Armed & Ready

Buyers need to be armed with specific tips on how to navigate most effectively in the current market:

Make decisions to buy sooner than later loan guidelines are changing so quickly that an approval today may not be an approval in the future.

Diligently protect your credit. !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Make sure that lenders are placing loans with financial institutions that can close on them.

If someone is saying something that's too good to be true, IT IS - run and seek advice    

A down payment on a property not only strengthens the case it may be a necessity in the very near future.

 Fly-by-night lenders will say anything to get the deal.  Verify anything being offered through a reputable lender.

Rate locks and product locks can be subject to change when a market is shifting.

Loans take much longer to close in the current market.

Pre-approval is critical.

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