Bill said to Robert:
Your post on short sales seems to criticize every other agent and appears
to call everyone stupid who deals with lenders different than you do. It's
really difficult to read your post and try to get information when the post
is full of venum.
Bill,
Get used to it and just ignore Robert. He's the newest one to just go on
and on. I've been here since 2000 and I've seen a lot of those "experts"
in everything and "criticizers" of everyone! I missed his post because I
ignore him so much.....so I went back and read it.
My message to Robert about his posts:
How many short sales have you done? Last week I was in a seminar give by a
man who has done over 10,000 short sales all over the country and says he
knows most of the lender's requirements. I don't need my notes after
printing Debra's post. You commented that the lender has all the
information the lender needs. No they don't. They have pay stubs from
when the borrower applied for the loan and proved they could afford the
loan. They also have an appraisal for the property when the loan was made
proving the value then! What the lender needs to know is why the borrower
can't afford the payments and that it is being sold for the current value
(that they couldn't sell the home for more than the current value after
they go through the expense of foreclosing on the house).
I could go on more, but I don't have the time.
Linda Grissette, JIM, GRI, LTG, ePRO Certified
Broker/Associate, Espinoza Real Estate, St. Louis Area
Linda@Grissette.com http://www.FindStCharlesCountyRealEstate.com
Great real estate products, plus training & seminars:
http:www.Grissette.com
Your post on short sales seems to criticize every other agent and appears
to call everyone stupid who deals with lenders different than you do. It's
really difficult to read your post and try to get information when the post
is full of venum.
Bill,
Get used to it and just ignore Robert. He's the newest one to just go on
and on. I've been here since 2000 and I've seen a lot of those "experts"
in everything and "criticizers" of everyone! I missed his post because I
ignore him so much.....so I went back and read it.
My message to Robert about his posts:
How many short sales have you done? Last week I was in a seminar give by a
man who has done over 10,000 short sales all over the country and says he
knows most of the lender's requirements. I don't need my notes after
printing Debra's post. You commented that the lender has all the
information the lender needs. No they don't. They have pay stubs from
when the borrower applied for the loan and proved they could afford the
loan. They also have an appraisal for the property when the loan was made
proving the value then! What the lender needs to know is why the borrower
can't afford the payments and that it is being sold for the current value
(that they couldn't sell the home for more than the current value after
they go through the expense of foreclosing on the house).
I could go on more, but I don't have the time.
Linda Grissette, JIM, GRI, LTG, ePRO Certified
Broker/Associate, Espinoza Real Estate, St. Louis Area
Linda@Grissette.com http://www.FindStCharlesCountyRealEstate.com
Great real estate products, plus training & seminars:
http:www.Grissette.com


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