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Open House Cafe

Blog by Remy Chausse
Tustin, California

You can search for homes for sale anytime at www.GoFindRealEstate.com I'm a southern California real estate agent, working with buyers and sellers who often say ... I've never done this before ... I have no idea what I'm doing! ... and we get through it together, as we both look forward to a successful transaction! I created the Open House Cafe to provide a warm and cozy format with tips for buying a new home (or selling the existing home). Every day is open house day for you to ask your real estate questions!

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RE: Negotiate to Get What You Want
Good advice Remy.  The more ammunition your b...
RE: Finding a Fixer-Upper
 Thanks for your help. Are you a builder - or...

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RE: Can you buy a house? (Facts vs. Myths)
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RE: Should You Wait to Buy a Home?
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Open House Cafe

2008

All About Points

Points are up-front interest that you pay for . . . or have your seller pay (instead of reducing their purchase price, which is much easier than convincing them to lower their asking price, but still gets your monthly payments where you want them).

5 clever ways to slash mortgage costs

Buying a home is likely the most expensive financial commitment we'll ever make. Here are five ways to slash your mortgage and closing costs . . .

Is it better to rent in this market?

Is it better to rent? As a renter, you will never experience appreciation, and lose hundred of thousands of dollars in just 10 years. What would happen if you owned? This chart shows how you could actually pay LESS than rent after 3 years of owning . . .

Should You Wait to Buy a Home?

Dec. 10, 2008
If you're thinking about buying, but home prices may still be falling, you wonder how low the prices will go and whether you should wait, right? Most people say, “I don’t want to buy a home now, and find out it’s worth less next year...”

Foreclosure rescue fraud is sweeping the country

Nov. 30, 2008
Mortgage rescue scams target people who fear losing their home and ruining their credit due to foreclosure. These scams can end up costing you the home you're desperately trying to save from foreclosure. Here are the 3 most common scams . . .

9 Buyer Traps and How to Avoid Them

Categorized in: For Buyers
No matter which way you look at it, buying a home is a major investment. But for many homebuyers, it can be an even more expensive process than it needs to be since they fall prey to at least a few of the many common and costly mistakes . . .

What affects the value of your home?

Nov. 21, 2008
It's important to know the things that increase the value of your home and those that actually are negatives. Here are 10 features that can add value to your home, and 10 that could be a hinderance . . .

Why a home doesn't sell

Oct. 31, 2008
Categorized in: For Sellers
Overpricing is one of the most common reasons a home doesn't sell. When you ask an unrealistic price, it often works against you. Here's why . . .

Selecting the Best Neighborhood

Jun. 11, 2008
You may get lucky and find the neighborhood of your dreams right away. You’re far more likely, though, to end up evaluating the strengths and weaknesses of several neighborhoods while trying to decide which one is best. Here are 3 tips …

Pitfalls to Avoid When Refinancing Your Home

May. 28, 2008
When it comes to your home, carry a big mortgage. Don’t keep the cash in your walls. Use that empty equity for other investments. If you do refi and take the cash tax-free, be careful the IRS doesn’t come knocking. Here’s how to avoid the pitfalls.

How to hire your agents

May. 21, 2008
There are two people you'll want on your team when you buy a home - a real estate agent and a loan officer. While you'll also work with escrow and inspectors, here's how you start by choosing a real estate agent and a loan officer.

PMI (Private Mortgage Insurance)

May. 9, 2008
If you put less than 20% down on a home, many mortgage lenders require that you take out private mortgage insurance. The insurance can cost you several hundred dollars. It's there to protect the lender should you default.

Overlook the Decorating!

May. 2, 2008
For first-time buyers, home shopping can be an exciting, but nerve-wracking experience. What happens when you think you’ve found the right home, but walk inside and see bad decorating?

Trying to repair your own credit could prove costly

Apr. 14, 2008
It is an absolute mistake for borrowers to pay off judgments and liens that are more than two years old because old events automatically become brand new items on the credit report. Here are more tips . . .

Is real estate a better investment than the stock market?

Feb. 8, 2008
One of the biggest benefits about real estate is that even in a bust market, you have options to make money on the real estate investment. Can you say the same about the stock market? When you buy a home, you're leveraging only the down payment…

How to Choose Between Fixed and Adjustable Mortgages

Jan. 18, 2008
How do you choose between a fixed and adjustable mortgage? Here are the pro's and con's.