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Blog by Chris Shouse
Las Vegas, Nevada

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Nevada

Getting Ready for your Escrow signing

May. 29, 2006
Categorized in: Escrow
Tagged with: escrow

 Getting Ready for your Escrow signing
 


Your agent should coordinate with the escrow company and get an appointment set up for you that is best suited for you and the escrow company. Below is a list of things that will need to happen before and during your signing.

Cashier's Check
You will need to get a cashier's check or certified check issued by a Nevada financial institution made payable to the Escrow Company in the amount indicated to you by your agent or the escrow Officer.

Identification
There are several acceptable form of identification which may be used during the escrow process. These include:
A current drivers license
A passport
A State issued ID
A green card
Some lenders may require a copy of your social security card at the time of closing.

Lenders Requirements
Make sure you have satisfied all of your lenders requirements before coming to title to sign your documents.

Fire and Hazard Insurance
When you are buying a single family, detatched home and in some cases a townhome, be sure to order your insurance before the loan has been approved. You must have the insurance in place before the lender sends the money to the title company. This would also apply to your Home warranty as the buyer your agent should order and make sure that title has the warranty confirmation number before the signing.


After completing the signing

After you have signed all the necessary instructions and documents, the escrow officer will return them to the lender for final review. Following the review, which usually occurs within a day or two, the lender is ready to fund the loan and advises the escrow officer, so that the necessary work can be completed to record the documents and CLOSE the escrow.



An Escrow Closing is.....

A legal transfer of title to the property from the seller to the buyer and is the culmination of the transaction. Once the Grant Deed and the Deed of Trust are recorded, this completes the transaction and signifies the Close of Escrow. When the escrow officer receives confirmation of funding, funds are disbursed.

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