When discussing with your agent what kind of home you want and what areas you will consider, be sure not to be so rigid as to miss some of the great possibilities in the market.

Getting Pre-approved for your home loan is one of the first things on your list. Knowing in advance how much home payments will be ( be sure to factor in the property taxes, insurance and a reserve for upkeep ) for the home price range within your means will help you stay realistic in your search.

If you are a First Time Home Buyer this is essential.

If you are a Move Up Buyer, when comparing your current costs to your projected  new home costs, be sure to also consider costs associated with re-decorating or landscaping, the added maintenance, increase in property taxes, utilities , etc. Once you have worked out your budget be sure to share this with your agent and they can help you adjust your budget to achieve your goals. The agent may be able to find ways to offset some of your new projected costs that might even provide you with a better fit in the new home selection. Sellers also may be able to help offset some of these with credits that will make their home a better fit overall