Termites are one of those issues that can really throw a wrench in an otherwise beautiful contract! No one wants to see the termite report come back with bad news.

Here are some of the signs there might be a termite problem with a home:

Mud tubes: These are about the size of a pencil and are connected to infested wood. They may be visible on concrete foundations or hidden under floor boards or behind siding.

Swarms: Winged termites are attracted to lights and may be found around windows or exterior light fixtures.

Wood damage: Tap wood every few inches and listen for a telltale hollow sound or see if a tool easily penetrates the wood you're tapping. Dark areas or blisters in wood flooring may also be a sign of infestation.

However, don't assume that any of these are proof of an infestation. A professional will be able to tell you for sure. Most contracts in our area are written requiring the sellers to pay for a termite inspection. Most lenders will insist on seeing proof that the home is termite free.

If you're a seller, here are some of the ways termites can be drawn to your home:

• Cracks in foundation walls, even small ones, can provide entry for insects.
• Leaking pipes or faucets create an enivronment conducive to termites.
• Wood debris or firewood touching the structure provide a breeding ground for insects.
• Sprinkler systems that hit outside walls encourage insects and wash away treatments.
• Planters or wood trellises attached to exterior walls provide an access point for insects.