If you are a first time home buyer or looking to move up in this market, your ship has come in! For the first time in years, some home prices have come down to around the prices of 2004-2005. It depends on the city and the neighborhood, supply and demand, and a variety of other factors. No one knows for sure if we have hit the bottom, and no one knows for sure if mortgage interest rates will go up or go down. The great news in all of this is that buyers have a wide variety of houses to choose from, many of which would have been out of their price range just one or two years ago. So if you have spent the last two or three years living someplace you’d rather not be, now is your time. ~Gail My Site