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Can you buy a house? (Facts vs. Myths)

June 24th, 2009 7:14 pm
Categorized in: For Buyers
Are you short that 20 percent down payment? Have you been in a job less than five years? Is that out-of-control college credit card frenzy years ago keeping you from even thinking about applying for a home loan? Find out if these are fact or fiction ...

Should you pay off debt before buying a home?

June 10th, 2009 2:32 pm
Categorized in: For Buyers
Paying off debt before buying a home may not be as important as having cash on-hand. If you're looking to buy a home, but you're concerned about your credit card debt, what do you do? People often ask whether they should pay off debt before buying a home.

Home Buying Tip: Improve Your Credit

June 3rd, 2009 6:53 pm
Categorized in: For Buyers
Home Buying Tip: Improve Your Credit. 35% of your score is based on your payment history. But what about the rest of your score?

What's a buy-down?

May 27th, 2009 12:09 pm
Categorized in: For Buyers
On a $100,000 loan, one point equals $1,000. This cost is paid to buy a lower interest rate. If you keep a property 5 years or less, you might not recover this cost . If keep the home a long time, discount points are an excellent upfront investment.

Do You Have Buyer's Paralysis?

May 20th, 2009 1:20 pm
You've looked at dozens of homes. Your Realtor is about to tear his hair out with frustration. You are paralyzed, letting one great home after another pass you by. Why can't you make a decision?

Why people don't like Realtors

May 13th, 2009 2:47 pm
Categorized in: For Buyers
The #1 reason clients walk away is because they don't like the Realtor. Based on more than 2,000 surveys and countless focus groups, it turns out that most people don't buy a house because the salesperson fell down on the job.

Why preapproval is so important BEFORE you look at properties

April 28th, 2009 11:48 am
Categorized in: For Buyers
Ever wonder why all Realtors ask you, "Have you been prequalified?" It's an annoying question when you JUST WANT TO GO LOOK AT HOUSES! Well, we just want to save you heartache . . .

Should you use a Buyer's Agent?

April 22nd, 2009 5:36 pm
Should you use a Buyer's Agent? This is important to you in real estate when you're ready to buy a home because it answers the most basic and fundamental question you should ask your real estate broker: "Who do you represent in this transaction?"

Common reasons homes are in foreclosure

March 26th, 2009 2:59 pm
Categorized in: For Buyers
A recent survey was done on Orange County Real Estate to identify the primary reasons borrowers fall behind on their home loan payments.

Look Out For These Common Buyer Mistakes!

March 17th, 2009 12:12 pm
Here are the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them.
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