There is a website set up by the goverment to help with the ins and outs of foreclosure.  As painful as it might be, as much as you would like to bury you head in the sand it will not go away by itself.

You need to take action and this website may help,

                                                 Foreclosure Help

God Bless

Is help really on the way?

I have been saying for months, why do the lenders not go to the borrowers that are in trouble and see if the loans could not be restructured?

I know there are some responsible buyers out there that have just fallen victim to bad loans. Some have hit on hard times such as job loss or injury.

I also know that there are greedy individuals that bought in a hot market, sucked all the the equity out of the houses and then wanted to sell. Oops, now there home is not worth what they owe on it. They can not get the house sold and are looking at foreclosure.

But no matter which kind of borrower they are, I think the lenders need to step up, and work with everyone facing a foreclosure. Otherwise, this could become another Savings and Loan debacle with billions of taxpayers dollars going into a bailout.

It looks like it might be happening according to CNN Money and articles I just read from October 25th and Nov 5th 2007, Countrywide in conjuction with Neighborhood Assistance Corporation of America are going to help people in trouble. They may even help people that are not in trouble.

Not everyone is happy about this but, I for one applaud the efforts of Countrywide and hope that more lenders follow suit.

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Red Carpet Kids Foster Houses

As a real estate agent I wanted to give something back to the community. I have long wanted to have a ranch that would be a home for foster kids and animals. I have to take care of my mother right now as she is getting on so I couldn't do the ranch right now.

Instead I purchased two BIG houses found two couples who are more angels that anything and have proceeded to set up the houses. Now keep in mind these couples live with the kids 24/7 and give them all they need in stability and love. In turn I pay for everything else. Now I do get some money from the Eagle Quest foundation but it takes about four months to see the money and that is longer than I thought it would take.

Now I am in danger of losing the houses as I am two payments behind. (Including this month) and I am asking for help!!!!

If anyone can help I would be most grateful as it would

devastate the kids we have if I lost the house!!!!

redcarpetkids.chipin.com/foster-kid-houses

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