Financial troubles have hit us all at some time in our life and once you realize there is no way out the only approach is to reach out for help, it's not going away and the longer you wait the harder it is to get lenders to work a plan of action. Call and you'll find we are trustworthy and truly care about your situation. We will do all within our power to help and if points to a sale of your home as a last result it's better for you than destroying your credit. You can always purchase a new home again if your credit is intact. Again call us at 407.330.0060.

• Watch out for questionable counseling companies who advertise that, for a minimal fee, they will assist homeowners by hiring a lawyer to defend the foreclosure in court or negotiate lender assistance on the borrowers’ behalf. You should call a HUD-approved counseling organization, a local NeighborWorks® organization, or 888-995-HOPE before you pay or sign anything.

• Be wary of advertisements like "Cash for Houses/Any Situation" or "We Buy Houses for Cash." Consumer groups have learned that many of these are scams that bait homeowners with the promise of rescuing them from imminent foreclosure. Unfortunately, the "rescue" often involves the borrower signing over the house and the family being evicted from their home.

Here are some links to help you out:

HomeOwnership Preservation Foundation

Federal Reserve Education website

Hud - Tips for Avoiding Foreclosure

HUD - Find A Housing Counselor

Foreclosure Assistance Programs Web Links by State: