Archives

September 2006

Nevada Life Expectancy

Posted at 9:15 AM, Sep. 13, 2006

 A study completed recently by Harvard University shows that those living in Nevada can expect to live to be 75.8 years. This is below the national average.  Asian American women living in Bergen County, NJ can expect to live to be 92 years old.  Diet and our HUGE all-you-can eat buffets probably have something to do with Nevada's results.  Stay away from the buffets or stick to the healthier foods that many provide!  Then take a LONG walk instead of hitting the slots!  You will live longer and save money!

Education

Posted at 6:30 PM, Sep. 12, 2006

I am always trying to keep myself up to date on the real estate market and to further my education.  One of the things I did when I was young that I have always regretted was to not to finish my college education.  (true love got in my way!)  I am working on that now, slowly. by taking college courses (granted only 1 or 2 a semester) to earn that degree.  In between taking these courses I also am taking continuing education classes in order to keep my real estate license current. (24 hours every 2 years),. taking classes to earn those letters behind my name on my business card....ABR, e-PRO, GRI,   SRES.  I am currently working toward the CRS designation (I have one more 2-day class and I will have completed this!).  Each one of these designations has made me a better REALTOR®.

The classes that are the most fun to take are the motivational classes.  I started one today,  that is not only motivational but geared to help REALTORS® get "back to the basics" of servicing our customers and clients. An awesome class with and awesome trainer (Steve Poscente).  The class is a Floyd Wickman Starmaker class, formerly Sweathogs. I had taken the original Sweathogs class (with Steve as trainer) about 10 years ago.  I also took the updated Starmaker class about 4-5 years ago.  And I am excited about starting the class again.  Not just for the motivation that Steve provides but mainly for the help in getting back to what is most impotrant...YOU, my clients (past, present and future), my customers, my friends.  I will be going once a week for 7 weeks for 6.5 hours a day.  It's an intense and driven class, but I trust that as before it will give me the knowledge and motivation to move forward in this business that I love so much to bigger and better things!

Motivation

Posted at 12:12 AM, Sep. 12, 2006

If you can start the day without caffeine,

If you can always be cheerful, ignoring aches and pains,

If you can resist complaining and boring people with your troubles,

If you can eat the same food every day and be grateful for it,

If you can understand when your loved ones are too busy to give you any time,

If you can take criticism and blame without resentment

If you can ignore a friend's limited education and never correct him,

If you can resist treating a rich friend better than a poor friend,

If you can conquer tension without medical help,

If you can relax without liquor,

If you can sleep without the aid of drugs,




...Then You Are Probably The Family Dog!

Historic Interest Rates

Posted at 8:05 AM, Sep. 11, 2006

Traditionally over the years interest rates have flucuated....when we purchased our first home in 1970 the interest rate was just a little over 9%.  We assumed three loans on a home purchased in 1980 with varied interest rates from 12% to as high as 18%!  Within 2 years we refinanced those 3 loans into one with a 13% interest rate.  All these "average" rates at the time. 

Granted rates are a little higher than they were a couple of years ago...but today's rates are just below 7%....a bargain compared to the 9% to 18% of the 1970-1980's