Is it green yet?

Mold!  It's becoming a problem everywhere you look.  Most insurance companies now exclude mold damage and repair in homeowner's policies.  You're thinking, but I live in a dry climate, I can't have a mold problem.

Not so fast!

According to American Risk Management Resources, dry states intermingle with humid states more than you'd think.  The top 10 states with the most mold according to ARMR are:

Top 10 Relative Hazard Mold Ranking

Texas 2.95
Florida 2.50
Oklahoma 2.45
South Carolina 1.91
Nevada 1.90
Arizona 1.90
California 1.73
South Dakota 1.47
Tennessee 1.33
Kansas 1.25

Note Nevada and Arizona in that group along with fairly dry California and Kansas.

The bottom 5 states are:

Bottom 5 Relative Hazard Mold Ranking
Wisconsin .06
West Virginia .07
Alabama .13
Massachusetts .18
Minnesota .19

Believe me, I was born in West Virginia and if there is a more hot and humid state in August, I don't know where it is!

Check you homeowner's policy.  Your coverage may not be as good as you think.

7:10 PM - Jul. 11, 2006 - comments {0} - post comment

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