes actively listed for sale in this Franklin Township Townhouse development, at the time of posting. One is a 3 bedroom-2.5 bath, 2 story townhouse. The other two are single story ranch style 2 bedroom, 2 bath townhomes. Viewthese three active listings
There has been one Carriage Homes at Quailbrook sale since my last report to you; 331 Hazlitt Way, $250,000, a 2 bedroom 2.5 bath two story townhouse. This transaction was a short sale.
That's what's happening in the marketplace, now. February 8, 2010
If you have specific questions regarding a Carriage Home property, email me at mjadams@century21.com, follow me on twitter, facebook or call directly: 908.583.0409
Source: Garden State MLS, L.L.C.**Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 2/08/2010.
According to the Garden State MLS, the month of January, 2010 ended with 25 Franklin Township single family residencessold. Sale prices ranged between $120,000 and $649,000. The average** selling price for the month is $407,340. Average days on the market (DOM) for January was 74.
The month ended with 343 active listings on the market ranging in price from $110,000 to $999,500. The month ended with 82 residential properties under contract.
That's what is happening in the marketplace now, February 8, 2010.
If you have a question about a specific property in town, or stats for surrounding areas, please don't hesitate to contact me.
**A mean or average price is calculated by adding up all the values in a distribution and then dividing the sum by the total number of values contained in that distribution. To find a median value, one takes all of the values in the distribution, sorts in ascending order, lines them up and finds the middle value.
*Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx. The links will expire 60 days from 2/08/2010.
The ten basic steps of purchasing a home - Finding your home and making the offer
So, now you have shopped for a mortgage and have been pre-approved for a mortgage loan. That's fantastic! You are armed with the advantage of having a lender's backing. That send a strong message to your seller. And, most importanly at this stage, DO NOT make any major purchases before closing on your new home. I will repeat this; over and over!
The National Association of REALTOR® (NAR) states that nearly 90% of home buyers begin their search online. It's very likely that you have already been seaching on Trulia.com, Zillow.com or another third party real estate site. It's time to increase the accuracy of what homes are actively listed by using real time Multiple Listing data. Before you begin your advanced search, you might wish to decide which home features you feel are essential and which are optional, such as a backyard, basement, number of bedrooms/bathrooms, etc; as well as what to stay away from. The Department of Housing and Urban Development (HUD) offers a basic but useful wish list that you can work from and share with your REALTOR®.
Now that you have your wish list completed, you can continue searching for your dream home on your own or seek the assistance of a local REALTOR® by have him/her send regular emails or alerts that fit your criteria. If you remain on your own, I recommend searching on a local REALTOR® website, such as mine, that offers a wide search or Realtor.com.
If you are considering homes that are undergoing a distressed sale due to financial hardship such as the purchase of a short sale, bank-owned property or foreclosure be advised that these transactions often take longer because a third party must approve the sale. Frequently these homes are also sold "as is" and may need repairs. Partcularly, if the house needs repairs, you might wish to concider HUD's 203K mortgage program.
It’s important to keep an open mind when visiting properties your REALTOR® feels may work well for you, just as it’s also vital to be upfront and honest with your REALTOR® about your preferences and financial situation to ensure that you purchase the best home for your needs. Focus on the house, not how it is furnished. A little trick when assesing the true size of a room is to look at the ceiling to determine it's size. Oversized furniture may give the illusion that the room is smaller than it actually is. Also, try to look beyond the things that can be easily changed such as wall coverings and carpets.
Work with your REALTOR® when attending public open houses. When looking in Somerset, New Jersey and surrounding areas, you can find them easily at the blog: Somerset08873. You want your REALTOR® to accompany you. I covered agency when choosing your REALTOR®, but it is worth repeating because you do not want to weaken you negotiating postion by providing too much information to the seller's agent: (http://tinyurl.com/rdo7vq) Another thing with having a buyer's agency agreement; it ensures yourREALTOR® is paid after negotiating a sale with a FSBO owner.
After you find a home that you are serious about buying, work with your REALTOR® to come up with an appropriate offer. Be mindful of your financial circumstances, down payment amount and closing costs when negotiating the sale price. Each house and case is different. There is no uniform method for making an offer. Supply, demand, the condition of the home, how long the house has been on the market, and your personal circumstances with regard to how soon you need to close on a home all come into play when framing your offer. You might also weigh in how much you really want it. If you REALLY want it, make your best offer. Keep in mind that a properly priced or under priced home may draw multiple offers and quickly.
Have your REALTOR® run a Comparative Market Analysis (CMA) for homes that sold within the last three months and work from there. If the price of the home is on target with the market, then you may have to go with market price unless you get really lucky and/or the seller is highly motivated. In an active market, you’re likely to lose out by making a low bid or lowball offer; that's a discison and strategy you will have to make.
If you have additional questions or comments, please contact me here, by phone or email, on facebook and/or twitter. Next, attorney review and shopping for home owners insurance.
If you wish more information, don't hesitate to contact me.
Regardless of the listing agent, office or MLS service if you are not already contracted with an agent, give me a call or send an e-mail and I will be happy to arrange a personal tour of any listed property or open house that you might find on the Internet, print media or yard sign.
There is no need to feel overwhelmed. Clickfor Buyer Advice. And most importantly, as a buyer read why you might not want to venture out on your own...http://tinyurl.com/acv5zx
At the time of posting the following properties are scheduled for an Open House, this coming Sunday. Click hereto view pictures of this week's Open Houses. The following are featured homes this weekend in Franklin Township and surrounding areas from Century 21 Moretti Realtyhttp://tinyurl.com/c64npd
Listing information provided by Garden State MLS **Info. deemed RELIABLE but not GUARANTEED - ALL Room Sizes are Approx.** The links will expire 60 days from 2/05/2010.
I hove no idea how or why I found this late tonight because it is from 2008! This posting has nothing to do with Somerset, Franklin Township or real estate. Gary Vaynerchuk proposed that 4.3.2008 be "good people" day. He asked that all day, we tweet, blog and just talk about good people and doing the right thing....for no other reason. I like the idea and I'm doing it now.
No doubt, if you look up "good people" in the dictionary, you will find my mother there. But this story is not exactly about her. I called to wish her a happy 91st birthday, a few days ago. During our conversation, she started to tell me about a Christmas card that finally showed up. It was from Mrs. & Mrs. Sanford who lives in Virginia. Well. my mother still has a mind like a steel trap, but she couldn't, for the life of her, identify who these folks were. She began her "investigation" calling relatives to ask who these people might be and could they be related. My mother then realized that the return address was within the same town as a cousin and she made a phone call. She learned that our cousin never received the card and the address was very close to where our cousin lives, but the names where unknown. Another cousin began an internet search and was able to find a phone number for the senders.
With new information my mother made the phone call. A care taker answered to say that the Sanfords were not home from work. A message was left. Later that evening, Mr. Sanford returned the phone call. My mother explained that she received the Christmas card and was thankful, but at her age, she could not figure who he was. Mr. Sanford chuckled and replied that, no they are not related and she could not know who he was. My mother was now more perplexed than ever. He continued to say that the card that was meant for our cousin was delivered to him, by mistake. He returned the wrongly delivered mailing to the postman. Eventually, the card made it the correct destination. Mr. & Mrs. Sanford decided that it would be nice to send a Christmas card to the addressee of the wrongly delivered mail, for no other reason.
I suspect, that right under my mom, in Webster's definition of "good people", you will find the Sanfords of Virginia. I think I'll awake in the morning with a smile on my face. What's your story?
View more entries tagged with: Hud1, Settlement Statement, Good Faith Estimate, Gfe, Summary Of A Borrowers Transaction, Settlement Charges