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Home First, Inc - Loan Modification Questions - Tutorial 3
Posted at 3:37 PM on Nov. 18, 2009

Home First is an industry recognized loan modification and short sale negotiations consulting firm and they are more than happy to help you with any questions you might have in regards to your Loan Modification.
- What is the upfront cost for a modification?
There is no up-front cost for us to assess your situation and determine whether you’re a good candidate for a modification. This isn’t to say we work for free, we don’t, but we have never charged an Advanced Fee, we only charge for services that are performed.
- What is your success rate?
I’d love to say it’s 100%, because that would mean I don’t spend time working on files without earning my fee! We are very proud of our success rate, which is over 85%, but it’s due in large part to the amount of diligence we put in on the front end. We have very in depth, very candid conversations with our clients as part of a diagnostic process. I wish I could help everyone I talk with, but the truth is that even when someone is in need, they might not necessarily be a good candidate for a modification. With the amount of time and energy involved in each file, it simply wouldn’t be fair to our other clients to just “throw against the wall to see what sticks”. I know there are a bunch of companies out there that charge all their fees up front and on that model, they might not care about taking on clients who won’t get a modification. But because we don’t get paid until we perform, we simply don’t have the time to play that game.
Don’t wait! Contact Matthew C. Scott at 858-581-6648, e-mail MScott@Home-1st.com or fill out a contact information form online here.
To read our former blogs about “Loan Modification” please visit Home First, Inc - What is Loan Modification and Why is it Important? and Home First, Inc - Loan Modifications Questions - Tutorial 1 and Home First, Inc - Loan Modification Questions - Tutorial 2.

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"Solara Loft” in the Cortez Hill District - The New Definition of Ideal Downtown San Diego Living!
Posted at 3:36 PM on Nov. 17, 2009
Thinking about becoming a Downtown San Diego Loft homeowner? Take a second and see what Solara Loft - the new definition of ideal Downtown San Diego living has to offer!
Solara Lofts is located in the Cortez Hill District in Downtown San Diego with easy access to two major freeways, Hwy 5 and 163. A short walk or trolley ride away is Petco Park, the San Diego Zoo, Horton Plaza, The Embarcadaro, the Gaslamp District, the Little Italy District, Balboa Park and everything Downtown San Diego has to offer.
The builder - Skandia is a Real Estate Development firm with more than 30 years of experience in all aspects of the San Diego Real Estate and construction marketplace and has built Solara Loft with current and furute amenities in mind to enhace homeowner equity over time.
With only 77 residences on 8 floors, Solara Loft is known to have a popular community feeling with a lot of features not found anywhere close by including;
- Health club
- Jacuzzi
- Racquetball court
- Day spa
- Men’s and Women’s locker rooms complete with showers and saunas
A “Solara Loft” home will have all of the hardwood floors, stainless steel appliances, granite and sophisticated finishes that you can expect from luxury homes in Downtown San Diego. You will be surprised by design elements such as custom sliding glass partitions, moveable kitchen islands and oversized Eurostar Tilt and Turn Windows. There is nothing else like it in San Diego. Below is a list of more features;
- Between 541 to 1680 square foot
- Extra storage available
- Approximate price range: $400,000 - $900,000
- HOA fees: $450 - $550
- FHA and VA approved
- 2 parking spaces per unit (except studios)
- Additional guest parking available
- Designer granite tops
- Upgraded stainless steel appliances
- Cherry wood finished kitchen cabinets
- Hardwood floors
- Eurostar Tilt & Turn Windows
- Ample balconies
- Custom designer optional sliding partitions
- Custom designer optional moveable kitchen islands
- Penthouse level with 12 foot ceilings
Solara Lofts offers a variety of floor plans to choose between. They all have one thing in common, oversized windows and natural light. The interior spaces are open to take full advantage and optional custom sliding glass partitions can be used in many plans to create private rooms without losing the overall feeling of spaciousness. The design flexibility inherent in every Solara Loft can be further enhanced by the use of optional moveable kitchen islands. To see floor plans available please click on floor plans.
Are you interested to know more? Contact “92101 Urban Living” today! E-mail us at info@92101urbanliving.com or call 619-649-0368 or visit our website www.92101UrbanLiving.com
Want to contact “Solara Loft” please e-mail Contact@solaralofts.com or call 619-231-2400 or visit their website www.SolaraLoft.com
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“Hotel Indigo” in Downtown San Diego is Keeping Its Commitment to The Environment!
Posted at 3:35 PM on Nov. 16, 2009
   
Hotel Indigo in the Gaslamp District in Downtown San Diego is keeping its promise to the environment by being a green building and has developed practices into the design, construction and operation of the hotel. Hotel Indigo opened up its doors in August 2009 and is the first hotel to be LEED certified in Southern California. LEED stands for Leadership in Energy and Environmental Design.
The hotel is located on 509 9th Avenue in Downtown San Diego just across the street from Park Loft and a short stroll away from Petco Park.
Hotel Indigo is the:
- First sustainably-built hotel in San Diego
- First hotel in San Diego to achieve LEED certification from the U.S. Green Building Council
- One of only 7 LEED-certified hotels in California and one of 19 LEED-certified hotels in the U.S.
- First Downtown San Diego building to have a green roof
- First LEED-certified hotel in the U.S. for InterContinental Hotels Group
Green Features:
- Constructed hotel on previously developed site; implemented waste management plan to recycle non-hazardous materials and divert waste from city landfills
- Located in dense urban area within walking or cycling distance to public transportation (San Diego Trolley, buses, harbor ferry), housing, retail and entertainment options
- Green roof on 9th and 12th floors with native species of drought-tolerant plants to help reduce heating and air conditioning costs and filter storm water
- Runoff; herbs grown in 9th floor Phi Bar Terrace herb garden to be used in menu items at Phi Bar and Bistro
- On-site recycling program, including Phi Bar and Bistro pantry recycling/composting on roof
- Adoption of eco-friendly food and beverage containers, either paper or recycled corn plastic
- Improved indoor air quality due to no smoking policy and quality ventilation systems
- Low VOC paints, coatings, sealants, adhesives, and carpet used for better indoor air quality
- Design allows for ample natural day lighting to help optimize energy efficiency
- Reserved parking spaces and parking discounts for guests who drive low-emitting and fuel-efficient vehicles
- Preferred parking for employees that car pool; bike racks and shower facilities for those who bike to work, reducing reliance on fuel and parking spaces
Downtown San Diego Condo homeowners in The Mark and Diamond Terrace and Downtown San Diego Loft homeowners in M2i and Fahrenheit and San Diego visitors take the change to experience something new, visit Hotel Indigo for breakfast, lunch, dinner or the Phi Terrace for an evening cocktail to enjoy the breathtaking views over Downtown San Diego.
To read our former blogs about Hotel Indigo please visit Hotel Indigo in Downtown San Diego - Leadership in Energy and Environmental Design! and Now Open! Hotel Indigo in the Gaslamp District in Downtown San Diego!
To visit the hotels website please visit Hotel Indigo.
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Panoramic Western Views from Pinnacle #2601 in the Marina District in Downtown San Diego!
Posted at 3:33 PM on Nov. 11, 2009
Home #2601 in Pinnacle located in the Marina District in Downtown San Diego has 2 bedrooms + a den with 2 1/2 baths. This Downtown San Diego Condo has hardwood floors in entry hallway, living room, den, kitchen and carpet in bedrooms. Panoramic Western views from the balcony, master bedroom, kitchen and living room over the Pacific Ocean, Coronado Bridge, San Diego Bay and Downtown San Diego! The kitchen has stainless steel appliances and granite counter tops and opens up towards the den and the living room. $6,000/month furnished! Available now!
The Pinnacle: This building rises 450 feet into the San Diego Skyline to 35 stories. The complex was completed in late 2005 by Pinnacle development, and features dramatic glass and concrete architecture. The first impression of the complex is first set when entering the Grand Lobby, a stone and marble space filled with overhead natural light where a welcoming concierge greets you by name and verifies all visitors. The complex features street level retail and houses the brand new San Diego’s Children’s Discovery Museum. Each home was designed to have the elegance and fell of a Downtown San Diego Penthouse!
Pinnacle amenities include:
- Pinnacle is known for residents’ clubs and amenities.
- 95’ outdoor lap pool that opens onto a secured and gated outdoor pool deck
- Fully equipped Fitness center with men’s and women’s locker rooms
- Spa, sauna, and steam rooms
- Club rooms offer a media lounge with large screen cinema, billiards and games, plus a private guest suite
- State of the art business center
- Full time luxury concierge staff and security
- Underground and separate bike storage
- Six High speed elevators
- Ceiling heights at The Pinnacle range from 10’ to 12’
- Many residences are 2000 square feet with terrace-sized balconies
- Every home feels like a penthouse
- Granite, marble, imported ceramic, polished chrome, brass, and designer-quality carpet
- Opulent ensuites and bathrooms have deep jetted soaker tubs, separate showers finished in tile and glass, full width vanity mirrors, and imported ceramic tile surrounds
- Designer kitchen with granite or marble countertops offers top-of-the-line appliances, gas cooktops and built-in ovens
- Every living room has a fireplace, handsomely framed with a granite and marble mantel and hearth
- The Pinnacle is a secured and technologically advanced building
- Entrances are monitored and controlled by 24-hour concierge services
- Access doors are controlled throughout all public areas
- Secured, well-lit underground parking is monitored by video
- The Pinnacle is connected directly to this backbone of the Internet with each home pre-wired for high-speed Internet access, as well as being pre-wired for cable television outlets – the precursor connections of convergence technologies for in-home communication systems
To see our ad on Craigslist please click here and to see our ad on San Diego Reader please click here. To see another Downtown San diego Condo for rent please visit Want to Become a Downtown San Diego Condo Renter in ICON in The East Village/Ballpark District. Check This Out!
For more information call Pete at 619-857-2289 or email pete@92101urbanliving.com
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Home First, Inc - Loan Modification Questions - Tutorial 2
Posted at 3:31 PM on Nov. 10, 2009

Home First is an industry recognized loan modification and short sale negotiations consulting firm and they are more than happy to help you with any questions you might have in regards to your Loan Modification.
- How long is the Loan Modification process?
It varies with the complexity of the file, and the backlog with both the Servicer and Investor. I’ve literally gotten clients terms in a week, and there have been others for whom I’ve battled for over six months. Each client has a unique set of circumstances, and we’ve always felt that their family deserves whatever time it takes to craft the very best modification for their situation.
- What are the typical results?
The result is a payment that fits within the client’s budget so that they can stay in their home. Whether the terms are 2% rate for 40 years, 5% interest only, 4% but deferring 25% of the principle balance, or any of a hundred other formulations, the target is always the same – the lowest possible payment for our client. The recipe itself is determined by the investor and what they want to do with that segment of their portfolio.
Don’t wait! Contact Matthew C. Scott at 858-581-6648, e-mail MScott@Home-1st.com or fill out a contact information form online here.
To read our former blog please visit Home First, Inc - What is Loan Modification and Why is it Important? and Home First, Inc - Loan Modifications Questions - Tutorial 1

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Featured Property: 23rd floor penthouse level corner unit #2301 in ICON with UNOBSTRUCTED FLOOR-TO-CEILING Northeast views in the East Village/Ballpark District!
Posted at 3:30 PM on Nov. 7, 2009
This is 92101 Urban Living’s new featured property: 23rd floor Downtown San Diego Penthouse level corner unit with UNOBSTRUCTED FLOOR-TO-CEILING Northeast views overlooking the mountains with peek balcony views of the Coronado Bridge. Located in the heart of East Village/Ballpark District, this 2 bed/2 bath has wood flooring in the kitchen, stainless appliances and granite counters throughout. Community amenities include the ONLY Downtown San Diego rooftop “Skybox” deck looking into Petco Park, a large fitness center, a 14 seat movie theatre and community room.
To see more pictures please click on this gallery.
ICON: located in the heart of the East Village encompassing an entire city block bound by 10th, 11th, J Street and K Street. A superb location with Petco Park on one side, and the new San Diego Public Library development site on the other. ICON has two entrances: 321 10th Ave, and 350 11th Ave. Finished in January of 2007, the developers Levin/Menzies went to great lengths to make this one of the most unique and desirable complexes in all of Downtown San Diego. The ICON complex is comprised of Four Buildings of all concrete construction: Building 1 is 26 stories, Building 2 is 11 stories, Building 3 is 9 stories, and Building 4 is 5 stories. The four buildings surround a perfectly landscaped interior courtyard that features original sculpture art, and waterfall features. The interior courtyard gives the complex an intimate community feeling. Even though there are 327 units, you still feel well connected to your neighbors. The building projects like ICON, Diamond Tower, and Park Terrace were all just completed in 2007. The street level retail that goes in to those spaces will really define the infrastructure of the neighborhood. These completed and fully occupied spaces will greatly add to the value of the price per square foot of the ICON complex.
ICON amenities include:
- Wood flooring standard in kitchen
- Easy-care Coronet carpet standard in bedrooms and living areas
- Designer-selected color palette for each Interior Finish Scheme
- KitchenAid Architect Series stainless steel appliances
- Wood-grain laminate cabinetry
- Slab granite countertops and 4” backsplash
- Porcelain or engineered marble bath flooring
- Double vanities in master baths with custom, floating backlit mirror treatment
- Exposed interior concrete structural elements
- 9’ ceiling heights in flats and townhomes, and dramatic 14’ - 16.5’ elevations in lofts and live/work spaces
- Interior laundry hook-ups
- Thermostatically controlled individual heating and A/C
- Spacious covered terraces
- Four distinct and vibrantly colored towers with unique architectural designs and lifestyle options
- Dramatic clerestory roof lines on two of the four buildings
- Open-air lobby at 11th Avenue entrance
- Dynamic retail, commercial and live/work venues on the ground floor
- Icon Skybox viewing terrace overlooking PETCO Park, exclusively for Icon residents
- Courtyard-level 5th Inning Lounge available to Icon residents for meetings, special events, community activities, etc.
- Icon Theater with raised seating and a state-of-the-art audio/visual & gaming system
- Fitness Studio for all levels of co-ed fitness training and conditioning
- San Diego’s first 60-foot sculpture by renowned artist Ned Kahn-that captures the look-and-sound of softly cascading water
- Two controlled-access lobbies with community attendant staffing and on-site facilities manager
- Controlled-access subterranean garage & off-street loading docks
- Convenient trash chutes on each residential floor
- World-class San Diego Main Library facility proposed at 11th and J
- Exciting restaurants, entertainment and shopping in the Ballpark District and the Gaslamp District
- San Diego Trolley just one block away for easy, safe and fun transportation
- MLK Promenade, Embarcadero, Marina and Urban Art Trail within steps of your front door
For more information please contact Pete at 619-857-2289 or email pete@92101urbanliving
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Home First, Inc - Loan Modifications Questions - Tutorial 1
Posted at 3:29 PM on Nov. 6, 2009

Home First is an industry recognized loan modification and short sale negotiations consulting firm and they are more than happy to help you with any questions you might have in regards to your Loan Modification.
- Can I do “Loan Modification” myself?
Modification are done by homeowners all the time. The problem is that the term “modification” can mean anything from changing the interest rate by .5%, adding delinquent payments to your loan balance, or changing your payments by a few dollars. The goal for most homeowners when attempting to modify is to get into a payment that makes financial sense for them to stay in the home long term. When dealing with such a huge financial responisbility, you want to make sure that you are working with someone who will make your first and only attempt at this a succesful one with results that are worth your efforts.
- Why should I use Home First’s services?
Home First has been successfully negotiating loss mitigation for homeowners for over three years, well before every loan officer, lawyer, debt collector and used car salesman decided to advertise their services on Craigslist. They have negotiated over 1,500 loans and saved their clients in excess of $10,000,000. They have spent years learning what not only the guidelines are for the various investors, but where the limits are, what works and what doesn’t. They have been involved in this industry from the beginning, and their relationships in the Loss Mitigation Departments at the banks is unrivaled. Their clients benefit from both Home First’s expertise and their relationships. In short, even though the modification process is neither quick nor easy, they can get your modification done quicker and easier than you can, and you are assured of getting the best result possible. The cost of a failed loan modification is simply too great for most responsible homeowners to leave in the hands of rookies.
Don’t wait! Contact Matthew C. Scott at 858-581-6648, e-mail MScott@Home-1st.com or fill out a contact information form online here.
To read 92101 Urban Living’s former blog about Loan Modification please visit Home First, Inc - What is Loan Modification and Why is it Important?

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Take Advantage of The Extended “First Time Home Buyer Tax Credit” in Downtown San Diego!
Posted at 3:27 PM on Nov. 5, 2009
Senators agreed Wednesday October 28th, 2009 to extend the popular tax credit for first time homebuyers and to offer a reduced credit of up to 6,500 to repeat buyers who have owned their current homes for at least five years. The credit passed earlier this year as part of President Obama’s stimulus bill. It was supposed to expire the end of November but lawmakers will extend it through April.
The tax credit provides up to $8,000 to first time homebuyers.The Commerce Department said that new home sales fell 3.6 percent in September, and some industry representatives blamed uncertainty about the tax credit.
Want to become a Downtown San Diego Condo or Downtown San Diego Loft homeowner in Downtown San Diego? Take advantage of the extended first time home buyer tax credit.
315,000 first time homebuyers across the country took advantage of the $8,000 tax credit, 42,304 of them were first time homebuyers in California.
To read more about the home buyer tax credit please visit The State of California.
To read our former blogs please click on San Diego is One of the 10 Top Most Desirable Places to Buy a Home! and FAQs About the State New-Home Buyer Tax Credit.
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Home First, Inc - What is Loan Modification and Why is it Important?
Posted at 3:19 PM on Nov. 3, 2009
A Loan Modification is a way to renegotiate your current mortgage in your Downtown San Diego Condo or Loft allowing you to maintain or repair your credit. Many aspects of your mortgage can be changed to your benefit, including the term of the loan, interest rate, balance of principle and monthly payments. It’s even possible to have late fees waived.There are many opportunities opened through loan modification and each home owner’s situation is unique. A large number of Downtown San Diego homeowners will use loan modification to prevent foreclosure on their home.
Home First can help save your home and your credit! For anyone who is unable to make their monthly payments, or is in danger of being buried under a past due balance, Home First’s skilled negotiators will contact your lender on your behalf to renegotiate the terms of your loan.
Home First is an industry recognized loan modification and short sale negotiations consulting firm. Their clients range from distressed homeowners seeking guidance to investment bankers utilizing their strategic portfolio enhancement platforms. Home First is a collective of diverse industry leaders unified by the vision of providing sound, equitable results for the consumer, community, servicer, and lender.
Most government programs have proven themselves to be inefficient and costly, with little or no positive results. Home First has built relationships with lenders that have translated to increased efficiency and beneficial results for both their clients and the lenders. They continue to strive to provide viable solutions to the foreclosure crisis.
Home First support and wish the best success for most government and banking plans; however, more than 90% of their clients have tried working with their lenders directly, attorneys, HOPE, and other government agencies with little or no results.
More than 85% of Home First’s clients have come through direct referral. No wonder why Home First is the company homeowners, realtors, CPA’s, local agencies, community leaders, and business partners prefer to get real, fair results. They work with and often challenge the lenders to provide the most equitable result for all parties involved.
Don’t wait! Contact Matthew C. Scott at 858-581-6648, e-mail MScott@Home-1st.com or fill out a contact information form online here.

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Featured Property: Protected Water Views of Bay, Coronado Bridge, Ocean, City, Ballpark & Fireworks Views from Horizons South Tower in Heart of Marina District!
Posted at 3:17 PM on Oct. 27, 2009

This is 92101 Urban Living’s new featured property: ”Protected Water Views of San Diego Bay, Coronado Bridge, Pacific Ocean, City, Ballpark & Fireworks Views from Horizons South Tower in Heart of Marina District!”
This Downtown San Diego Condo is a 2 bed/2 bath SOUTH EAST corner home with private balcony shielded from wind. All-wood & tile flooring, granite counters & stainless appliances. Horizons amenities include pool, Jacuzzi, fitness center, community function rooms & meeting spaces. Flat screen & chandelier over fireplace excluded from sale.
Just a short stroll away is the Gaslamp District, Seaport Village, San Diego Convention Center, Petco Park and everything Downtown San Diego has to offer!
To see more pictures please visit: http://www.brenthaywood.com/gallery/10064323_3KjBv
Horizons’ twin towers are landmarks in the Downtown San Diego skyline. Horizons is bordered by Market Street, Island Avenue, First Avenue and Front Street and is a short walk from the bay, seawall, beaches, parks, business core, shopping, restaurants and nightlife. Built and Developed by BOSA, the complex is luxury concrete construction, and was completed in 2001. The spectacular concrete towers open toward an inner courtyard of lush greenery and inspiring waterfalls that together create a sense of sophistication, privacy, and peace. While residences vary in size from 1036 sq. ft. one-bedrooms to 2918 sq. ft. penthouses, they all feature superior craftsmanship and quality, typical of BOSA developments. HOA dues are on the luxury level with amenities which include: lap pool, 24 hour security, gated community with concierge station at complex entrance, community rooms, and a fully equipped fitness center. Homeowners and residents of Horizons are very proud of their complex. They love the central location and luxury living features. All units are well appointed, and feature either city or bay views depending on floor and orientation.
Horizons amenities include:
- Lush landscaping
- Entranceway from Front Street complete with the soothing sounds of a central water feature
- Elegant lobbies
- Entertainment-sized balconies, patios and roof decks
- Hardwood flooring in entry, kitchen, living, dining and hallways
- Bedroom carpet in rich/neutral hues
- Nine foot ceilings (in most areas)
- Solid core, 7′ 3″ high interior doors
- Customized French doors to dens
- Gas Fireplaces with slab limestone surround & wood grain mantelpiece
- Expansive full-height windows that draw in the spectacular views
- Roller shade window coverings
- Duel Control Central air conditioning separate for Living and Bedrooms
- Maytag stacked laundry system
- Double Pane Windows
- Two High Speed elevators
- Central water softener system
- Closed-circuit cameras and full time security attendants provide 24-hour surveillance around the building and complex grounds
- Gated subterranean and deeded parking for residents
- Resident-only access to main entrances, subterranean parking, recreation and amenity areas
- Individual and deeded storage lockers in the Parking Area
- Separate and secured Bicycle storage in Parking Area
- Full Time Community Attendants and Concierge on site
For more information please contact Pete at 619-857-2289 or email pete@92101urbanliving.com
   
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“Bayside” at The Embarcadero in Downtown San Diego - A Waterside Community!
Posted at 3:13 PM on Oct. 20, 2009

Bosa Development is now introducing “Bayside“! Downtown San Diego’s finest waterside community along the Embarcadero right next to the Little Italy District. Bayside homes have the greatest quality, panoramic views, spacious layouts, the best amenities and an Urban Downtown San Diego lifestyle.
All Condos include:
- Snaidero cabinetry
- CaesarStone quartz counter tops
- Stainless steel Viking and Miele appliances including wine cooler
- Premium Kohler fixtures
- Panoramic Pacific Ocean, Downtown San Diego and mountain views
- Generous balconies
According to Bosa Development ‘Bayside by Bosa offers exceptional amenities designed to enhance the enjoyment of your Downtown San Diego Condo. From the cool sophistication of the outdoor spaces, to the cozy elegance of the private wine tasting lounge, to the daily convenience of an attended lobby, Bosa’s Bayside at the Embarcadero has what you’ve been waiting for.’
Amenities include:
- Private wine tasting lounge
- Entertainment lounge with screening room
- Resort style pool with outdoor grilling area
- Fully equipped fitness club with sauna and steam room
- 24 hour front desk staff
Owning a San Diego Bayside Condominium right next to the Little Italy District is all about enjoying the good life. With the San Diego Bay as your backdrop and the Embarcadero a few short steps away, the best of Downtown San Diego awaits.
Walking distance to location highlights include:
Interested in Bayside? Contact 92101 Urban Living today at 619.677.2435 and press “0” followed by “7″ or email info@92101urbanliving.com.
To visit Bosa Development’s “Bayside” website for more information please click here.

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Want to Become a Downtown San Diego Condo Renter in ICON in The East Village/Ballpark District. Check This Out!
Posted at 3:10 PM on Sep. 23, 2009
 September 23rd, 2009 by  Pete
ICON #1507 is a split master bedroom floor plan ideal for roommates or a couple looking for a second bedroom/office with a view. Facing Southeast, ICON #1507 captures dramatic views of the Ballpark, San Diego Bay, Coronado Bridge and mountains to the East. Beyond this spacious floor plan, ICON offers a rooftop deck with panoramic views of the Downtown San Diego, the largest fitness center in the East Village District, a community movie theater and common area lounge all available for private reservation. ICON has the largest community fitness center in East Village. ICON #1507 comes with two parking spaces. $2900/month unfurnished or furnished for additional fee negotiable. No pets, no smokers. Minimum 6 month lease. Security deposit equal to one month of rent.
To see pictures please click on the following link http://picasaweb.google.com/thistlep/ICON1507Pics02?authkey=Gv1sRgCJWiro3Bj8O6aw&feat=directlink#
To see video please click on the following link http://picasaweb.google.com/thistlep/ICON1507Video?authkey=Gv1sRgCNnYysyQ5MbDWg&feat=directlink#
ICON: Located in the heart of the East Village encompassing an entire city block bound by 10th, 11th, J Street and K Street. Icon is a superb location with Petco Park on one side, and the new San Diego Public Library development site on the other. ICON has two entrances: 321 10th Ave, and 350 11th Ave. Finished in January of 2007, the developers Levin/Menzies went to great lengths to make this one of the most unique and desirable complexes in all of Downtown San Diego. ICON’s amenities include: 26th story skybox with views into Petco Park and the bay beyond, a fully equipped community room, large and spacious fitness center, a theater room, and 24 hour Community attendants and security. The ICON complex is comprised of Four Buildings of all concrete construction: Building 1 (high rise tower) is 25 residential floors. Building 2 is 11 stories, Building 3 is 9 stories, and Building 4 is 5 stories. The four buildings surround a perfectly landscaped interior courtyard that features original sculpture art, and waterfall features. The interior courtyard gives the complex an intimate community feeling.
Icon #1507 features include:
- Floor to ceiling glass in all rooms
- Dramatic South East Corner views of Ballpark, Coronado Bridge, Mountains to the East
- Wood flooring in kitchen, carpet throughout
- KitchenAid Architect Series stainless steel appliances
- Slab granite countertops and 4” backsplash
- Porcelain or engineered marble bath flooring
- Double vanities in master baths with custom, floating backlit mirror treatment
- Exposed interior concrete structural elements
- 9’ ceiling heights
- Washer and dryer in unit
- Thermostatically controlled individual heating and A/C
- Outdoor balcony facing East, BBQ friendly!
- Open-air lobby at 11th Avenue entrance
- Dynamic retail venues including The Corner restaurant and Pizza Wings & Things
- “Fit” Luxury fitness center/pool located directly across the street!!
- Icon Skybox viewing terrace overlooking PETCO Park, exclusively for Icon residents
- Courtyard-level 5th Inning Lounge available to Icon residents for meetings, special events, community activities
- Icon Movie Theater with raised seating for 14 people
- Community Fitness Center for all levels of co-ed fitness training and conditioning
- 60-foot sculpture by renowned artist Ned Kahn in center courtyard
- Two controlled-access lobbies with community attendant staffing and on-site facilities manager
- Controlled-access subterranean garage & off-street loading docks
- Convenient trash chutes on each residential floor
- Exciting restaurants, entertainment and shopping in the Ballpark District and the Gaslamp District, all within easy walking, trolley or pedicab distance
- San Diego Trolley just one block away for easy, safe and fun transportation
- MLK Promenade, Embarcadero, San Diego Marina and Urban Art Trail within steps of your front door for recreational walking, jogging, roller-blading, biking and more
To see our ad on Craigslist please click here and to see our ad on San Diego Reader please click here.
Available now! For more information call Pete at 619-857-2289 or email pete@92101urbanliving.com
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New Loan Disclosure Rules May Potentially Affect Close of Escrow!
Posted at 12:45 PM on Sep. 14, 2009
The new requirement that started July 30th, 2009 is part of the Mortgage Disclosure Improvement Act (MDIA) and implements new loan procedures to protect borrowers and foster greater transparency in mortgage lending.
If the Annual Percentage Rate on an initial Good Faith Estimate is no longer accurate at close of escrow, a lender must generally provide a residential borrower with a new disclosure and a three day right to rescind before consummating the loan. Realtors are forewarned that, because of this new three day waiting period, a lender’s failure to timely provide corrected disclosures has the potential of delaying funding of the loan and close of escrow.
If you are a Downtown San Diego Condo or Loft homeowner or if you are thinking about investing in Downtown San Diego and have questions please contact us at 92101 Urban Living at 619.677.2435 and press “0” followed by “7” or reach us via email at info@92101urbanliving.com
To read more about the rules and regulations click here.
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Hotel Indigo in Downtown San Diego - Leadership in Energy and Environmental Design!
Posted at 12:28 PM on Aug. 22, 2009
The Hotel Indigo in the Gaslamp District in Downtown San Diego will be the 1st hotel to be LEED Certified in Southern California. LEED stands for Leadership in Energy and Environmental Design. The Hotel Indigo is LEEDing the charge by:
- Eco-Roof. The rooftop and a portion of the Phi Terrace are planted with native plants to cut down on energy usage and eliminate storm water run off.
- Parking discounts for guests driving Hybrid vehicles.
- Showers and Bike racks to encourage/assist their staff in utilizing alternative transportation.
- Recyclable materials utilized in the construction of the hotel.
- Off site laundry services are being utilized to reduce energy costs and increase water efficiencies.
Hotel Indigo is a part of the local Art and Culture Community. Each guest room features a wall mural with images of native San Diego plant life, waterscapes, and flowers photographed by Ian Cummings, a local artist. In addition a 40 feet glass mural depicting the waves of the Pacific Ocean designed by Lisa Schirmer dresses the exterior of the hotel.
The Hotel Indigo is completely pet friendly! There is no additional pet fee or deposit and no size restrictions on you pet. Join Hotel Indigo for their Canine Cocktails, coming this fall Every Tuesday from 6.00 - 9.30, starting after Labor Day. Proceeds benefit the San Diego Humane Society.
To read our former blog about Hotel Indigo visit “Now Open! Hotel Indigo in the Gaslamp District in Downtown San Diego!” and for the Hotel Website click here.
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San Diego is One of the 10 Top Most Desirable Places to Buy a Home!
Posted at 12:26 PM on Aug. 21, 2009

According to ABC News, a market with cheap prices is not the only factor you should consider when you are thinking about investing in a new Downtown San Diego Condo, Loft or house. You should look for communities with a strong job market and stable housing values. Look for Cities with military bases, a strong tourism industry, state capitols and college towns because they are more “recession proof” according to Zilllow.
San Diego has a lot of what you would be looking for, the Naval Amphibious Base (NAB) Coronado, a lot of tourists and respectable schools and colleges like SDSU and UC San Diego and more. Are you thinking about investing in San Diego?
For questions about current market conditions or more information about condo and loft sales please go to the 92101 Urban Living website or call 619.677.2435 and press “0” followed by “7.” 92101 Urban Living can also be reached via email at info@92101urbanliving.com.
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Buy Foreclosures Now Before it is Too Late for Downtown San Diego Condos!
Posted at 12:36 PM on Aug. 13, 2009
    
Anyone who wants to buy a foreclosure in Downtown San Diego better act fast or you might end up with nothing. Foreclosures are put back on the market and they are often selling in a week - sometimes in less.
Downtown San Diego Condo and Loft buyers are facing a trend where agents have one or two foreclosure listings now, compared with 15 to 20 a year ago. As a result of less inventory and higher demand, there is almost no negotiating with the banks…no back and forth or counter offers. This is not to say that banks will not make deals, but due to the fact that there are competing offers on the same property. The seller is pretty much asking for the highest and best price…and cash is king.
For example, we just put an offer in for an investor client of ours on a bank owned Treo unit (2bed,2bath,2parking) located in the Columbia District. One of the offers was at full price all cash, the second over asking all cash, and finally the third $15,000 over asking price but financed. In fact…in the second quarter of sales for Downtown San Diego Condos, 109 units or 37% of the total sales were all cash purchases.
Please refer to the following graph where you can see Downtown units sold, Financing vs. Cash the second quarter of 2009. Financing is leading the way with 186 units sold or 63% and Cash has 109 units sold or 37%.

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East Village Association Meeting Coming Up - Stay Involved in Downtown San Diego!
Posted at 12:22 PM on Aug. 2, 2009

The East Village Association is a collection of residents including Downtown San Diego Condo and Downtown San Diego Loft homeowners in the East Village District who share a common interest in the positive development of this budding neighborhood. It’s open to renters, home owners, business owners and for anyone who care to see and contribute to the growth of this area of Downtown San Diego. This group needs participation not only in its meetings but in its community projects as well. The following is the agenda for August 6th at The Hive, 770 11th Avenue in Downtown San Diego.
AGENDA
BOARD OF DIRECTORS MEETING
Thursday, August 6th, 2009, 5:00 p.m. to 6:30 p.m.
**Note Changed Location for August**
The Hive, 770 11th Avenue, San Diego CA 92101
I. Self Introductions
II. Public Comments
III. President’s Report - BID Formation Update
Board Action Items
IV. Mark Caro, CCDC - Interim Leash Free Dog Park
V. Dean Coker, CCDC - C Street Safety Enhancements
VI. Brendan Foote, Cal Tax Group - Enterprise Zone Update
VII. Nathan Stanton, Eldorado Cocktail Lounge - EVBIDMIX August 13, 2009 6 - 9 p.m.
VIII. EV BID Web Site Update
IX. Approval of June and July Meeting Minutes
Non-Action Items
X. Guest presentations (if present)
a. CCDC - Dean Coker
b. Council District Two – James Lawson
c. San Diego Padres Update – Richard Anderson
d. Clean & Safe Report - Will Berry
e. Neighborhood Prosecution Unit – Danielle Stroud, Esq.
f. Centre City Advisory Committee - EV Rep.
g. Downtown Residents Group - Gary Smith
XI. Member Announcement/Comments
XII. Adjourn
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The East Village/Ballpark District’s Public Improvement Project in Downtown San Diego!
Posted at 12:21 PM on Aug. 2, 2009
     
Downtown San Diego Condo and Downtown San Diego Loft home owners and San Diego residents are excited about the latest news in regards to the improvement of the East Village/Ballpark District that is about to take place.
The Centre City Developement Corporation (CCDC) recommended on July 22nd 2009 that the Redevelopment Agency and the City Council approves all actions necessary to bid, contract and administer the design and construction of $2.9 million of public improvements in the East Village/Ballpark District in Downtown San Diego.
Planned improvements include:
- Replacements of damaged sidewalks, driveways, curbs, gutters and Non ADA compliant ramps
- Installation of missing trees per the Street scape Manual
- Mobilization, traffic control, and water pollution control
- Re installation of parking meters and signs
Some of the East Village/Ballpark District’s sidewalks are over 100 years old and all of the historic sidewalk stamps and survey monuments within the work limits will be preserved.
To see the CCDC’s Board Meeting Summary and more information about the project click here
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A New Plan for Survival at the Vantage Pointe in the East Village District in Downtown San Diego!!
Posted at 12:16 PM on Aug. 1, 2009

The Vantage Pointe’s Canadian developer is now seeking state approval to change the marketing strategy to be able to improve the plan to bring new residents into the largest condominium high rise in Downtown San Diego. The developer wants to divide the 40 story Vantage Pointe in the East Village/Ballpark District into 5 residential projects. In May, Vantage Pointe returned deposits to nearly 300 original buyers and this is also when the decision was made for the new marketing plan. Read our former blog Downtown San Diego’s Vantage Pointe is Returning Every Buyer’s Deposits.
Last week the 679 unit Vantage Pointe project opened to a group of selected buyers and real estate brokers who were able to see model units, the grand lobby, lap pool, gym and sun deck.

The plan is to rent 244 homes in the central part of the building. Before doing that it must first pass muster with the California Department of Real Estate before individual Condos can be sold.
Vantage Pointe is working on getting FHA and VA approved and its just a great opportunity for the first time homebuyer to invest in homes for sale in this growing infrastructure with a cement building and quality construction.
It is interesting that Lori Weisberg at the Union Tribune is mentioning in her article, Vantage Pointe project: a new plan for survival, that sales of new Condos for the first 6 months of 2009 were down 52% compared with earlier year, resales condos a 13% increase, according to MDA Dataquick.
92101 Urban Living revealed totally different numbers. Read more in our former blog Downtown 92101 Q2 Condo Sales Reveal that the Developer Wars Continue.
Located in Downtown San Diego’s East Village District on the North side of B Street, between 10th & 11th Avenues. Ten Fifty B will be a 23 story high rise mixed use project with 229 Studios, 1, 2 & 3 bedroom units and approximately 14,000 square feet of retail space on the north side of B Street.
6 years ago when the developer started the Vantage Pointe project Downtown San Diego were still booming and housing prices were on the rise.
To read the full article written by Lori Weisberg at the Union Tribune please click here
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HOA Included in Reduced Prices - "The Legend" in the Ballpark/East Village District in Downtown San Diego 92101!!
Posted at 11:28 AM on Jul. 18, 2009
  Finished in 2007, The Legend is yet another Bosa Development, defining the Downtown San Diego skyline. The Legend’s 170 high rise condominiums and 8 town homes provides a perfect balance of privacy, luxury and convenience right in the heart of Downtown. Views of San Diego’s waterfront, the City lights, Park at the Park and the San Gabriel Mountains add to the inspiring atmosphere of high rise living.
An elegant courtyard entrance, creating a private enclave approaching the lobby, provides a fitting and impressive sense of arrival for residents and their guests. The concierge service and 24-hour gate attendant add a sense of belonging while an ambiance of refinement and contemporary sophistication is apparent throughout the building. Legendary amenities include a 2nd floor rooftop deck looking out over Park at the Park complete with pool and spa, fully-equipped fitness room, roof garden & BBQ area, steam, sauna & change rooms. The 7th floor social lounge, which opens out onto a 3,200 square foot rooftop deck also overlooking Park at the Park, complete with outdoor fireplace and barbecue area ensures there’s always plenty of space for social and recreational activities.
The Legend’s incredible close out pricing and 3 year HOA means that a stunning new home has never been so affordable. Imagine what you could do with the money you save! Furnish your new home, buy Padres season tickets or take a luxurious vacation.

Visit the Legend’s sales center today to choose your new home at The Legend or call them at 619-231-9609
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