Goals of a Short Sale Specialist
I have always felt that being a real estate broker has allowed me to serve in a rewarding profession. After thirty one years of full time real estate service, I still feel that helping buyers and sellers is not a job, but a continuation of my daily activities.
After observing more and more families lose their homes recently to foreclosure, I decided that I could be of greater value by becoming a short sale specialist. Therefore, I obtained the proper training in order to obtain the Certified Distressed Property Expert (CDPE) designation. By obtaining this designation, I am now able to achieve my goals of assisting homeowners who are in financial distress due to a personal or financial hardship. A short sale occurs when a homeowner loan balance is greater than the current value of the property and the lender agrees, in many cases, to accept an amount less than owed as payment in full.
I visualize my role in this process as a counselor to homeowners. I see my role as the person who can carefully explain the available options to homeowners in financial distress. I do not suggest a short sale until all options of allowing homeowners to keep their property have been exhausted. Sometimes a homeowner may be able to refinance or obtain a loan modification. However, a short sale is generally better than having a foreclosure on the credit report. After a short sale is completed, the homeowner can buy another home in 2 years with pricing and payments that are affordable. However, with a foreclosure, it will take over 5 years.
Remember, you are not alone. Help is available to you. For more information regarding financial distress, foreclosure and short sales, go to my website at
It is important to avoid loan modification and pre foreclosure scams. If you are asked to pay money in advance…DON’T DO IT! There are non profit organizations available to help you free of charge. Go to my website at www.AvoidForeclosureStartNow.com, complete the “contact us” form and say… refer me to a non profit organization for assistance.
If you feel that you have exhausted your options and you want to avoid foreclosure, just say…refer me to a Short Sale Expert in my area and we will respond promptly.
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