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<p> This neat trick assumes you have some sort of internet access via your smartphone. </p> <p> Go to: </p> <p> <a href="http://www.junefabrics.com/">http://www.junefabrics.com/</a> </p> <p> Once there you can get apps for your iPhone, Palm OS Treo and Centro, or Windows Mobile equipped phone, to use those phones as a modem for your laptop, or even your PC. (I realize that some Windows Mobile phones can already do this) </p> <p> This is terrific for doing open houses where internet access means you can show additional properties on MLS to prospects on your laptop, and email them to them with them standing right there. </p> <p> Plus, when there AREN&#39;T any prospects, you can surf the net and entertain yourself. </p> <p> You can try the software for free before buying it. </p> <p> Enjoy! </p> <p> </p> <p class="MsoPlainText" style="margin: 0in 0in 0pt"> <span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-bidi-font-family: &#39;Courier New&#39;; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin"><font size="3">Chris Parks - ABR, e-Pro, GRI - Accelerated<o:p></o:p></font></span> </p> <p class="MsoPlainText" style="margin: 0in 0in 0pt"> <span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-bidi-font-family: &#39;Courier New&#39;; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin"><font size="3">Broker<o:p></o:p></font></span> </p> <p class="MsoPlainText" style="margin: 0in 0in 0pt"> <span style="font-family: &quot;Calibri&quot;,&quot;sans-serif&quot;; mso-bidi-font-family: &#39;Courier New&#39;; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin"><font size="3">CParksGo@Gmail.com<o:p></o:p></font></span> </p> <p> </p>

<h2 class="contentheading"> Welcome to Save America Homes - We Provide Homeowners with Options to Avoid Foreclosure and Rebuild Credit. </h2> <p class="contentheading"> I just recently had a seller sign on to work with the company to help negotiate a short sale. Even though I&#39;ve worked several, he signed up with this company. One of their people told me that they charged the seller with a 2% fee. The lender would only negotiate to pay 1% so this company came after me, the listing agent for the other 1%. I did not sign any type of agreement nor ever agree to pay any fee. My commission was reduced by the lender which the buyer&#39;s agent and I agreed upon. Price of the house was only $115,000. Imagine what my cut was and after having the house listed for almost 18 mos. Now this guy with the company has stated that I&#39;m the worst realtor he was ever worked with because I&#39;m not willing to pay him 1% when myself and the seller had already had the lender agree to a short sale just needed a little more room. </p> <p class="contentheading"> </p>

<p> I have the buyer so no control over process - but it&#39;s frustrating to say the least that atty doesn&#39;t get response whatsoever they just tell him it&#39;s in review. The packet was submitted 8/20 and my buyers are getting antsy. They have to go out of county Jan 2nd for extended trip and they were hoping to move into their home by then - doesn&#39;t appear likely - what is the usual turnaround time for even a response for WAMU? </p> <p> Thanks </p>

<p>New to RealTown.com -</p> <p>My name is Sue Siegal but the profile reads, Susan Shay Johnson above my picture.&nbsp; The zip code should be 60004 instead of 80004. I have tried editing the profile to no avail.&nbsp;</p> <p>Would you please instruct on how I can make these changes to my profile?&nbsp;Thank you.</p> <p>SueSiegal</p> <p>&nbsp;</p>

<p>Hi I have had Advanced access as my website provider since 2005. Recently they signed me up for their Search Impact Package- It is suppose to give me more access on the search engines. They say they are revamping my website with words and phrases, doing link building and ect. I am paying $299.95 a month for this service. Is anyone familiar with this. I am trying to get more hits on my website. Do I need to be paying them $300.00 a month to do this?</p>

<p> I had a conversation today with a rep from the Home Equity Solutions Dept today and got some insight. (I&#39;m sure some of you on this forum already know this). This is Home Equity, the 2nd position. </p> <p> If they are 180 days past due, it rolls into charge off status which automatically sends to their legal department. Once in legal dept, it goes into recovery, which at that time the legal dept decides whether to charge this off and sell this to a 3rd party collections company, or go with an alternative solution. </p> <p> If it gets sold off, then we are now negotiating with a collections company! In my experience, dealing with a collections company is MUCH HARDER than dealing with the bank themselves. </p> <p> She said an option was to have the borrower do a loan mod. They ask for 2% (annually) of the balance for the monthly payment. If the balance is $50,000, then the monthly payment would be around $80/month or so. This way, they don&#39;t hit that 180th delinquent mark. Then after the loan mod gets approved and the borrower&#39;s payment is manageable, then we are allowed to submit for a short sale. This avoids the loan being sold to a collections department and we can deal directly with the bank&#39;s short sale dept. </p> <p> Anybody see any redflags by doing this? </p> <p> Also, the DTI to qualify for a loan mod is 125%, according to the rep. </p>

<p> Are short sales for non-owner occupied 4-unit complexes any different from non-owner SFRs/condos? </p>

<p> Hi all, </p> <p> I love that this group has become such a great resource for so many. One thing I&#39;d love to start (and please tell me if you like it) is to have a post dedicated to each lender. On the top post of each we share info such as phone numbers, url&#39;s to their workout packages, fax numbers, or any other relevent tips that are useful to someone pursing a short sale with that lender. </p> <p> I&#39;ll start today with a couple, and please let me know what you think. Please start a post for a lender you&#39;ve worked with if one has not been started. If you add other resources in subsequent posts, I&#39;ll move the important information via cut and paste to the top post so the most important is always in that top post. </p> <p> What do you think? </p>

<p> Share your views about Facebook and how you use it as a social media mareketer. </p>

<p> Share your social media success stories. </p>

<p>I'm trying to find some training in short sales, a net search turned up&nbsp; a 2 day class for $995. I thought that CAR had class in it but couldn't find it on there site. Can you please help me. Thank you, Janet Graham</p>

<p> This property was bought during the heydays when the Foreign National Loan Program existed. Being a foreign national purchaser, he obviously didn&#39;t have U.S. tax returns, bank accounts in the U.S., a social security #, etc. etc. ...... everything the bank would need for a short sale package. </p> <p> In this case, will the bank even consider a short sale without all these documentations? His credit is not in jeopardy because he has no social security number and he doesn&#39;t even live in the U.S. anymore. But he&#39;d prefer to do a short sale rather than foreclose if possible. </p> <p> Anybody run into something like this? </p>

<p>It seems something called barracuda is bouncing my emails...any suggestions? (They are just bouncing my RealTown address)</p> <p>Thanks,,,,</p> <p>Carole B Mackler REALTOR&nbsp; 928-274-2325</p> <p>Sedona Realty&nbsp;<a href="mailto:--Carole@Sedona.net">--Carole@Sedona.net</a> and <a href="mailto:Carole@CaroleMackler.com">Carole@CaroleMackler.com</a></p>

<p> I just returned from the NAR National Convention in San Diego, California. This convention had a feel of celebration. I believe that&#39;s because every one of the 19,000 attendees is a survivor of the past three years of the worst economic and Real Estate crisis this country has seen in 80 years. </p> <p> For me the experience was one of confirmation of what I believe to be the future of the Real Estate Industry. Two years ago I conceived of a brand new business model. The business model is a National Internet Based Real Estate Brokerage, where the Realtors® work out of their home offices, and as a result the Broker has no Brick and Mortar expense. In return the Realtor® keeps 100% of his or her commission and just pays the Broker a small association fee each month, thereby creating a profit for the Broker, rather than an expense. </p> <p> Two years ago, when we first rolled out our business model in Washington D.C. at the Mid Year NAR Convention, the word &quot;Virtual&quot; was absolute poison. Brokers and Realtors® would come to our booth and literally run when they heard the word VIRTUAL. What a change just two years has made! </p> <p> This year at the NAR National Convention in San Diego, the word VIRTUAL was the most exciting idea being discussed. We literally had hundreds of Brokers come by our booth to learn how we created a VIRTUAL environment for the Realtors® and Brokers so successfully. I suspect in the coming year we will see hundreds of Brokerages recreating themselves under a VIRTUAL banner. </p> <p> Even the Realtors® this year jumped all over the VIRTUAL business model. We had literally thousands of Realtors® come by the booth because they have realized that they can now command 100% of their commissions, and that is now the accepted standard. </p> <p> Furthermore, what we heard from every Realtor® is the reason they don&#39;t go to an office, and the reason they don&#39;t care about an office environment is boiled down to one word: DISTRACTION!!!! </p> <p> The top producers think that when they go into an office environment, they become distracted from being productive. We heard this comment universally from almost every Realtor®. Realtors® insight into their most fruitful working conditions has been an unanticipated end result of this business model. </p> <p> So, after this year&#39;s convention I feel that my original business model was not only accepted by both the Brokers and Realtors®, but that I was no longer this strange Broker that lived out there in some mysterious VIRTUAL never-land. </p> <p> The VIRTUAL CULTURE is not only the future of the industry, but a huge favor to all the Brokers who are struggling to keep their doors open, now that even brand new Realtors® expect to keep 100% of their commissions. </p> <p> I&#39;m not this crazy man after all. This new business model has legs, and it will continue to expand and grow. It will, in the process, make the Brokers of our industry financially healthy once again. It will also allow the Realtors® to truly be independent contractors who are allowed to keep all of what they have earned. </p> <p> The VIRTUAL CULTURE is a WIN WIN WIN for the Broker, the Realtor® and the Consumer. </p> <p> <a href="http://joinallisonjames.com">Click here is see our new Recruiting initiative</a> </p> <p> </p> <p> James A. Crumbaugh III is CEO of Allison James Estates and Homes and may be reached at <a href="mailto:jcrumbaugh@allisonjames.net">jcrumbaugh@allisonjames.net</a> </p>

<p> <span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #334455; font-size: 9pt"><o:p> </o:p></span> </p> <p> <span style="font-family: &quot;Arial&quot;,&quot;sans-serif&quot;; color: #111111; font-size: 9pt">Does anyone know how to put the e-mail and phone functions of the Blackberry Curve on vacation mode?? Then how to turn it off after vacation?? Thanks. <o:p></o:p></span> </p> <p> </p>