Do you find yourself saying, “I want to buy a house, but I have no idea what I’m doing or what comes next?”   Here’s a step-by-step checklist of how to get started:

1)   Mindset. Visit this blog for a short questionnaire to see if you’re financially and mentally ready:

http://www.realtown.com/OpenHouseCafe/blog/are-you-ready-for-home-ownership-a-quiz

2)  Figure out what you can afford. Visit this blog to see how much home you can afford and have the same monthly cost as your current rent:  

http://www.realtown.com/OpenHouseCafe/blog/how-much-home-can-i-afford

3)  Interview mortgage brokers. Visit this blog to find out what you’re really shopping for … and also what not to do when looking for the right loan and the right broker:

http://www.realtown.com/OpenHouseCafe/blog/shop-for-a-loan

 4)  Decide which type of loan is best for you. Visit this blog to find out the pro’s and con’s of adjustable and fixed mortgages:

 http://www.realtown.com/OpenHouseCafe/blog/adjustable-mortgage

… or this link to see the advantage of a 15-year mortgage:

http://www.realtown.com/OpenHouseCafe/blog/what-kind-of-mortgage

5)  Do necessary credit repair. 35% of your score is based on your payment history. But what about the rest of your score? Find out here:

http://www.realtown.com/OpenHouseCafe/blog/home-buying-tip

6)  Choose a Realtor and start shopping for a home. Visit:

http://www.realtown.com/OpenHouseCafe/blog/why-people-dont-like-realtors

7)  Start writing offers. Visit this blog to find out what works and what doesn’t, when writing offers:

http://www.realtown.com/OpenHouseCafe/blog/lowball-offers

8)  Buy a home, then do it again and again. Here’s a simple & easy system for financial success through home ownership, one step at a time. You buy your first home, live there for awhile, then buy your next home while keeping the first as a rental property. You do this over and over:

http://www.realtown.com/OpenHouseCafe/blog/start-small

When you're ready to start your home search, visit www.OpenHouseCafe.info