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Get pre-approved. Buy now!

Date: Oct. 12, 2008
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Smart buyers always make their move in a down market.

If you are looking to buy a home or some land, act now. First, get pre-approved for a mortgage loan (unless you plan to pay all cash). Contact a lender of your choice, maybe more than one, and find out how much you can borrow. Get a pre-approval letter that you can show a seller. It will give you a leg up over would-be buyers who aren't pre-approved.

Then get with your Realtor and look at some properties. If you don't already have a Realtor, give me a call at 229-924-3089.  I can show you any and all listed properties, regardless of the listing company, and will submit your offer if you make one -- at no cost to you. (I get paid by sellers.)

Locally, in the Americus, Ellaville, Sumter County, Ga., and Schley County, Ga. area. home prices are stable or dropping. It's a buyer's market (for those who qualify). Speak to a lender, and get your conditional pre-approval. Then you'll be in a position to negotiate with sellers and make your best deal. 

If you would like for me to represent you in a transaction, and negotiate in your behalf, we just need a simple Buyer Brokerage Agreement. Don't assume the Realtor is representing you. Unless you have a signed Buyer Brokerage Agreement, he or she isn't.    

For the latest news about real estate, and for many helpful ideas for buyers and sellers of real estate, visit some of my 5 real estate websites. You might start with: michaeldixonrealty.com and then move on to: americusgarealestate.com, ellaville-schley-homes-land.com, or clientrealty.net. 

Happy house hunting (or a building lot or hunting tract, maybe). Call me any time you have questions or need some help. 

Michael Dixon   

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