Homebuyer Tax Credit Extension Details

 

·         Passed the House November 5th and signed into law November 6th

 

·         Extends the dates of the current First Time Homebuyers Tax credit and expands the tax credit to include current homeowners

 

·         The original tax credit provided by the American Recovery and Reinvestment Act of 2009, was set to expire on November 30, 2009 but now buyers will have until April 30, 2010 to have a written binding contract and until July 1, 2010 to close the sale

o   This means you must be "in contract" by April 30 and close the sale by July 1, 2010  To reduce IRS fraud you must attach documentation of the purchase to the tax return

 

·         Income eligibility requirements have been increased 

o   In the initial program, first time buyers could only be making up to $75,000 per year ($150,000 if married) to qualify for the tax credit

o   Those amounts have been increased to $125,000 for single buyers and $225,000 for married buyers.  These income limits will be the same for current homeowners as well. 

o   The legislation also includes a maximum home purchase price of $800,000

 

·         The credit for first time buyers is $8,000 and current homeowners who buy a new residence can qualify for a tax credit of $6,500 under the program

o   First time homebuyers are defined as not owning a home in the past three years

 

·         Current homeowners are those buyers who have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years

o   This means someone who sold their home 2-years ago but lived in it for 5-years before they sold are eligible for the tax credit if they buy a new home

 

 

 

Jason Kardos, Real Estate Broker

With San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale &

Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

The great thing is that now the home buyer tax credit is not only for first time home buyers, but also for people that currently own a home! So, these laws now can benefit your many more home buyers.

 

I hope this information is useful to you, and please call me if you have any questions.

 

Thank you,

 

Jason

 

From the National Association of Realtors - First Time Home Buyers Tax Credit

 

From the IRS - Questions and Answers regarding the First TIme Home Buyer Credit

 

The New York Time Q & A regarding the First Time Home Buyer Credit

 

 

The County of San Diego, in partnership with Twenty First Century Communications, Inc., has instituted a regional notification system that will be able to send telephone notifications to residents and businesses within San Diego County impacted by, or in danger of being impacted by, an emergency or disaster. This system, called AlertSanDiego, will be used by emergency response personnel to notify those homes and businesses at risk with information on the event and/or actions (such as evacuation) we are asking them to take. The system utilizes the region's 9-1-1 database, provided by the local telephone company(ies), and thus is able to contact land-line telephones whether listed or unlisted. It is TTY/TDD capable.

Because the system uses the 9-1-1 database, only land-line numbers are in the system. If you have a Voice over IP (VoIP) or cellular telephone and would like to be notified over that device, or if you would like an email notification, you must register those telephone numbers and/or email address for use by the system.

To register your VoIP, cellular telephone or email address, please fill out the registration form below. Each number and/or email provided will be added to the regional database. You will receive a confirming email message to the address entered below once you have successfully registered with AlertSanDiego.

The telephone number you register below will be called only when the address it is associated with is impacted by a disaster or emergency.

 

Registrese ahora para recibir noticaciones de AlertaSanDiego!

 

 

 This information is being submitted over a secure, encrypted connection. The County of San Diego will not share or distribute personal information gathered by this form and will use it solely for the purpose of providing emergency notifications.

Neither the County of San Diego nor any of its agencies and affiliates, or their employees, makes any warrant, express or implied, or assumes any legal liability or responsibility for the accuracy, completeness or usefulness of any information provided by submittal of this form.

CAUTION: WHILE THE COUNTY'S MASS NOTIFICATION SYSTEM IS CONSIDERED EFFECTIVE AND EFFICIENT, YOU SHOULD NOT WAIT FOR OR RELY EXCLUSIVELY ON A MASS NOTIFICATION SYSTEM CALL FOR EVACUATION DIRECTIVES. IF YOU THINK YOU ARE IN DANGER, YOU SHOULD EVACUATE IMMEDIATELY. IF YOU ARE DIRECTED TO EVACUATE BY EMERGENCY PERSONNEL, YOU SHOULD FOLLOW THEIR DIRECTION.

 

Jason Kardos, Real Estate Broker

With San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale &

Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

Go Green This Christmas ’Tis the Season for Safety Holiday Energy Saving Tips for the Oven/Range Holiday Brie en Croute Tips for Thawing Pastry Sheets Go Green This Christmas ’Tis the season to recycle so why not give the environment the best present of all this Christmas and put your waste to good use? Easy ways to enjoy a greener Christmas: • When shopping take a reusable bag and say no to plastic ones. • Check the packaging. For example buy drinks in bigger bottles as they generate less waste. • Stick with tradition and put presents in a stocking that can be reused. • For toys and electrical gadgets, buy rechargeable batteries—for every 500 charges you’ll save 499 batteries from being thrown away. • Cardboard from bulky present packaging can be recycled. • Got new glad rags for Christmas? Why not donate old clothing you no longer wear to charity? • Recycle wrapping paper from Christmas morning as well as Christmas cards. • When it’s time to take your real tree down remember to chop it up and place it in on your curb, ready for recycling. • Don’t forget you can also take any extra waste or recycling to your nearest household waste recycling center which will be happy to take it off your hands. 'Tis the Season for Safety (ARA) During the holiday hustle and bustle, people often overlook simple safety precautions. No matter where you’re decorating or what you’re buying, it is important to remember some important safety tips. CSA International, a global certification and testing organization, recommends that you follow these smart shopping tips, as well as indoor and outdoor decorating safety guidelines, to help ensure everyone has a safe holiday season: Indoors • Inspect lights each year and discard those that are frayed or broken. • Never tack or staple lights or extension cords to any surface. • Never run electrical cords through doorways or under carpets and rugs. Outdoors • Before working with outdoor wiring, turn off the electricity and unplug connection. • Ensure that lights are certified for outdoor use. • When hanging lights outdoors, keep electrical connectors above ground, out of water and away from metal gutters. Avoid Counterfeit Products Purchasing electric toys, appliances, power tools, consumer electronics and other gifts without seeing them or knowing the source can expose you to counterfeit products. All electronic purchases should have a certification mark on the product and the package from an accredited certification organization, such as CSA International. For a fun and interactive Web site on holiday safety that the whole family can enjoy, visit CSAHoliday.com. Holiday Energy Saving Tips for the Oven/Range • Cook with the right size pot on the right size burner. Energy is lost up the sides of a small pot on a large burner and adds unnecessary heat to the kitchen. • Open the oven door as little as possible. Your oven loses 25 to 50°F each time you open the door, making it work harder to maintain its temperature. • Cover pans to reduce the cooking time and amount of heat needed. • If you cook with electricity, turn the stovetop burners and oven off several minutes before the allotted cooking time. • Use smaller appliances such as crock pots, toaster ovens and electric skillets whenever possible to save energy. • Try to do most of your cooking in the microwave or on top of the range instead of in the oven. • You can lower your oven temperature by 25°F when baking with glass or ceramic dishes. • Cook with aluminum or copper bottom pans for even heat conduction. Pans with straight sides and flat bottoms reduce cooking time and heat loss. • Preheat ovens only when necessary. Unless you’re baking breads or pastries, you may not need to preheat the oven at all. • Keep range-top burner and reflectors clean; they will reflect the heat better and save energy.     December 7: National Pearl Harbor Remembrance Day December 12: Poinsettia Day—celebrate by giving one away! December 24: Christmas Eve December 25: Christmas December 26: Boxing Day December 31: New Year’s Eve       Holiday Brie en Croute From Campbell’s Kitchen 1/2 package Pepperidge Farm® Puff Pastry Sheets 1 egg 1 tablespoon water 1/2 cup apricot preserves or raspberry jam 1/3 cup dried cranberry, softened* 1/4 cup toasted sliced almonds 1 (13.2 ounce) round Brie cheese 1 (26 ounce) package Pepperidge Farm® Entertaining Cracker Quartet Collection Directions Thaw pastry sheet at room temperature 30 minutes. Preheat oven to 400°F. Mix egg and water. Unfold pastry sheet on lightly floured surface. Roll into 14 inch square. Cut off corners to make a circle. Spread preserves to within 1 inch of pastry edge. Sprinkle cranberries and almonds over preserves. Top with cheese. Brush edge of circle with egg mixture. Fold two opposite sides over cheese. Trim remaining two sides to 2 inch from edge of cheese. Fold these two sides onto the round. Press edges to seal. Place seam-side down on baking sheet. Decorate top with pastry scraps if desired. Brush with egg mixture. Bake 20 minutes or until golden. Let stand 1 hour. Serve with crackers. *To soften cranberries, let stand 1 minute in 1/2 cup hot water. Drain and pat dry.     Tips for Thawing Pastry Sheets Remove as many pastry sheets as needed (wrap unused sheets in plastic wrap or foil and return them to the freezer). Quick thaw: Separate the pastry sheets, covering each one with a piece of plastic wrap. Thaw the sheets at room temperature about 30 minutes. Refrigerator thaw: Sheets placed in the refrigerator will be ready to use in about four hours and can be held up to two days. A whole package thaws in about six hours. This method is preferred by chefs because the sheets are completely and evenly thawed. For more helpful tips on using puff pastry visit: www.puffpastry.com

 

C.A.R. Mortgage Update

U.S. to aid some local mortgage programs

A program by the U.S. Treasury Dept. aims to provide $29 billion to state and local housing finance

agencies over the next year. Housing finance agencies provide loans to low- and moderate-income

borrowers and have faced challenges in recent months as investors have been reluctant to purchase their

debt.

Under the program, the Treasury Dept., along with Fannie Mae and Freddie Mac, will buy bonds used by

housing finance agencies to fund mortgages. California’s Housing Finance Agency (CalHFA) received the

largest allocation of any housing finance agency--$1.6 billion of the $1.7 billion it sought.

The Treasury hopes the program will help stabilize the housing sector, while providing another avenue for

borrowers to secure affordable loans. According to the National Council of State Housing Agencies, local

housing agencies generally assist 100,000 borrowers each year.

To read the full story, please click here:

http://www.washingtonpost.com/wpdyn/

content/article/2009/11/17/AR2009111700011.html?hpid=moreheadlines

To view additional articles about new home loans, loan modifications, or mortgage refinances, please visit

the following:

TARP interest could help jobless pay mortgages

To read the full story, please click here:

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/11/17/BU171ALAMU.DTL&type=business

Loan Ceiling Extended

To read the full story, please click here:

http://www.nytimes.com/2009/11/15/realestate/15mort.html?_r=1&ref=realestate

Number of people seeking mortgages to buy homes drops again

To read the full story, please click here:

http://www.latimes.com/business/la-fi-mortgage19-2009nov19,0,6294894.story

Rates on 30-year mortgages remain below 5 percent

To read the full story, please click here:

http://www.sacbee.com/business/nation/story/2335672.html

 

Jason Kardos, Real Estate Broker

With San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale &

Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

 

 

 

	County of San Diego DPLU Update November 2009 – Special Edition
IMPORTANT NOVEMBER DATES: Nov. 19: Nov. 20: Planning Commission: General Plan Update For more information and additional upcoming meetings, please visit the General Plan Update Web site.     Planning Commission Hearing: When: 9:00 a.m., Nov. 6, 19  & 20 Where: 5201 Ruffin Road, Suite B,              San Diego, CA Additional information on location	Advance Planning News General Plan Update Planning Commission Hearing Public hearings on the General Plan Update will continue Nov. 19 and Nov. 20. Agendas have been posted. The Nov. 20 meeting will include testimony from Planning Advisory Groups not heard Nov. 6 and testimony about southeastern and backcountry communities. The Nov. 20 meeting will include additional southeastern and backcountry testimony if needed and testimony about North County communities.  The tentative order is as follows: November 19 ·         Continued Advisory Group Testimony ·         General Testimony ·         Southeast County ·         Alpine ·         County Islands ·         Crest / Dehesa / Harbison Canyon / Granite Hills ·         Jamul / Dulzura ·         Lakeside / Pepper Drive-Bostonia ·         Otay ·         Ramona ·         Spring Valley ·         Sweetwater ·         Backcountry ·         Central Mountain (Cuyamaca, Descanso & Pine Valley) ·         Desert (Borrego Springs) ·         Julian ·         Mountain Empire (Boulevard, Campo / Lake Morena, Jacumba, Potrero & Tecate) November 20 ·         Continuation of Southeast and Backcountry Testimony (If Needed) ·         General Testimony ·         North County ·         Bonsall ·         Fallbrook ·         NC Metro (Twin Oaks & Hidden Meadows) ·         North Mountain (Palomar Mountain) ·         Pala-Pauma ·         Pendleton – Deluz ·         Rainbow ·         San Dieguito ·         Valley Center   Planning Commission Report The staff report presented Nov. 6 is still available on the General Plan Update Index/What’s New Web page, and the PowerPoint Presentation from Nov. 6 is also posted.  It includes an overview of the General Plan Update project and components in the Planning Report.  Additionally there was an errata prepared for the hearing on Nov. 6, which is available on the General Plan Update Website. The attachments are: ·     Attachment A: Previous Actions ·     Attachment B: Draft General Plan Recommended Revisions ·     Attachment C: Preliminary Staff Recommendations on the Land Use Map* ·     Attachment D: Preliminary Staff Recommended Mobility Element Network ·     Attachment E: Community Plan Updates Recommended Revisions ·     Attachment F: Draft Implementation Plan Recommended Revisions ·     Attachment G: Conservation Subdivision Program Recommended Revisions * Land Use Map Recommendations - To better understand attachment C ---Preliminary Staff Recommendations on the Land Use Map --- we suggest you review the appropriate community reference map, also located on the General Plan Update Web site.
	View our website for more information: http://www.sdcounty.ca.gov/dplu/advance/index.html   or www.sdcounty.ca.gov/dplu/gpupdate
To unsubscribe, please email gpupdate.DPLU@sdcounty.ca..gov and request removal from email announcements.

 

 

 

 

 

 

 

10 Things to Consider when Hiring a Move Management Company

RISMEDIA, November 16, 2009—While moving can be a tedious process, working with a reputable move management company can make the difference between a successful or frustrating move. Here, Erin Mitchell, director of program development, The Move Advocate discusses what you should consider when you are referring your clients to a move management company.

Erin Mitchell

Director of Program Development

The Move Advocate

www.themoveadvocate.com

Few things are scarier than moving long distance.

Ask people about their last move and you are likely to hear a few horror stories that rival some of the best Halloween films out there.

As a successful real estate professional, you can add value to your clients’ total transaction by referring them to a reliable move management company. Move management companies are able to pass on significant discounts and benefits not available to individual customers. Some even provide dedicated “move advocates” to help clients manage the logistics of their move.

Because they typically operate on a referral basis, be sure the move management companies you speak with have a policy that ensures high-quality van line providers.

The Move Advocate, an international move management company based in Scottsdale, Arizona, prescreens the van lines it recommends and manages them to strict service-level agreements.

Flip open the Yellow Pages or type “moving” into a search engine and you are deluged with all sorts of moving services and van lines. People are frequently overwhelmed with the research involved to determine which companies are reputable and whether they are going to receive the best value. The Move Advocate takes the legwork out of that process.

Move management companies differ in the level of service and number of van line and relocation partners in their network.

When you are referring your clients to a move management company, or they are looking for one on their own, consider the following:

1. How long has the move management company been in business?

2. How many van lines are in their network of providers?

3. What are the service level requirements van line partners must meet?

4. What extra benefits does the move management company provide?

5. Does the move management company charge for its services?

6. Can the company service both U.S. and international moves?

7. Is a representative available 24/7 if there is an issue?

8. What extra benefits can the move management service provide your customers?

9. What is the van line referral process?

10. How is the move management company compensated?

There are times when surprises are fun, and a little bit of scary is a good thing. Not when it comes to moving long distance. By referring your clients to a reliable move management company, you are demonstrating your commitment to their total relocation needs.

For more information, visit www.moveadvocate.com [1].

Article printed from RISMedia: http://rismedia.com

 

 

Jason Kardos, Real Estate Broker

With McCormack Auction and

San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale, Auctions,

& Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

Be an ANGEL to our elderly and disabled clients

At our November 21st auction, please share your

generosity and bring a NEW, UNWRAPPED gift.

With the holidays fast approaching, we are hoping to brighten this season for our less fortunate clients

The County of San Diego Public Guardian’s Office serves as the legally appointed guardian or conservator for persons found by the Courts to be unable to take care of themselves or their assets; generally older, frail, and vulnerable adults who are at risk or have been a victim of abuse or neglect. Through this project, we hope to enrich the lives of Public Guardian clients who would not otherwise receive holiday gifts. Most of these clients are also without family or others to spend time with during the holiday season. Your donation will provide Public Guardian clients with gifts during the holiday season, which they will receive during their visits from PAPG staff members.

Some examples of items our clients need are:

T Warm socks T Lap blankets/”Snuggies”

T Sweaters T New Toiletries (makeup, lotion,

T Slippers aftershave, perfume)

T Robes T Pajamas

T 2010 Calendars T Clock Radios

T Gift Cards (WalMart, Target,

Department Stores, etc…)

Please bring your NEW, UNWRAPPED donations to PA/PG at 5201-A Ruffin Rd. San Diego, CA 92123 (858) 694-3500 www.papg.org during the November 21st auction or by

Dec. 11th(regular lobby hrs 8:00am to 5:00pm)

From the County of San Diego Public Guardian’s Office

Your kindness is greatly appreciated!

We apologize, but we cannot accept cash donations or gifts from companies contracted with the County of San Diego.

 

Jason Kardos, Real Estate Broker

With McCormack Auction and

San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale, Auctions,

& Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

 

Consumer Tip of the Week

Entertainment budget bust?  Don't forget County libraries have thousands of movies and music CDs available at no cost.  Visit a neighborhood branch or search the catalog. 

This service is provided to you at no charge by County of San Diego.

GovDelivery, Inc. sending on behalf of the County of San Diego. 1600 Pacific Highway . San Diego, CA . 858-694-3900

 Jason Kardos, Real Estate Broker

With McCormack Auction and

San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale, Auctions,

& Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

November 12, 2009 Upcoming Auctions MONTHLY PAVILION AUCTION On-line only!!    November 19th at 10:30 AM - On site Kiosks will be available during preview and sale day for bidding... On site Preview will be November 18th from Noon - 4:00PM 2776 Sweetwater Springs Blvd - Spring Valley, CA 91977 2005 Mustang, 2005 F250 Long Bed Work Truck, 1999 Mercedes ML320, 1992 Jaguar Vanden Plas, 1987 Dump Truck, Club Car - Golf Cart, Clark People Movers x2. Tools - Tools - Tools, Welders, Stainless Refrigerator, 52" Samsung Flat Panel TV, Washers and Dryers, Housewares, Paintings, Backyard Jumpy, Popcorn Machines, Kegerator. And Much More...     Full Catalog and Photos!!  http://www.mccormackauction.com   McCormack Auction Co. 619-447-1196 Family owned and operated since 1976.

 

This message was sent from Jason Hanks to jskardos@cox.net. It was sent from: McCormack Auction, 743 El Cajon Blvd, El Cajon, CA 92020. You can modify/update your subscription via the link below. Email Marketing by

 

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Fannie Mae announces “Deed for Lease™” program
Fannie Mae last week announced a new Deed for Lease™ program.  Deed for Lease allows borrowers to transfer their property back to the lender and then lease back the house at market rate.  The lease period is for up to 12 months, with possible month-to-month contract extensions after that period.  The program is designed for borrowers who do not qualify for or have not been able to obtain other loan-workout solutions, such as a loan modification.

To participate in the program, borrowers must live in the home as their primary residence and must be released from any subordinate liens on the property. Tenants of borrowers in this circumstance also may be eligible for leases under the program. Borrowers or tenants interested in a lease must be able to document that the new market rental rate is no more than 31 percent of their gross income.

More info 

 

Jason Kardos, Real Estate Broker

With McCormack Auction and

San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale, Auctions,

& Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429

 

 

 

Applebee's is saluting US veterans and active duty military on Veterans Day (Nov. 11) with a free entree.* Even if you don't know a veteran or anyone else in active military service, pass this on - someone you know may! Hey - did you see this? Applebee's is giving away a free entree to all veterans and active duty military on Veterans Day...Tell VAN! love you, wifey (edith@workforce.org) *Available during business hours on November 11, 2009 at participating Applebee's only. Dine-in from limited menu only. Beverages and gratuity not included. Veterans and active duty military simply show proof of military service.

 

Free Taco Bell

 

Free T.G.I Fridays

 

Free Pizza Hut

 

Free Red Robin Birthday Burger

 

 

 

Jason Kardos, Real Estate Broker

With McCormack Auction and

San Diego County Property Management

Cell (619) 347-6337

Check out Homes for Sale, Auctions,

& Property Management Services at:

www.EastCountyHomes.info

DRE Lic# 01324429