RealTown's RealTalk

%3Cdiv%3E%0A++++%3Cp%3E%0A++++++++Last+month%2C+I+was+approached+by+a+LM+co.%3A+potential+Short+Sale+owners+find+them+on+line+and+hire+them+to+assist+them+working+with+their+lender%3B+the+LM+co.+seeks+a+local+REALTOR+and+sends+it+as+a+referral.+%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A++++++++I+got+4+listing+in+about+31%2F2+weeks%3A+1st+one+sold+in+48+hrs%3B+2nd+I+sold+myself+in+24+hrs+and+the+3rd+one+has+3+offers+%2840k+above+asking+price%29+and+the+4th+owner+is+thinking+about+the+suggested+asking+price.%3Cbr+%2F%3E%0A++++++++Is+anyone+out+there+working+with+such+companies%3F+I+spoke+to+my+rep+and+he+is+open+to+talk+to+REALTORS+throughout+the+country%3B+I%27ll+trade+my+contact+with+yours+%28naturally%2C+you+have+to+be+out+of+my+service+areaJ%0A++++%3C%2Fp%3E%0A++++%0A++++%3Cp%3E%0A++++++++%3Cb%3EThank+you%2C%3C%2Fb%3E+%3Cbr+%2F%3E%0A++++++++%3Cb%3EMeir+Aloni+CRS%2C+RECS%2C+CDPE+%26+Team%3C%2Fb%3E%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A++++++++%3Cimg+width%3D%2245%22+height%3D%2244%22+src%3D%22cid%3Aimage001.gif%4001CA683D.5AEF33C0%22+align%3D%22left%22+%2F%3E%3Cbr

%3Cdiv%3E%0A++++%3Cp%3E%0A++++++++RE%3A+RE%3A+The+social+media+marketing++-+is+it+a+fad%3F+By+Dr.+Ken+Edwards.%0A++++%3C%2Fp%3E%0A++++%0A++++%0A++++%3Cp%3E%0A++++++++When+do+we++%22do+real+estate%3F%22%0A++++%3C%2Fp%3E%0A++++%0A++++%3Cp%3E%0A++++++++I+am+about+to+finish+the+ePro+course+and+have+found+it+most+enlightening.+I+am+in+the+process+of+having+my+website+designed+and+I+have+been+tinkering+with+Facebook.++My+concern+is+that+I+do+not+want+to+become+a+slave+to+having+to+%22blog%22+or+constantly+tweak+my+website.+I+am+already+getting+anxious+about+finding+and+ferreting+out%2C+meaty+comments+to+post.%0A++++%3C%2Fp%3E%0A++++%0A++++%3Cp%3E%0A++++++++The+idea+that+social+media+marketing++may+be+a+fad+is+troubling%3B+it+seems+to+me+there+are+agents+who+are+no+longer+doing+%22Real+Estate%2C%22+they+are+now+networkers+or+bloggers.+I+receive+Facebook+messages+from+a+number+of+agents%2C+regarding+an+upcoming+speaker+at+the+civic+center+or+a+parade+the+past+week+end.+It+really+isn%27t+my+t

%3Cp%3E%3Cspan+class%3D%22c1%22%3EI+posted+the+comments+below+on+a+Short+Sale+group+on+LinkedIn+yesterday%2C+but+thought+it+might+be+appropriate+to+post+on+Real+Talk+also.%3Co%3Ap%3E%3C%2Fo%3Ap%3E%3C%2Fspan%3E%3C%2Fp%3E%3Cp%3E%3Cspan+class%3D%22c1%22%3E%23%23%3Co%3Ap%3E%3C%2Fo%3Ap%3E%3C%2Fspan%3E%3C%2Fp%3E%3Cp%3E%3Cspan+class%3D%22c2%22%3ERecently+I+received+several+emails+from+walkawaytoday.org+regarding+a+short+sale+I+have+listed.+The+first+ones+invited+me+to+become+one+of+their+affiliate+agents+and+later+to+submit+my+property+to+them+for+acquisition%2C+which+I+did+not+do.+The+last+email+opened+with%3A+%22This+is+a+verification+email+to+let+you+know+we+did+receive+your+property+information+that+you+submitted+to+our+site+for+acquisition.%22%3Cbr+%2F%3E%3Cbr+%2F%3EI+responded+back+on+their+last+email+advising+them+I+had+NOT+submitted+any+property+for+their+review+or+acquisition%2C+they+should+NOT+take+any+action+regarding+any+property+I+have+listed+and+asked+them+to+unsubscribe+me+from+their+email+list.+In+

%3Cdiv%3E%0A++++%0A++++%3Cp%3E%0A++++++++Is%2Fwas+anyone+involved+in+a+transaction+with+this+company%3F%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A++++++++%3Cb%3EMy+sellers+contacted+this+company+to+negotiate+a+short+sale%3B+they+%28%3C%2Fb%3EAccess+Loss+Mitigation%29%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A+++++++++want+me+to+sign+a+contract+with+them+and+pay+them+50%25+on+listing+end+AND+if+I+sell+it+to+my+own+buyer%2C+25%25+of+the+selling+end.%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A++++++++Very+cute%0A++++%3C%2Fp%3E%0A++++%3Cdiv%3E%0A++++++++%3Cp%3E%0A++++++++++++Thanks%2C%3Cbr+%2F%3E%0A++++++++++++Meir+Aloni+CRS%2C+RECS+%26+Team%3Cbr+%2F%3E%0A++++++++++++Delivering+%3Cb%3Eresults%3C%2Fb%3E+to+Greater+Fort+Lauderdale%2FBroward+County+since+1985%3Cbr+%2F%3E%0A++++++++++++All+Star+Realty+Inc.%0A++++++++%3C%2Fp%3E%0A++++%3C%2Fdiv%3E%0A++++%3Cp%3E%0A++++++++%3Cbr+%2F%3E%0A++++++++%3Ca+href%3D%22http%3A%2F%2Fwww.WeSellBroward.com%22%3Ehttp%3A%2F%2Fwww.WeSellBroward.com%3C%2Fa%3E%3Cbr+%2F%3E%0A++++++++%3Cbr+%2F%3E%0A++++++++Direct%23+%28954%29+577-4888%3Cbr+%2F%3E%0A++++++++%3Cbr+%2F%3E%0A++++%3C%2Fp%3E%0A%3C%2Fdiv%3E%0A%3Cp%3E%0A++++%3Cbr+%2F%3E%0A%3C%2Fp%3E%0A%0A%3Cp%3E%0A++++I+am+using+the+Free+versi

%3Cdiv%3E%3Cp%3EEach+year+Real+Estate+Connect+is+the+place+to+go+to+keep+up%2C+to+get+ahead%2C+and+to+gather+with+over+1%2C300+of+your+peers+to+look+at+the+future.%C2%A0John%2C+Mike%C2%A0and+I+have+attended+the+event+several+times+-+if+you+have+the+opportunity+to+go%2C+it+is+well+worth+it.+The+things+you+learn+become+your+competitive+advantage%3B+the+people+you+meet+become+your+new+customers%2C+partners%2C+or+collaborators+in+innovation.%3Cbr+%2F%3E%3Cbr+%2F%3EInman+is+offering+a+price+reduction%2C+but+only+up+until+November+21st.+As+Platinum+Sponsors+of+the+INMAN+Connect+in+NYC%2C+Point2+is+also+happy+to+bring+to+you+an+additional+%24100+discount.+Just+use+%3Cb%3EPoint2%3C%2Fb%3E+as+your+promo+code+when+you+sign+up+right+%3Ca+target%3D%22_blank%22+href%3D%22http%3A%2F%2Fwww.inman.com%2Fconnectnyc%22%3Ehere%3C%2Fa%3E.+I%27ll+be+speaking+at+the+event+and+look+forward+to+seeing+you+there%21%3C%2Fp%3E%3C%2Fdiv%3E%3Cp%3ESaul%3C%2Fp%3E

%3Cp%3E%0A++++Hello+Everyone+-%0A%3C%2Fp%3E%0A%3Cdiv+class%3D%22c1%22%3E%0A++++Over+the+years+I+have+seen+many+fads+come+and+go.+There+was+a+time+that+those+who+were+considered+great+marketers+would+send+hundreds+or+thousands+of+postcards+with+themselves+dressed+in+silly+costumes+%28a+turkey+costume+would+be+appropriate+for+Thanksgiving%29+and+sent+them+to+all+their+clients.++Then+there+was+the+personal+brochure+-+a+%22must%22+for+the+successful+agent.+And+then+we+were+told+that+potential+clients+all+want+to+see+our+personal+video.+Then+the+promotion+of+the+%22real+estate+team%22+was+all+the+rage.%0A%3C%2Fdiv%3E%0A%3Cdiv+class%3D%22c1%22%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv+class%3D%22c1%22%3E%0A++++Today%2C+we+are+constantly+being+told+that+if+we+are+going+to+be+successful+in+this+high+tech+world+that+we+need+to+be+bloggers%2C+and+we+have+to+be+on+Face+Book%2C+My+Space%2C+Twitter%2C+Linked+In%2C+etc.+Awhile+back+I+listened+to+a+panel+of+bloggers+who+were+all+very+committed+to+bloggi

%3Cp%3EMost+everyone+knows+that+to+be+successful+these+days%2C+you+need+a+website.+But+the+truth+is%2C+having+a+website+doesn%27t+guarantee+success.+So+many+agents+get+a+website+and+think+the+leads+will+just+start+rolling+in.+I+have+one+thing+to+say+to+that%2C+%22Wrong%21%22%3Cbr+%2F%3E%3Cbr+%2F%3EThe+problem+comes+from+the+fact+that+so+many+agents+don%27t+have+a+plan+for+their+websites.+Yes%2C+you+can+signup+for+a+website+and+have+it+online+in+a+matter+of+hours%2C+but+what+is+your+marketing+plan%3F%3Cbr+%2F%3E%3Cbr+%2F%3EOver+the+next+few+weeks%2C+I%27ll+go+over+the+3+questions+you+need+to+think+about+for+your+website.+The+first+question%3A%3Cbr+%2F%3E%3Cbr+%2F%3E%3Cstrong%3E1.+How+will+people+find+your+website%3F%3C%2Fstrong%3E%3Cbr+%2F%3E%3Cbr+%2F%3EThink+about+the+keywords+you+want+to+target.+Include+them+in+your+domain+name%2C+page+titles%2C+and+body+copy%2C+but+be+careful.+Don%27t+just+list+keywords+for+the+sake+of+the+search+engines.+They%27re+pretty+smart+these+days+and+can+figur

%3Cp%3E%0A++++11%2F18%2F2009+%40+5%3A58+PM+HST%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++I+thought+I+was+spending+a+lot+to+revamp+my+website%2C+but+looks+like+I+have+nothing+to+complain+about.++LOL%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++%3Ca+href%3D%22http%3A%2F%2Fblogs.abcnews.com%2Fthenote%2F2009%2F07%2F18m-being-spent-to-redesign-recoverygov-web-site.html%22%3Ehttp%3A%2F%2Fblogs.abcnews.com%2Fthenote%2F2009%2F07%2F18m-being-spent-to-redesign-recoverygov-web-site.html%3C%2Fa%3E+%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++%3Cem%3E%3Cspan+class%3D%22c1%22%3EWith+Warmest+Aloha%2C%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%3C%2Fspan%3E%3C%2Fem%3E%3Cspan+class%3D%22c1%22%3E%3Cstrong%3ERuth+A.+Gabbard+%28R%29%2C+CRB%2C+CRS%2C+SRES%2C+PB%3Cbr+%2F%3E%3C%2Fstrong%3EGabbard+Hawaii+Properties+%7C+Honolulu%2C+Hawaii%3Cbr+%2F%3E%3C%2Fspan%3E%3Cspan+class%3D%22c1%22%3E808-534-1850+%7C+877-ALOHA+HI+%28256-4244%29+Toll+Free%3Cbr+%2F%3E%0A++++Contact%3A+%3Ca+href%3D%22http%3A%2F%2Fwww.alohamls.com%2Fruth%2Fcontact.html%22%3E%3Cspan+class%3D%22c2+c1%22%3Ewww.alohamls.com%2Fruth%2Fcontact.html%3C%2Fspan%3E%3C%2Fa%3E%3Cbr+%2F%3E%3C%2Fspan%3E%0A%3C%2Fp%3E%0A%3Cp%3E%0A+++++%0A%3C%2Fp%3E

This+discussion+has+been+moved+to+a+new+category.+%3Ca+href%3D%22http%3A%2F%2Fwww.realtown.com%2Fcommunity%2FRealTalk%2Fview%2FYYMFBHA%22%3EClick+here+to+view+discussion%3C%2Fa%3E

%3Cp%3E%0A+++++I+am+really+quite+upset+over+a+website+service+I+signed+up+for.+It+has+been+a+few+weeks%2C+but+I+find+I+am+still+really+mad.+I+signed+up+for+NJ+online+dominance+with+Michael+Russer.++I+was+a+big+fan+of+Russer%2C+and+though+my+budget+at+this+point+for+education+and+networking+is+zero%2C+I+believed+in+his+program.++A+few+months+after+I+signed+up%284%2C+I+think%29+I+was+informed+that+Russer+will+not+be+continuing+the+NJ+Online+dominance.++I+was+upset%2C+and+inquired.+I+was+told+very+curtly+by+Russers+team+that+New+Jersey+RE%2FMAX+was+not+renewing%2C+and+I+should+take+it+up+withthem+to+get+a+refund.+I+did+not+want+a+refund%2C+at+first.+I+wanted+to+continue+on+with+Online+Dominance.+After+a+few+more+emails+%2C+I+was+sent+another+curt+email+from+Russer+and+Online+Dominance+team+saying+I+could+sign+up+for+the+%24100+per+month+coaching%2C+that+was+the+only+option.+This+is+just+not+feasible+for+me+right+now%2C+alth

%3Ch3+class%3D%22GenericStory_Message%22%3E%0A++++I+can+hardly+stand+it%2C+we+are+almost+done+with+several+of+our+maps%2C+including+Joe+Pryor%2C+Cynthia+Naumes+and+Bitterroot+Valley%2C+Montana.+We+are+still+working+on+the+flash+and+animation+for+this+one%2C+the+Eagle+will+flap+it%27s+wings%2C+fishermen+will+be+fishing%2C+squirrels+will+be+playing.+Hope+you+like+it+so+far...%0A%3C%2Fh3%3E%0A%3Cp%3E%0A++++%3Ca+href%3D%22http%3A%2F%2Fwww.beautifulcustommaps.com%2Fdeercrossing%2F%22%3EDeer+Crossing+Bed+%26+Breakfast+Custom+Map%3C%2Fa%3E%0A%3C%2Fp%3E%0A%3Cp%3E%0A++++Sincerely%2C%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++Cherie+Young%3Cbr+%2F%3E%0A++++Online+Marketing+Strategies%3Cbr+%2F%3E%0A++++www.CherieYoung.com%3Cbr+%2F%3E%0A++++www.BeautifulCustomMaps.com%0A%3C%2Fp%3E%0A%3Cp%3E%0A+++++%0A%3C%2Fp%3E%0A%3Cp%3E%0A+++++%0A%3C%2Fp%3E

%3Cp%3E%0A++++I+have+done+BPOs+for+over+ten+years+for+a+variety+of+companies.++Anyone+done+work+for+eMortgage+Logic%3F++I+have+never+seen+as+tedious+of+an+interface+as+what+they+have.%0A%3C%2Fp%3E%0A%3Cp%3E%0A++++Well+over+half+of+all+my+business+over++the+years+comes+from+these+two%3A%0A%3C%2Fp%3E%0A%3Cp%3E%0A++++%3Ca+href%3D%22http%3A%2F%2Ffarvv.com%2F%22%3Ehttp%3A%2F%2Ffarvv.com%2F%3C%2Fa%3E%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A++++%3Ca+href%3D%22https%3A%2F%2Fwebcenter.elendersolutions.com%2Fwebcenter%2F%22%3Ehttps%3A%2F%2Fwebcenter.elendersolutions.com%2Fwebcenter%2F%3C%2Fa%3E%0A%3C%2Fp%3E%0A%3Cp%3E%0A+++++%0A%3C%2Fp%3E

%3Cp%3E%0A++++I+was+contacted+by+someone+from+%22Real+Estate+SEO+Pros%22+regarding+increasing+my+rankings+and+traffic.++Has+anyone+ever+heard+of+them+or+worked+with+them%3F++Any+feedback+would+be+appreciated%21%0A%3C%2Fp%3E

%3Cdiv%3E%0A++++I+received+two+replys+from+people+who+thought+they+had+the+SOAR+MLS+manual%2C+but+they+did+not+have+it+after+all%2C+so+I+still+need+it%2C+so+I+am+re-posting.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++This+will+bring+back+memories+for+some.+I+used+to+be+involved+as+a+reseller+with+a+product+called+SOAR+MLS+back+in+the+mid+90%27s%2C+that+did+automated+MLS+searches+before+IDX+came+along.+I+am+doing+some+research+for+someone%2C+and+I+need+a+copy+of+the+%22SOAR+MLS%22+manual.+I+need+one+that+is+dated+2001+or+prior.+To+help+compensate+you+for+the+time+you+take+looking+for+and+delivering+it%2C+I+will+be+happy+to+pay+%24100+to+the+first+person+to+provide+one.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++%3Cp%3E%0A++++++++I+am+now+expanding+the+request+to+include+old+manuals+for+Fusion+MLS%2C+Web+MLS%2C+Net+MLS%2C+or+Tempo.%0A++++%3C%2Fp%3E%0A++++%3Cp%3E%0A++++++++If+you+have+one+and+want+to+send+it+to+me%2C+please+contact+me+first+so+I+can+provide+delivery+information

%3Cp%3E%0A++++Referring+your+friends+to+e-PRO%C2%AE+is+now+easier+than+ever.++If+you+are+an+e-PRO%C2%AE+Graduate%2C+or+a+past+or+present+student%2C+you+will+receive+%2430+for+anyone+who+signs+up+for+the+e-PRO%C2%AE+course+as+a+result+of+your+contact%21+%0A%3C%2Fp%3E%0A%3Cdiv%3E%0A++++To+refer+your+friends+and+receive+credit+for+the+sale%2C+login+to+your+e-PRO%C2%AE+course+at+%3Ca+href%3D%22http%3A%2F%2Fepronar.com%2F%22%3Ehttp%3A%2F%2FeProNAR.com%3C%2Fa%3E.++If+you+don%27t+remember+your+login+information%2C+click+the+Forgot+your+Password+link+on+the+login+page+to+retrieve+it.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++Once+logged+in%2C+just+click+the+%3Cb%3ERefer+a+Friend%3C%2Fb%3E+link+at+the+top+of+the+screen.%3Cbr+%2F%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++An+on-screen+composition+window+will+appear.++You+can+enter+up+to+ten+recipient+addresses+at+a+time+by+clicking+the+%3Cb%3EMore+Recipients%E2%80%A6%3C%2Fb%3E+button+as+needed.+%3Cbr+%2F%3E%0A++++%3Cbr+%2F%3E%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++The+letter+is+completely+customizable%2C+however+keep+in+

This+discussion+has+been+moved+to+a+new+category.+%3Ca+href%3D%22http%3A%2F%2Fwww.realtown.com%2Fcommunity%2FRealTalk%2Fview%2FNNBBV2A%22%3EClick+here+to+view+discussion%3C%2Fa%3E

This+discussion+has+been+moved+to+a+new+category.+%3Ca+href%3D%22http%3A%2F%2Fwww.realtown.com%2Fcommunity%2FRealTalk%2Fview%2FFFTNJLA%22%3EClick+here+to+view+discussion%3C%2Fa%3E

%3Cp%3EStill+applicable%3F+From+a+1998+IC+AutoResponder%3Cbr+%2F%3E+----------------------------------------------%3C%2Fp%3E%3Cp%3EOften+times+the+smallest+changes+can+enhance+a+home%27s+%22showability%22+when%3Cbr+%2F%3E+it+is+offered+to+the+public+for+inspection.++Sellers+don%27t+seem+to+realize+when+%22too+much+of+their+home%22+is+showing.++Staging+your+home+for+its+finest+presentation+requires+a+room+by+room+critique+to+offer+the+best+first+impressions.%3C%2Fp%3E%3Cp%3EWhen+studying+a+room%2C+the+first+point+your+eye+catches+should+be+a+positive+one.++For+example%2C+a+home+with+a+massive+fireplace+commands+the+first+attention+spot.+However%2C+poor+placement+of+furniture%2C+too+many+%22comfy%22+afghans+and+plenty+of+books+and+magazines+will+distort+the+simplicity+of+the+rooms+greatest+asset.+Add+last+night%27s+empty+pizza+box+and+full+ashtrays+and+any+prospective+buyer+will+less+appreciate+the+fine+points+the+home+would+have+offered.%3C%2Fp%3E%3Cp%3EHere+is

%3Cp%3EI+just+want+to+let+everyone+know+that+I%27m+nearing+the+end+of+my+e-PRO+course+and+it+has+been+a+wonderful+learning+experience.+I+spent+many+years+in+the+computer+field+prior+to+becoming+a+real+estate+agent+and+I+thought+I+knew+a+bit+about+what%27s+available+on+the+internet.+Boy+was+I+wrong%21+I+have+probably+learned+more+in+the+last+2+weeks+than+ever+before.+This+class+should+be+mandatory+for+all+real+estate+professionals.%3Cbr+%2F%3E%C2%A0%3C%2Fp%3E%3Cp%3ERon+Mogard%3C%2Fp%3E

%3Cdiv%3E%0A++++I+need+your+help.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++I+created+a+.jpg+signature+and+want+to+find+out+if+you+can+see+it+in+full.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++I+will+post+it+here+below+and+please+give+comments.%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++%3Cimg+height%3D%22298%22+src%3D%22cid%3A54D9A8CD92B04365B2B0535CE8913BD6%40Ronny%22+width%3D%22230%22+%2F%3E%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++Ronny+Geenen%3Cbr+%2F%3E%0A++++Southland+Properties%3Cbr+%2F%3E%0A++++211+N+Glendora+Ave%3Cbr+%2F%3E%0A++++Glendora%2C+CA+91741%3Cbr+%2F%3E%0A++++%3Ca+href%3D%22http%3A%2F%2FCaFoothillsRealEstate.com%22%3EHttp%3A%2F%2FCaFoothillsRealEstate.com%3C%2Fa%3E%3Cbr+%2F%3E%0A++++%3Ca+href%3D%22mailto%3ARonny%40RonnyGeenen.com%22%3EMailto%3ARonny%40RonnyGeenen.com%3C%2Fa%3E%3Cbr+%2F%3E%0A++++Cell%3A+626-278-2205%3Cbr+%2F%3E%0A+++++%3Cbr+%2F%3E%0A++++%22The+degree+of+civil+liberty+is+not+measured+by+the+way+the+state+treats+millions+of+those+who+agree+with+it%2C+but+rather+how+it+treats+a+dozen+who+don%27t%22.+by+Ludv%EF%BF%BDk+Vacul%EF%BF%BDk%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A+++++%0A%3C%2Fdiv%3E%0A%3Cdiv%3E%0A++++If+you+received+this+email+in+error%2C+p