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Carlsbad Relocation A to Z

Blog by Jeff Dowler
Encinitas, California

An informational source for people who are relocating, with a particular focus on moving to the Carlsbad area of North County San Diego, with advice, guidance and true stories to help you on your way and make it a great journey, from a REALTOR� with plenty of personal (4 major moves, most recently from Boston to Carlsbad, California) and professional relocation experience. Are you running into problems selling your home? Need to find a new one quickly? Never moved before and haven't a clue? You'll find some great tips on how to solve your relocation issues here. Or ask me a question any time and I'll share some solutions or tell you where to get more information. CA DRE License #01490977

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Carlsbad Relocation A to Z

Sellers - Here's What Your Listing Agent Ought To Do For You

Apr. 18, 2008
Categorized in: Selling Your House

Selling your Carlsbad home is a challenge. And you want to know that the REALTOR you hire will get the job done. Of course I am assuming that you have priced the home to sell, since we know that no matter how much marketing you do, an overpriced home will not sell.

Read: What’s Important to You as a Seller?

This is not so much about how to go about finding the right agent, but more about what will the listing agent do for you.

Read: What do You Want to Know About Your Agent?

Also: What Kind of Agent do You Want?

There are many strategies a listing agent can employ in order to help you find the right buyer for your home. The operative word here is CAN: some agents take the easy (or lazy) way and do the minimal work needed to get a home sold, or don't have a clue about Internet marketing where most of today's buyers are.

Gaining the maximum exposure in today market is critical since there is so much competition. Buyers are being picky and are not willing to pay more than what they perceive market value to be. So, to reiterate…PRICING is the most important thing you can do to sell your home. And of course your home will be free of clutter and personal items (i.e., staged), and repairs will have been taken care of. Assuming that is on target, then, what sorts of things might you expect the agent you are considering hiring to provide you with regarding to marketing and advertising?

  • Standard offerings
    • listing in the MLS – accurate information, no typos hopefully, and lots of high quality photos
    • signage in the yard
    • attractive feature sheet in the house and in a brochure box (there is some debate about the brochure box)
    • An ad in the local newspaper, an open house or two (or perhaps one every weekend – hmm, is that what you really want, given we know few homes sell this way?) and broker caravan
  • Other offerings
    • Single site webpage or blog (see 6547 Calle Valperizo for an example of a blog I am using for my newest listing)
    • Unique URL for YOUR home (see above)
    • Virtual tours – these are easy to do and pretty common, yet lots of agents DON’T use them…and buyers say they WANT to see them. Here’s an example.
    • Written marketing plan – many agents do not have one and look at you like a deer in the headlights if you ask to see one. How do you know what they plan to do to target market YOUR home?
    • Lots of photos – buyers tell us they WANT to see photos, lots of them. Some buyers will not even look at a listing that has no photos…and many don’t. Here is an example of a slide show of a recent listing of mine.
    • On-line flyers and postings on multiple websites – here is a Vflyer for my latest listing. This gets posted on multiple sites. And there are dozens and dozens of real estate website where your listing should be (Trulia, Realtor.com, Zillow are just a few of the big name ones that get the most Internet traffic).

There’s more, but you get the idea. Don’t short change yourself. Selling your home is TOO important, if you are really serious about it.

*************

If I can provide more information about Carlsbad or surrounding communities, and the housing market in general, or otherwise assist you in your home search, please contact me by phone or text at (760) 840-1360 or email me at JDowler@remax.net.

Search for Homes Community Information
First Time Home Buyers Relocation Services and more How to get in touch with me

Search the 'Net for an Agent First

Jul. 27, 2007
Categorized in: Selling Your House
Tagged with: agents, google, internet, jeff dowler

The majority of buyers are using the Internet to search for homes, learn about the buying process, obtain neighborhood information, and much more. Unless you have been hiding under a rock you probably know this.

The Internet is an essential part of your arsenal as a seller, too. Any decent agent will have a strong Internet presence, and will use the Internet to market properties (makes sense, since that's where buyers are looking). If you do a Google search for that person you SHOULD find them all over the place - articles they have written, on blogs, homes they are marketing, directories they are part of, and much more. An agent website is a small piece of web marketing. (hey, just for fun, GOOGLE ME!!).

Do a Google search to me and you'll see what I mean.

If you do a search and find nothing, what does that tell you? How are they going to successfully market your home to today's Internet-savvy buyers when you can't find them on the 'Net either. Either they aren't using the Internet or they don't know how, nor recognize the essential role it plays in today's market.

You should also be able to find the address of a home they are listing and it, too, should pop up somewhere. If not, you have to wonder how buyers will find the home, other than driving by the sign.

So search the Internet first before making any decisions. And when talking with a REALTOR, find out what THEY are doing on the Internet.

  Start YOUR CARLSBAD HOMES SEARCH HERE (and other San Diego communities too)

 

First Time Home Sellers - It's Offer Time (Part 7)

May. 30, 2007
Categorized in: First Time Sellers

Great news! Your REALTOR called to tell you that an offer has come in and needs to be presented to you.

Some Listing agents will do this in person, others may simply call you, email you the highlights (price, closing date, down payment, etc.) or fax you a copy of the offer. However it happens (and don't be afraid to let YOUR agent know how you would prefer the discussion to occur), you should be pleased to have your first offer, especially if the property has been out there a while or you have timing issues with a relocation.

What next? Well, the agent will review the offer with you and you must make a response (this might be done verbally but oftentimes the response is written).

Let me caution you on a few things (I will assume you are in the market most folks are...a buyer's market):

1. Be prepared that the offer will NOT be full price and may be a lot lower than you would like or would be able to accept.

2. Be pleased to have an offer and prepare to discuss the terms and conditions that have been outlined (price, closing date, financing, any concessions, dates)

3. Keep your emotions in check. It is NOT the time to get angry, depressed, or insulted. The buyers have made you a proposal and you get to decide how to respond. You need to be objective and focus on the ISSUES not the EMOTIONS (remember how YOU felt as a buyer submitting YOUR offer, and how you hoped to get a response?)

4. Consider the issues that are most important. Is it price? The date of closing? Are there things you can accept if other concessions are made?

5. I would NOT reject the offer, even if it is low. Make a counter, even at or close to full price. You never know what the buyers might do. And don't be discourteous like some sellers and not respond at all (remember being a buyer yourself?)

6. Some sellers decide to wait and see if they get a better offer. Well....could happen, but so many times the first offer IS the best. And the longer the property sits on the market the more likely any other offers will be lower.

You probably have time to consider the terms and decide how you want to respond (check the date of the offer expiration so you don't miss this). The buyers will likely appreciate a response fairly quickly. Dawdling over it does not do anyone any good. It's YOUR decision but discuss this with your agent. Keep in mind that you and the buyers want to meet on happy grounds...there is no winner or loser.

Next step? The response.

FIRST TIME SELLER SERIES

What Kind of Agent Do You Want?

May. 24, 2007
Categorized in: Finding a REALTOR
Tagged with: agents, buyers, sellers
What is it that you are looking for in your agent, whether you are a buyer or a seller? What are the things that will impress you, so that you decide to work with that particular person, and only them?
 
Here are some thoughts:
 
  • Ethics – is it not important to you that your agent be ethical?
  • Integrity – does this person exhibit integrity? Can you tell what their values are? Are their principals obvious? Are they accountable? Does their behavior mirror their values?
  • Follow-up – do they return your calls promptly, or your emails? Do they call even if they don’t yet have the information? If they don’t, I would write them off the list. You aren’t even working together; what do you think wull happen when they get the business?
  • Punctuality – are they timely and punctual, or are they always late?
  • Do they do what they say they are going to do – do they keep their commitment? Do they get the information for you that they promised?
  • Honesty – are they honest and truthful with you. Or do they lie, distort, and tell half the story.
  • Knowledge – are they knowledgeable? Do they know the things they are supposed to know? How do you know? And if they don't know, will they find out?
  • Focus on what the consumer wants and needs – do they focus on YOUR needs? Or are they more concerned about theirs? Remember WIIFM?
  • Interest and concern – are they interested in your welfare and concerned about you? Does their interest and concern how in their actions and behavior? In their questions? Is their willingness to listen to you?
  • How do they reveal themselves?  In their conversations, website, blog, advertising? What message are they sending? What do you know about them?
 
Perhaps you have some other thoughts, but I hope this list will make some sense to you, and add value to your search for the right REALTOR to help you.

Using Feng Shui to Sell Your Home

Apr. 23, 2007
Categorized in: Selling Your House

Selling your home? Need to get an offer quickly? Feng Shui may be your answer.

Read this article on using Feng Shui to get your home in shape for those buyers. Kathryn Holt is a Feng Shui expert with 14 years experience - she contributes to my Fans of Coastal San Diego Blog but since this is so relevant to home buying and selling I wanted to make sure you saw it. And if you are not in the San Diego area, she may be able to help you find a Feng Shui expert to help...or you can do a google search.

You might also show this to your REALTOR (unless you are one)! Just a hint...

Bring out the best . . .  in your listings!
Capturing an offer is all about making the right first impression.  Our services blend beauty with comfortable living, simply by creating a healthier, more desirable home.  We offer:
 
Organizing services:  Physical clutter is one of the top two Buyer turnoffs, no wonder houses with clutter take longer to sell.  Let us show you that a little clearing and un-cluttering can make a big difference.
 
Classic Feng Shui:  If you're interested, allow us to take "standard staging" to the next level through Feng Shui.  With fourteen years of experience under our belts (and a proficiency in all of the advanced disciplines), you will receive all of the benefits Feng Shui has to offer. 
 
Additional clearing work:  Every so often you encounter a property that feels a bit off . . .  It may look (superficially) attractive, but something just doesn't feel right and, unfortunately, potential Buyers pick up on it.  Subtle energies (like high levels of electromagnetic fields, geopathic stress, stagnant energy, or a persistent looming feeling) can all sabotage your efforts.  Before you reduce the asking price, ask us about our space clearing services.   Your listing may just need to be cleared and refreshed energetically. (And, don't worry, we've seen it all.)
  
Don't forget, our consultations make great closing and house warming gifts for your clients.
 
For more information, please contact:
 
Kathryn Holt, Feng Shui Resource
858.492.8506

Has Your Real Estate Contract Expired? Now What?

Apr. 15, 2007
Categorized in: Selling Your House

Have you had your home listed, only to find that after months of showings, open houses, or pehaps little activity, that your real estate contact has expired (you know that right?). Ouch. Now what do you do?

Perhaps you have decided to forget about selling for the time being. Great, if you can do that. But most folks who are selling need or want to for some reason, so some decision needs to be made.

How are you feeling about this? Angry? Disappointed? Irritated? Ticked off at your agent? Feeling like you have wasted months of time and gotten nowhere? Perhaps annoyed at yourself for expecting to get more money than was reasonable in your market?

It doesn't feel good to be rejected by the market, but that is exactly what has happened. So you need to decide how to proceed and get your home sold.

Staying angry won't get you anywhere (and the barage of calls you are likely getting from every agent in town, who DIDN'T have a buyer but is now calling to help you sell your home, doesn't help). So take stock of the problem, consider the possible reasons the home did NOT sell, and get ready to move ahead. What's done is done.

Here are some good possiblities:

  • Price - yep, I know you don't want to hear that...most sellers don't...but it is the primary reason (and some say the ONLY reason) a home doesn't sell. Did you get any offers at all? Were you being a bit greedy because your neighbor said you could get more than the agent said?
  • Condition - another issue that sellers don't like to hear, and perhaps your home is immaculate, but if not, the interior and/or exterior condition may have been an issue. Buyers are pretty fussy, especially in a buyer's market, and anything they can find to give them a reason to offer a lower price or NOT buy a home gives them ammunition. Be brutally honest - is your home REALLY in great condition or not? And if it is a fixer, does the price reflect that? I would also add the concept of STAGING here - was your home decluttered, and marketed to prospective buyers by being staged so they could envision living there?
  • Exposure to the market - did your home get the exposure it needed? Today's market, in most areas, is loaded with competition, and maximum exposure is essential. Perhaps your agent did not do a good job of marketing, especially on the Internet (did you know that over 70% of buyers start looking for homes on the Internet?). Were the features and benefits of the home headlined in the advertising? Were the photos in the MLS appealing?
  • Location - a critical issue in our business. And of course you cannot change where your house is. But you CAN make allowances by capitalizing on the conditon and making sure the price reflects the location. If you have a view of an industrial park, the RR tracks, noise from the freeway, etc. these are issues that may discourage a buyer. Pricing your home the same as a comparable property with a more desirable location WILL NOT invite offers. Why would it? How would YOU view this situation if you were the buyer?

So you now need to find a new agent who can (1) be honest with you about pricing (and you must listen), and (2) develop and implement a top-notch marketing plan to maximize your exposure. Oh, and perhaps your agent did not communicate with you much, or at all. Make sure that doesn't happen again.

Interview several real estate professionals and ask some tough questions. Share your thoughts on why the house did not sell and find out what the agents propose to do about those problems.

  1. The agent who quotes the highest price is NOT the right one
  2. An agent who does not have a written marketing plan is NOT the right one
  3. And the agent who lists the most homes (but may only sell half of them) or who has the glitziest ads may NOT be the right one.

Good luck...and if I can answer any questions or share some more ideas, please let me know.

Are You a Demanding Seller?

Apr. 9, 2007
Categorized in: Selling Your House

I'm curious - are you a demanding seller? It's not a big deal, I was just wondering if you consider yourself so.

I'm not asking if you are rude, overly fussy or particular, or unreasonable in your requests. Not at all. I assume you aren't because demanding people can be tough to work with in any business. And being overly demanding tends to not have the intended effect. And it tends to alienate others.

What I AM referring to is whether you are a seller who wants certain things done as part of selling your home. In this case these are things I feel ARE reasonable to demand. You should expect, and demand, them if you don't get these things.

  • Honesty and the truth from your agent...about the price, likelihood of selling, condition, need for repairs, need for decluttering, etc.  What you DON'T want is someone who only tells you what you want to hear. You NEED to know the truth, as hard as it is to hear it. Admit it - don't you want honesty?
  • Competency and knowedge - if the agent doesn't know what he or she is doing, doesn't understand marketing or advertising, doesn't know how to complete the paperwork, doesn't understand the disclosures, you are NOT getting what you are paying for. Demand it!
  • Fiduciary duty to YOU - yes, your agent owes you a fiduciary duty of utmost care, integrity, honesty and loyalty in ALL dealings with you. Your interests are to be protected and watched over; confidentiality is to be preserved unless you give permission for information to be shared (of course YOU have a legal obligation to disclose material facts about the condition of your home - you can't hide them and you can't ask your agent to keep these a secret, as it's a violation)
  • Accurate MLS listing - the information should be factually correct, without typos (those drive ME nuts and they do not convey a good impression of the listing nor the competency of the agent) , and remarks should favorably describe the home in a way that will encourage buyers to want to see it, not scare them away. But honesty is important too...no puffery, no deception. If your agent does NOT provide you with a copy of the MLS listing when it is first done, DEMAND IT. I recommend you provide your feedback, and make sure it represents your home is a positive, but honest manner.
  • Great photos - I know I harp on this all the time, but the quality of MLS photos is deplorable. Really, it is. I imagine you have seen enough listings yourself, especially if you are also looking at homes for sale. The majority  of them are NOT flattering, are too dark or of poor quality, and limited in number (I find it intolerable that some agents do not take pictures at all - there is just no excuse). Buyers DEMAND to see photos of homes and they will pass by listings without them. So you you should DEMAND good quality photos too.
  • Regular communication from your agent - this is one of the biggest complaints about agents, and the communication oftentimes is terrible. Certainly you don't need 5 calls a day, or even 1 call every day, but you deserve to have updates, feedback, and answers to questions in a timely manner. Be clear up front how often you would like to hear from your agent (if he or she does not bring the issue up) and how you would prefer that communication to occur (some folks prefer email, others want a call, some want some face to face contact).

If you are not getting these things, then you are NOT getting what you are paying for. There are great agents out there, and many not-so-great ones. Don't get undersold. Consumers deserve to be treated as valued clients, and you should feel that the money you are spending equates to the service you are getting.

So be a demanding seller, if you need to.

Mediocrity - What a Drag it Is!

Apr. 3, 2007
Categorized in: Selling Your House
Tagged with: agents, mediocrity, sellers

YOU GET A C-!!

Sellers, are you faced with mediocrity in your current listing situation? What a drag it is, huh?

Or are you afraid you will face it when you hire an unknown agent?

Unfortunately, mediocrity in the real estate biz is alive and well (or not well, I suppose). And it grinds me, as a agent, to have to admit that. But the truth hurts.

But as a seller you DO NOT have to put up with it. Read more on selling your home and mediocrity here.

I Didn't Get the Listing But I Still Won

Mar. 13, 2007
Categorized in: My Personal Experience

I recently did a listing presentation for a couple who had been trying to sell their home on their own for almost a year, then decided to bring in an agent. They live out of the area and trying to handle the sale on their own was a hassle, even though they have been successful with other homes in the past. And in this market the limited advertising they did was not doing the trick. AND the house was really over-priced.

I dogged these people for 6 months, sending them market data and updates, suggestions for marketing the home, and more. So I was very pleased to be asked to come in to talk with them (as one of 3 agents they were interviewing, for 30 minutes each).

The presentation, though brief, went well and we had a good conversation. They had some great questions, too. The house has its challenges, as it needs some updating, but the bones are good and the floor plan offers a number of possibilities.

A few days later Mrs. Seller called me, as I requested, to let me know that they had decided on another agent (as it turns out, someone they have known for a number of years) but they had really liked me and my approach and style. There was no negative feedback - they only chose this person because of the relationship. They will keep me in mind if things do not work out.

I told them I really hoped the house sold for them, even though that would mean I would not be their listing agent.

Sure, I would have liked to have had the listing, but I was pleased to be part of the process, and the feedback I got was very positive. So I feel that I still won, in the end. I wish them luck!

 

 

The Transparent Agent

Feb. 27, 2007
Categorized in: Finding a REALTOR
With the exponential increase in information on the Internet, so too have we seen the emergence of the transparent agent. Or perhaps I should say we have seen agents become more transparent as a result of being on the Internet.
 
Agents who are on the web, and especially those who blog, are now out of the closet, so to speak, and visible to all who wish to read about and view them. And that’s a good thing for consumers. No longer do you have to guess about who you might hire to help you in a home buying or selling transaction. Simply go to the Internet, read what agents are saying on their blog, and you will be amazed at what you can learn. Not just the information they are sharing (which they should be doing as standard procedure, by the way) but about them personally:
 
  • What they believe
  • What they know
  • How they work and how they play (perhaps)
  • How they behave
  • What they value
  • Their temperament and personality
  • Their likes and dislikes
 
You really can get to know someone from what they write, and how they write, and before long they almost become a friend without having met them.. or you decide to stop reading because you don't like what you see, or get bored.
So if you do decide to work with a particular person, you already will have achieved a comfort level when you first start working together. And it’s a good way to select the agent you want to assist you in such a critical decision as buying or selling a home worth hundreds of thousands of dollars, or more.
 
Transparency is a good thing for consumers. And it’s good for us too – we publicly get to share more of who we are, and can no longer hide behind the walls of offices, our voice mails and our static websites.
So, buyers and sellers -  use the Internet to your advantage. Learn what you can about us…then make your decision.

What is Transparency on the Internet

Feb. 25, 2007
Categorized in: Due Diligence
I want to chat a bit about transparency on the Internet, especially with regard to real estate and us agents. That’s the topic for this post and the next one or two.
 
The emphasis NOW is on sharing as much information as possible, about the real estate business and what we do, but more importantly about ourselves – who we are and how we work. As agents, we are now transparent to consumers, and that’s a good thing.
 
For many years, agents were the guardians of real estate information – you couldn’t get the details of what houses were for sale, their prices, what HAD sold, or other information without talking with an agent. We had you trapped, so to speak. Any of you who have been around for a while, and perhaps bought in the past, may remember the big fat MLS books that contained all the listings in the area – but no lookie without an agent. Nothing existed on the Internet so you had no choice but to contact a real estate office.
 
Well, the Internet has changed all that, thank goodness. Consumers now have the ability to get most of the information they need about buying and selling before they even talk to an agent. They can pick the houses they like, get estimated values on a home they are selling (a caveat here –be cautious, as those estimates are often off quite a bit), and learn all kinds of things about agents before they even decide who they want to work with. Consumers are now in the driver’s seat and in control, exactly where they should be. Many agents don’t like that – but I think it’s great. Over 70% of buyers and sellers do their research on the ‘net before they even talk with a professional. This is good for them, and good for us, in my opinion.
 
I know some of you are doing your research as you think about buying or selling, and I would encourage you to do as much as you can, with all the resources that are at your disposal. I will share some thoughts on the research process and give you some tips in my next post.
 
Thanks for coming by!

What the Heck is Zillow?

Feb. 12, 2007
Categorized in: Financial Stuff

So what the heck is Zillow? What is it for? And do I want to use it? Should I use it?

Good questions. And since many of you have heard about Zillow, and perhaps have even gone to their site, let me add my words of caution. I won't tell you NOT to use it since you will anyway. But as the educated consumers I know you are, I assume you will want to know if there are any issues to be concerned about. And I believe there are.

First, Zillow is a real estate website that provides consumers information about the estimated value of your home based on property information that have gleaned from various sources. That information is public but often hard to find. This estimate is called a Zestimate (read more about it). They wisely point out that this Zestimate is just a starting point for determining the value of your home. I suggest you CAREFULLY read all their cautions so you understand what you are getting, or not getting.

Zillow now also allows homeowners who are selling to list their homes (and agents can as well, to find leads), and buyers around the country can search for homes. Given the number of properties in their database, this functionality right now is pretty limited and may not be very helpful. But there will be some homes that may interest you, depending on where you look, just like any other site that lists homes. But I wouldn't rely on it as your sole source of homes in your search.

But there are some interesting features on Zillow, such as their mapping, and it appeals to consumers for that reason.

There has been much interest in Zillow because it is new and different (it is now over 1 year old) . Lots of homeowners (including buyers and sellers) have used it, as well as a huge number of agents checking out the information on the homes they list, and on their own properties.

So here are my concerns.

The estimates provided by Zillow seem to be wrong far more often than close to being right. This is based on anecdotal data from agents and owners around the country over many months. Yes, I suspect there are times it is close to reality, but so often it is not...and the differences are substantial (to the tune of low, or high, by as much as $100K for example). The problem is that property data and other information that Zillow has access to is just a PART of what determines value. 

  • If you were planning to sell would you want to list your home at $100K more than than the actual value? Of course not - it would never sell. But the danger is that unrepresented sellers will use this information instead of getting a CMA (as Zillow recommends) from a real estate professional. No agent in their right mind would use this information and assume it is reliable.
  • Or, as a buyer, if you used the Zestimate to determine what you should offer, you could be very low and never get the seller to agree. But I have seen this done and the buyers didn't get the house they wanted because the estimated value was so far off from the market value.
  • It should be noted that the National Community Reinvestment Coalition, a Washington, D.C.-based non-profit that promotes equal access to credit and capital for underserved communities, filed an extensive complaint against the site because of the purported misleading data for consumers. The complaint has not yet been resolved.

So, please be cautious. Check it out if you wish. See what it says. And let me know what you think. But I urge you to not place so much emphasis on their information that you ignore other data that are out there including details from a knowledgeable agent who knows your market.

Keeping Track of Due Dates

Jan. 8, 2007
Categorized in: Due Diligence

Whether you are selling, buying, or both (more likely in a relo), it is critical that you know the dates that are in your purchase contract. And you must make every effort to meet them.

We all know that sometimes events happen that prevent us from meeting our obligations, so extensions may be needed and agreed on in writing. Part of your agent's fiduciary responsibility is to help you keep on track and meet these deadline, and to answer your questions about what has to happen and when. If you will not be able to meet a deadline, you must ask about the possible consequences and find out what your options are.

While you are responsible for doing what you agree to do in a timely manner, your agent is there to help YOU. Contracts can be confusing, and keeping it all straight and knowing who is supposed to be doing what equally so. 

  • Highlight the critical dates in the contract
  • Put them on your calendar
  • Set up reminders in your Palm, on your phone, or in Outlook

Do whatever you need to do to not let time tick away. Not everyone is always keen on being punctual, but your contractual obligations are one time when you don't want to be late for your date!

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