Archives

September 2007

Freeze Your Credit! Save Yourself Some Heartache!

Posted at 5:21 PM, Sep. 19, 2007

Freeze your credit!

Freezing your credit report is relatively new.  In fact, you can only do it in 39 states right now, plus the District of Columbia.  To find out if your state participates (and what the procedures for your particular state are) visit Consumers Union.

In a nutshell: you simply "freeze" your credit so that identity thieves can not open new credit in your name.  Until you lift the freeze, nobody-- not even you-- can file for new credit with your social security number.

This would be ideal for me.

1.)  I have no intention of messing with my mortgage right now or anytime soon.  I have a good, fixed interest rate and I have no plan to refinance right now.

2.)  I have all of the credit cards that I could need.  In fact, I have way too many credit cards.  I haven't even been "using" my credit.  What if somebody else had wanted to?  I wouldn't have noticed for a while!

3.)  We still owe about 1 - 2 years of payments on each of our cars.  Once those are paid off, we plan on driving them to the ground.  (My husband and I don't have "car egos".)

Remember:  You can "unfreeze" any time you want.  I think it would benefit anybody (who isn't currently seeking credit) to freeze their credit report while it sits, unused.  Stop identity thieves cold!

The freeze will not change your credit score.

Do you have enough credit cards at this time?  No plans to refinance or buy a car for a while?  Gail Hillebrand of Consumers Union recommends that every consumer considers this option.  Again, here is the link:

http://www.consumersunion.org/securityfreeze.htm

www.MaryW.com  or  www.MaryWarren.com

September 11th - Let Us Never Forget

Posted at 10:23 AM, Sep. 11, 2007

September 11, 2001 - Let Us Never Forget.  This display can be seen at Palm Mortuary at 6701 N. Jones Blvd in the north part of Las Vegas.  The display will be up until September 30th.  There are almost 3,000 flags and each flags gives the history of each person who gave their life for US on that day.  

www.MaryW.com  or  www.MaryWarren.com

NV, Las Vegas: Marketing Your House to Sell Quickly

Posted at 1:55 PM, Sep. 6, 2007

In this market where most REALTORS have more listings than sales...marketing listings and getting them sold can be a REAL challenge, especially since there are close to 30,000 active single family listings in Las Vegas!  This is not counting new homes, for sale by owners, land, commercial and multi-family units over four.  It's important to choose a REALTOR who will get you the most 'bang for your buck' and get out there and actively market your home!  Your pricing the home correctly (with the help of your REALTOR is top priority.  An over-priced listing in today's market is probably not going to sell.  Your REALTOR should show you comparable sales of others in your neighborhood, and help you with setting your price.  Priced correctly and with good marketing your home should sell!

How do I market?  I market in MANY ways...some traditional, some not so traditional.  Your listing will be entered in the MLS and a sign in front of the home within 24-hours of signing the listing agreement.  Fliers will be in the flier box, as well as colored fliers in the house, will be available within the same time period.

Statistics show that 78% of home buyers start their search for a home using the internet.  I do massive advertising via this media.  My promise is to put your new listing on these web sites, as well as do the other items listed, within 48 hours of taking the listing.

1. MLS (with a total of eight pictures of features in your home) - goes out to to over 17,000 Las Vegas area REALTORS
2. REALTOR.com - the MOST viewed website for first time home buyers.
3. MaryW.com and MaryWarren.com - advertised on both of my web sites with hundreds of hits daily.
4. Yahoo, Google, and other search engines
5. Keller Williams Listing Service
6. Craigs List
7. Postlets
8. E-mailed fliers to over 1,500 Las Vegas REALTORS (opt-in) and my sphere of influence of over 200 (a sample can be seen here)
9. Advertised on both my Blogs - My Active Rain Blog and Welcome2LV
10. YOUR OWN WEB SITE and domain - as in www.2705Cheshire.com - a sign rider will be put at the bottom of the FOR SALE sign showing your own domain name and thus leading neighbors to view the flier on the internet. (the sign rider sometimes takes a little longer than 48 hours)
11. and More......

You say you don't live in Las Vegas but yet you own property here and want to sell it?  NO PROBLEM!  I can do that for you...I've gone TOTALLY paperless and everything can be done by e-mail, fax, and/or phone.  I've done this many times in the past without ever meeting the seller.   Make it easy for yourself!  Ask me about it....no obligation!

www.MaryW.com  or  www.MaryWarren.com

Get your flag ready for 09/11/2007

Posted at 10:17 PM, Sep. 4, 2007

It's unbelievable it's September 4th already...as I sat here this evening and went over my goals and business plan that I had set up for August, I could not believe that the month had come to an end already!  I try to do this every month, on the last day of the month, and I also set up my plan and goals for the next month.  I was thinking I only had to do this three more months and then I would be planning for the new year!

One day of importance to us every September is 9/11...how could we ever forget!  Let us not forget...I received the below via e-mail a few days ago and thought I would share it with you:

GET YOUR FLAG READY FOR 9/11/2007

Please join in the FLY THE FLAG campaign.  There is about 10 days to get the word out all across America and into every community in the United States.

THE PROGRAM:

On Tuesday, September 11, 2007, an American flag should be displayed outside every home, apartment, office, and store in the United States.  Every individual should make it his/her duty to display an American flag on this sixth anniversary of our country's worst tragedy.  We do this to honor those who lost their lives on 9/11, their families, friends, and loved ones who continue to endure the pain, and those who today are fighting at home and abroad to preserve our cherished freedoms.

In the days, weeks and months following 9/11, our country was bathed in American flags as citizens mourned the incredible losses and stood shoulder-to-shoulder against terrorism.  Sadly, those flags have all but disappeared.  Our patriotism pulled us through some tough times and it shouldn't take another attack to galvanize us in solidarity.  Our American flag is the fabric of our country and together we can prevail over terrorism of all kinds.

ACTION PLAN:

So, here's what we need you to do:

• Ask everyone you know to FLY THE FLAG, and then do it yourself!  Take a moment to think back to how you felt on 9/11 and let those sentiments guide you.
• Fly an American flag of any size on 9/11.  Frankly, Americans should fly the flag year-round, but if you don't, then at least make it a priority on this day.
• Spend a few minutes in silence and prayer for the families, friends, and loved one left behind...this will be a tough day for them.

God Bless You and God Bless America

www.maryw.com   or  www.marywarren.com