Fall is just around the corner with cooler weather and leaves changing, but the housing market is heating things back up with great prices and lower interest rates.  When is a great time to buy, NOW!. I would hate to see a lot of people kick themselves in the butt because they didn't take advantage of today's buyers market. Builders, sellers and banks are wooing buyers to come on out and see what great deals they have to offer you! Best yet, the Federal Government is offering a $8,000 tax credit for first time buyers up to Dec 1, 2009, You remember the old saying you snooze you loose. Well don't let this happen to you!