Tampa, FL - When I was in my 20's, I never gave home ownership a thought.  It was not really an option as mortgage money was tight and interest rates were very high.  Things are different today.  And, there are so many special First Time Home Buyer loan and assistance programs available that almost anyone can, and should own a home.  Even in the current environment, with all the negative things happening in the real estate market, home ownership is still the best way to accumulate wealth, and the earlier one begins, the earlier they will be able to retire - if that is their goal.  And, because of the glut of homes available, there has never been a better time to buy - great deals on wonderful homes abound!

Some of the First Time Home Buyer loan programs have very favorable terms, including those that ignore credit scores and time on the job.  In fact, one program states that recent college graduates, with just two months of employment, can qualify for an interest only loan of up to $417,000, with lower than market interest rates, and require only a $500 down payment - and credit score is not a factor.

If I had programs such as these available to me, and knew about them, I certainly would have taken advantage, and would have been living my retirement dream today.  And that's exactly what everyone who is renting a home or apartment should be doing for themselves.  It's just plain smart.  For more information, please visit: www.PrettyDogRealty.com, or give us a call - 813-944-3115.