Bouncing Back In A Most Positive Way

Posted at 12:52 PM, Feb. 22, 2006

The following e-mail from Dean Graham reminds me of so many who have forged ahead and are stronger for what they have been through and will never forget those who cared.....

Hello Ms. Hopkins, my name is Dean Graham and I have recently evacuated to Tampa from Gulfport Ms. I have been working in the mortgage business for 5 years and have been given the opportunity to go to work for a great company in Tampa. Although everything was lost, I have been touched by so many people it has changed my life forever.

An experience I know I will look back on as a positive – not a negative. A fantastic lady from New Jersey (Lois DeCaro – Real Estate Broker) allowed me to stay in her beach condo for two months rent free…….she is a true angel. …..I could not have made it without her. She even provided me with my first refinance which we will close on Friday.

As you know, referrals are the lifeline in this business and it has been very difficult getting started. If you can think of any opportunity to get in touch with realtors in the Greater Tampa Bay area it would be a tremendous help. I assure my commitment to service excellence is 2nd to none.

Thank you for everything that your group is doing to help the people from my community restore their lives.

Dean R. Graham,

Account Manager

Office - 813-470-4714

Fax - 813-315-6698

Cell - 813-846-5008

www.americandreamcorp.com <http://www.americandreamcorp.com/>

"It is kinda scary"

Posted at 7:11 AM, Feb. 16, 2006

2/10/06 This Insurance Journal coverage of Max Mayfield, Director of the National Hurricane Centers recent address to insurance adjustors was not a source of comfort! 

From a preparadness standpoint, Mayfields observation regarding minor repairs deserves attention, "Homeowners in areas where previous hurricanes have damaged their property need to complete minor repairs before the next hurricane season," Mayfield explained. "What seem like small items, a loose shingle for instance, will be weaknesses if another hurricane comes through, and could result in major damage if not repaired now."

Mayfield stated that due to the La Nina effect, there could be more hurricanes in 2006 than there were in 2005!

01/21/06 Northeast Mississippi Daily Journal Article "We think we are 10 years into a 20- to 30-year cycle,'' MSU hurricane expert and author Patrick J. Fitzpatrick told the Tupelo Rotary Club on Monday. "It is kinda scary.''

REALTOR Disaster Mobilization Workgroup Holds Meeting

Posted at 9:33 AM, Feb. 12, 2006

Kudos to the leadership of Louisiana REALTORS! 

On Wed, Feb. 8th, the state association hosted a meeting and conference call of the DISASTER MOBILIZATION WORKGROUP.  The agenda was well planned and capitalized on the experiences of those who dealt with and continue to deal with the difficulties caused by Hurricanes Katrina and Rita.  Many in the workgroup are still in "recovery" mode, but still took the time to contribute.

The major focus was to discuss the development of a crisis/communication plan for real estate firms, state and local associations, and the development of a criteria and direction for a web-based communcations resource.

While it was the dual storms that brought us together at the Baton Rouge meeting, hurricanes were not the only source of concern. Candid conversation regarding terrorism, other natural disasters such as fire or tornados give cause to prepare as well as the next hurricane season.....less than 5 months away. 

A crisis plan that includes advance preparations, creation of a checklist of essential items and backup issues as well as short and long term needs were discussed as well as the need for a "command center." 

The need to better prepare to offer and receive help from other sources was also a topic of interest.

As we work to repair our homes, businesses, and cities, lets all take time to think through our personal preparadness plan. And, stay tuned to the progress of the Disaster Mobilization Workgroup!

Feel free to submit ideas regarding this topic here under post a comment. Ideas generated now may save time and turmoil later!

News coverage of Gulf Coast rebuilding efforts

Posted at 12:41 PM, Nov. 7, 2005

Several articles in the New York Times regarding the aftermath of the  Gulf Coast Hurricanes.

Kudos, Daggers and Aunt Maybell's Christmas Present

Posted at 12:05 PM, Nov. 7, 2005

• FPL-power company for working around the clock and in conjunction with disaster teams. We have so many power and tree removal trucks from every state in the union. The amount of damage was extreme for our power infrastructure. FPL is truly putting on a fabulous effort to get us back up and running.
• Comcast – Great job for working with the power company to follow along and restore cable as quickly as possible immediately behind power restoration.
• Also, Comcast automatically credit clients for time with out service.
• Drug and grocery stores – fab job at opening doors even with out power.Allowing folks to get what they needed and even a little of what we wanted.
• Restaurants – great job those with gas at opening doors without power and offering limited menus. A hot meal went a long way.
• Insurance companies – for fast response, local claim centers, handling of claims by severity. Most insurance companies have been great in responding.
• City, county and state officials – for planning, staging and moving in quickly after the storm. No sky is falling reports. No panic. Just good planning, quick thinking and decisive response. Also- kudos for seeing short falls and quickly addressing them future plans and legislation (i.e.generator requirement for gas stations)
• The people of south Florida – kudos for once again, neighbors helping neighbors to get through one day at a time. Sharing food and cooking tips.
• Those with power offering hot showers and washer for those with out.Working together to get through.
• Big kudos once again to the Red Cross and disaster relief agencies- thank you for the shelters and continued support and housing of the victims.

• Senior condo associations – the senior condo associations who did not have a plan left many seniors stranded with out power, food and supplies. Every condo/ home owner association should have a plan for security and safety of the community. This should include knowing who can and cannot take care of them selves with out power. Who can and cannot walk down 2-4 flights of stairs. Who will need help and make a plan. This should be part of their requirements as a senior restricted community.
• Dish Network – Slow to respond to requests for service calls, charging customers for service calls, no show on service calls. Very disheartening to have power but to have to wait another week for TV because company has poor customer service.
• Gas Stations- no plan for extensive loss of power. Just makes good business sense to have a way to sell your product before, during and after a disaster.
• Media – poor national coverage. Many folks nationally do not even realize that a hundred thousand accounts still have no power. I am getting complaints why are not business and people answering – because they may not have power or are busy chopping the trees in their yard!!!

• every family, every home, every business, and every community needs to have a disaster plan for natural disasters, power out ages and international threats. Learn from others like Gulf Coast, Houston, Carolinas and Florida – what works, what can be done better. Make a plan, have supplies, and improve with every disaster event. Does your office/home, family/community have a plan? Can you operate for 2 weeks with out power? Can you locate all your agents and staff? Can you survive for days with out running water? Can you stay safe in a blizzard with out power? Do you know what to do if your local river rises? If there is a tornado? An earth quake? Can you protect your assets? This is not just a Hurricane issue. This is a disaster issue. May be natural- may be terrorist caused – but you need to be ready. Make a plan today. Brainstorm, imagine and create a plan that will keep you and yours safe and operating should a disaster hit you.

http://SoFlaMLS.com

Post Wilma Realities

Posted at 10:36 AM, Nov. 7, 2005

This 11/7/05 Sun-Sentinel article discusses the reality of conducting business post Wilma.

Houston REALTORS RESPOND!

Posted at 6:14 PM, Oct. 24, 2005

Check out the varied and positive responses to Katrina by Houston REALTORS!

Six Million Without Power In Florida

Posted at 6:04 PM, Oct. 24, 2005

With 125 mph sustained winds, Hurricane Wilma has left 6 million without power in Florida.  Our hearts and prayers are with those in Florida and other affected areas.

Those on the Gulf Coast extend a very special "we relate and we care!" 

The Trees!

Posted at 10:35 AM, Oct. 21, 2005

The tree, fence, and landscape lloss due to Katrina and Rita is a daily reminder to those who are literally seeing their neighbor's homes for the first time. 

As hard as it is to adjust to the new landscape and the very real increase in sunlight, the economic and environmental impact is significant.  The Texas Forestry Service has a significant website with a great deal of recovery information.

The LSU Ag center estimates over $600 million in tree loss from Katrina alone.

Katrina Images, Rita's Wrath, Wilma

Posted at 3:48 PM, Oct. 19, 2005

Until an appropriate mandatory evacuation forced both areas to seek refuge due to Hurricane Rita, Southwest Louisiana and Southeast Texas joined the rest of the country in providing Katrina aid. Southwest Louisiana alone supported approx 15,000 evacuess still here in shelters, private homes, motels, rental units, and vacant homes for sale. 

Historically, it has only been our more coastal areas to be so affected by hurricanes.Mandatory evacuations rare. We were the place of refuge, especially to our neighboring parish of Cameron. Sadly, many of those featured in this blog suffered significant property damage. "Lost all" applies to at least 3 of our membership with many more displaced as their homes are repaired or rebuilt.  And it is a rare neighbor that has not suffered in some way. Cameron is basically a community that "lost all" with few structures remaining.

In the weeks to come, photos of Rita as well as details about our local rebuild effort dubbed "Calcasieu Comeback" will be inserted here and/or on a separate blog. Guess John Reilly and I have learned a lesson in naming blogs!

This link, featuring Moving Katrina photographs and music, was sent to me so thought it appropriate to post. 

More important, our thoughts and prayers are with those in Wilma's path.  I just spoke to one of the many new faces in town responding to our desparate need for construction workers.  He is from Cuba and knows first hand the power of these storms.  He did not try to hide his anguish and concern over what is now "the most powerful storm ever recorded in the Atlantic." 

Categorized Links

Posted at 6:50 PM, Sep. 20, 2005

Last updated 10/20/05.  This list of links is constantly updated.  To submit a link, or report a broken link, please post a comment. New links will be added to the appropriate section.  Pardon the varying colors and fonts. Be sure to scroll beyond the list to read the many, varied and compelling posts.

DONATIONS

REALTOR Related Sites

     REALTOR Relief Fund  

     Louisiana REALTORS Website

     Mississippi REALTORS Website
     Alabama Realtors Disaster Relief Fund

     Council for Residential Specialists  

     Keller Williams Cares

Louisiana
Louisiana REALTOR® Relief Fund
P.O. Box 14780
Baton Rouge, LA 70898
Source: www.larealtors.org

Mississippi
Mississippi REALTOR® Hurricane Relief Fund
P.O. Box 32100
Jackson, MS 39232-1000
Source: www.msrealtors.org

Alabama
AAR Disaster Relief Fund
P.O.Box 4070
Montgomery, AL 36013
Source: www.alabamarealtors.com

National and Faith Based

   American Red Cross  
    America's Second Harvest   
    Catholic Charities  

   Charity Navigator      

    Craig's List  
   Habitat for Humanity  
   Network for Good   

   United Jewish Communities  

   United Methodist Committee on Relief   
   

HOUSING 
Several include the ability to enter OFFERS of rental and donated housing
as well as SEARCH for properties by area.

REALTOR-National and State

     REALTOR based Hurricane Housing Initiative

    Link to Mississippi REALTORS page seeking REALTOR assistance    
    Alabama Association of REALTORS  

National

     Hurricane Housing     

     Katrina Home 

     America United  Network for Good Site

     Open Your Home 

     Homes for Hope

Texas

     Texas Association of REALTORS

     Austin Chronicle Resource List

Government

     National Emergency Registry  Includes database for skills, equipment, office space

     Texas Housing Site Found by Lainey Milnick

MORTGAGE ASSISTANCE

     Fannie Mae Mortgage Relief  

MISSING PERSONS

     Katrina Survivor Connector List   (works in concert with Red Cross)

     Family News Network Red Cross  

     Survived Katrina.net Missing Persons Board  

     Find Katrina Missing Persons Profiles  

     NOLA.com Missing Persons Forum  

     Missing Persons Board  

     National Next of Kin Registry  

     Next of Kin Registery

MISCELLANEOUS

   Crawford Cares

   Hurricane Katrina Resources  

   Survived Katrina Resource Forum  

   Craig's List Online Community Resources 

   Katrina Online Resources  

What!? Let a hurricane stop me!

Posted at 8:31 AM, Sep. 20, 2005

No Stopping this Prudential Gardner Agent!

With the assistance of the Southwest Association of REALTORS, Cecila, a New Orleans agent with Prudential Gardner , was directed to a office where she was able to access the internet. This is a photo of her pulling listings from MLS for a customer!!!!!!  These New Orleans agents can't be stopped!

News

Posted at 8:12 PM, Sep. 18, 2005

GENERAL INTEREST and REBUILDING

11/7/05 Several articles in the New York Times regarding the aftermath of the Gulf Coast Hurricanes.

10/21/05 Tree Loss in New Orleans  Note: Southwest Louisiana echoes this experience due to Rita

10/20/05 Bay St. Louis, Waveland Rebuilding Efforts

9/20/05 Louisiana's Governor's Letter to the President Requesting State of Emergency Status

9/17/05 MSNBC Article Dealing with Concerns and Needs of Smaller Communities

9/13/05 MSNBC Citizen Journalist Weblog

9/13/05 Photos from Plaquemine Parish Office of Emergency Preparedness offer reasons to WAIT for "all clear"

9/12/05 The Times of Southwest Louisiana  4 well written pieces! Policitcal, Business, and 2 moving personal accounts

9/12/05 Feature Stories gathered by Yahoo from a variety of sources

9/11/05 America's Wetlands 

9/11/05 Citizen PhotoJournalism

9/10/05 Lafayette's FEMA office opens. Awaits funds. 1400 in Cajun Dome

9/10/05 Lafayette Daily Advertiser's MAJOR list of resources

9/08/05 Arkansas Governor Announces Operation KARE 

9/?/05  Scott Angelle, secretary of the Louisiana Department of Natural Resources message to the U.S. House Committee on Energy and Commerce: 

"When it comes to energy production, energy refining, energy distribution and, indeed, Americas energy security, this is the most important piece of real estate from sea to shining sea, and every American is connected to it through the gas pump and family energy costs," he said. "We must do everything we can to protect it because most of America has resisted energy development. In fact, it has been 25 years since America has built a new refinery."

9/9/05 Shreveport Times Article on Return of Louisiana National Guard Troops

9/9/05 American Red Cross "Facts At a Glance"  link to sad-but-true statistics resulting from the wrath of Katrina. The report states, "In the days to come, the Red Cross anticipates recruiting 40,000 new volunteers to help bring safe shelter, food and comfort to those touched by Katrina." 

9/7/05 Houma, Louisiana initiative to assist evacuees

STRICTLY REAL ESTATE AND MORTGAGE RELATED

9/21/05 Posted: Notice from Mortgage Bankers Association urging victims with mortgages to contact their lender
                         Home page of the National Mortgage Brokers Association. Contains several other links

                         9/9/05 Notice from HUD re toll free # and other initiatives

9//19/05 Times Picayune Rebuilding Article

9/16/05 VA response to aid victims

9/16/05 Updates from Louisiana REALTORS Web Site

9/14/05 Freddie Mac announces 90 day moratorium on multi-family properties in affected areas

9/13/05 NAR President visits Missisissippi

9/13/05 Latest Katrina Related News from NAR

9/13/05 Reuters: Article on Housing Demand due to Katrina

9/13/05 Louisiana REALTORS web site updated with info regarding Northshore REALTORS, including information regarding agents who have "lost all" as well as offers of assistance.

9/13/05 Mandeville Responds Weblog

9/12/05 Katrina's Impact on Construction

9/12/05 Louisiana REALTOR'S  Red Stick Report addresses Governor's Executive Order regarding mortgages, purchase agreement extensions and more.

9/8/05: Click here for several initiatives from the Louisiana Real Estate Commission.

Sammy, the "So Cool!" New Orleans Rescue Cat

Posted at 7:02 PM, Sep. 18, 2005

Being animal lovers, my children were very concerned about the pets of the evacuees in New Orleans and all the animals at the zoo. After hearing about the cats from the New Orleans shelter, I talked to my boys and decided we would give one a home in LeBleu Settlement. Not realizing how hard it would be to choose just one of these great cats, I decided to drop by and pick one on my own. I stayed for over an hour trying to decide between these beautiful cats each with their own personalities. I finally decided on a very beautiful black cat with extraordinary green eyes named Sammy. Sammy is about 16 pounds and very unique. Upon arrriving at my very lively home, he was a little leary of my two boys (10 and 3) and my crying infant (4 months). He hid under our sofa until the house was quiet. That only lasted for 2 days. Now he follows the boys around crying at their bedroom doors if they are shut. If he is not getting enough attention from one of them, he stands on his hind legs and rubs his paws on them until they stop what they are doing and love on him. My 10 year old says that all of the kids at school think that it is "SO COOL" that he has a cat saved from the Hurricane in New Orleans. My husband, not a cat lover usually, thinks Sammy is so "cool". The cat follows him into his office and sits in a chair next to him while he is on the computer after the boys are in bed. He has even told his buddies from his online game all about "his" new cat. My dogs like Sammy also. He and my cocker have become fast buddies. Sammy has even earned the respect of my 9 year old Lab (not easily done). All in all, bringing Sammy home has because a wonderful experience. Trish Skellham, ERA Moffett Realty, Inc., Lake Charles, LA

Webmaster note: Thanks for sharing Sammy's Story!  11 left!

Sales Manager Opporunity

Posted at 1:27 PM, Sep. 17, 2005

President of Century 21 Masters

I am extending this job opportunity to all qualified applicants, especially those hit by Katrina. I own three Century 21 Franchises.  I am currently seeking a Manager for our newest office.  This individual's responsibilities will include: recruiting, training, and agent problem solving.  I am looking forward to working with someone who enjoys setting and reaching goals, with whom I can lead our company to even higher levels.I am also looking for persons with escrow experience to join our team. Relocation funds are available for qualified applicants. Please call, Amber 909-595-6697 to discuss. Wishing everyone the best,

Neil

REALTOR Relief Fund At Work

Posted at 11:22 AM, Sep. 17, 2005

Portsmouth, NH www.anncummings.com

www.PortsmouthNewHampshireHomes.com

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

From: "Julie" I'm sure you all received this letter. My DSL finally was restored yesterday, so I am trying to catch up on my e-mail today. The day this letter was sent out one of the victims of Hurricane Katrina that Al Mansell was visiting was me. They had already tape footage from LA & MS and taped the Alabama footage from my house. They also presented myself and four other Realtors checks from the disaster relief fund and gave us applications to give to others. The money, of course, is greatly appreciated. The fact that there is a disaster relief fund for Realtors to give to is also greatly appreciated. Many here have ask what would be a good way to give and I think this is a good answer.You will see the video made at the convention. I'll be the one that sounds like I'm from Alabama. (I hate to hear myself on video!!!) Since they gave us the applications for others I cannot really explain how very grateful people are when you give them the application. The majority for the people in my neighborhood did not have flood insurance because their houses where not in the flood zone that required any flood insurance. These homes were devasted and the possessions lost. Any and all help is greatly appreciated. My agents have started going door to door in this area to give out these applications. I gave one to a gentleman that is living in his yard in a camper with his wife and 5 kids. They do not have flood insurance. I thought he was going to cry. It was so sad. I know this is long, but if any of you out there still would like to help this is a situation that is going to be with us for a very long time and any donations to the REALTORS® Relief Foundation would be greatly appreciated by all those who receive benefits, including me. And thank you to all who have already contributed.

Julie Martin, Broker

Port City Realty

Mobile, AL

251-660-0110

julie@portcityrealty.com

Employment Resources

Posted at 9:14 AM, Sep. 14, 2005

Web Resources

LaWorks.net

An Association Website of America's Job Bank and US Department of Labor

Craig's List

US Department of Labor

Monster.Com has dedicated a section of their employment site strictly for posting job availability and needs.

Post additional resource ideas or offers in the comment section.

FEMA Assistance for Individuals and Households

Posted at 9:04 AM, Sep. 14, 2005

FEMA and other federal, state, local and volunteer agencies offer disaster assistance in several forms:

The Disaster Assistance Process

Assistance for Individuals and Households. This program, which may include cash grants of up to $26,200 per individual or household, includes:

• Housing Assistance
  • Lodging expenses reimbursement (for a hotel or motel)
  • Rental assistance (cash payment for a temporary rental unit or a manufactured home)
  • Home repair cash grant
  • Home replacement cash grant
  • Permanent housing construction in rare circumstances
• Other Needs Assistance
  • Medical, dental, funeral costs
  • Transportation costs
  • Other disaster-related needs

Low-Interest Loans. Most, but not all, federal assistance is in the form of low interest loans to cover expenses not covered by state or local programs, or private insurance. People who do not qualify for loans may be able to apply for a cash grant.

The Farm Service Agency (FSA) and the Small Business Administration (SBA), offer low interest loans to eligible individuals, farmers and businesses to repair or replace damaged property and personal belongings not covered by insurance.

Veterans Benefits. The Department of Veterans' Affairs provides death benefits, pensions, insurance settlements and adjustments to home mortgages for veterans.

Tax Refunds. The Internal Revenue Service (IRS) allows certain casualty losses to be deducted on Federal income tax returns for the year of the loss or through an immediate amendment to the previous year's return.

Excise Tax Relief. Businesses may file claims with the Bureau of Alcohol, Tobacco and Firearms (ATF) for payment of Federal excise taxes paid on alcoholic beverages or tobacco products lost, rendered unmarketable or condemned by a duly authorized official under various circumstances, including where the President has declared a major disaster. Read more, (445 Kb Word Document)

Unemployment Benefits. Disaster Unemployment assistance and unemployment insurance benefits may be available through the state unemployment office and supported by the U.S. Department of Labor.

Crisis Counseling. The purpose of the crisis counseling program is to help relieve any grieving, stress, or mental health problems caused or aggravated by the disaster or its aftermath. These short-term services, provided by FEMA as supplemental funds granted to State and local mental health agencies, are only available to eligible survivors of Presidentially-declared major disasters. Those who may require this confidential service should inquire about it while registering for disaster assistance. Or they may contact FEMA's toll-free Helpline number 1-800-621-FEMA (TTY 1-800-462-7585) to find out where these services can be obtained. Crisis counselors are often on-hand at Disaster Recovery Centers (when they are established). Eligible survivors may also learn more about where crisis counseling services are available via the media, and FEMA's Recovery Times newsletters. Crisis counseling services are also offered by the American Red Cross, the Salvation Army, other voluntary agencies, as well as churches and synagogues. Additional mental health information may be found on the U.S. Department of Health and Human Services, Center for Mental Health Services' website, www.mentalhealth.org.

Free Legal Counseling. The Young Lawyers Division of the American Bar Association, through an agreement with FEMA, provides free legal advice for low-income individuals regarding cases that will not produce a fee (i.e., those cases where attorneys are paid part of the settlement which is awarded by the court). Cases that may generate a fee are turned over to the local lawyer referral service.

Individuals, families and businesses may be eligible for federal assistance if they live, own a business, or work in a county declared a Major Disaster Area, incur sufficient property damage or loss, and, depending on the type of assistance, do not have the insurance or other resources to meet their needs.

To apply for Assistance for Individuals and Households, all you have to do is call the special toll free telephone number, 1-800-621-FEMA (TTY: 1-800-462-7585) and register. Specially trained operators at one of FEMA's National Processing Service Centers will process your application.

Your rights: Each Federal agency that provides Federal financial assistance is responsible for investigating complaints of discrimination in the use of its funds. If you believe that you or others protected by Civil Rights laws have been discriminated against in receiving disaster assistance, you may contact one of FEMA's Equal Rights Officers (ERO), who has the job of ensuring equal access to all FEMA disaster programs. The ERO will attempt to resolve your issues. You can read more about your civil rights on the FEMA site.

Disaster Programs

FEMA and other federal, state, local and volunteer agencies offer disaster assistance in several forms:

The Disaster Assistance Process

Assistance for Individuals and Households. This program, which may include cash grants of up to $26,200 per individual or household, includes:

• Housing Assistance
  • Lodging expenses reimbursement (for a hotel or motel)
  • Rental assistance (cash payment for a temporary rental unit or a manufactured home)
  • Home repair cash grant
  • Home replacement cash grant
  • Permanent housing construction in rare circumstances
• Other Needs Assistance
  • Medical, dental, funeral costs
  • Transportation costs
  • Other disaster-related needs

Low-Interest Loans. Most, but not all, federal assistance is in the form of low interest loans to cover expenses not covered by state or local programs, or private insurance. People who do not qualify for loans may be able to apply for a cash grant.

The Farm Service Agency (FSA) and the Small Business Administration (SBA), offer low interest loans to eligible individuals, farmers and businesses to repair or replace damaged property and personal belongings not covered by insurance.

Veterans Benefits. The Department of Veterans' Affairs provides death benefits, pensions, insurance settlements and adjustments to home mortgages for veterans.

Tax Refunds. The Internal Revenue Service (IRS) allows certain casualty losses to be deducted on Federal income tax returns for the year of the loss or through an immediate amendment to the previous year's return.

Excise Tax Relief. Businesses may file claims with the Bureau of Alcohol, Tobacco and Firearms (ATF) for payment of Federal excise taxes paid on alcoholic beverages or tobacco products lost, rendered unmarketable or condemned by a duly authorized official under various circumstances, including where the President has declared a major disaster. Read more, (445 Kb Word Document) Unemployment Benefits. Disaster Unemployment assistance and unemployment insurance benefits may be available through the state unemployment office and supported by the U.S. Department of Labor. Crisis Counseling. The purpose of the crisis counseling program is to help relieve any grieving, stress, or mental health problems caused or aggravated by the disaster or its aftermath. These short-term services, provided by FEMA as supplemental funds granted to State and local mental health agencies, are only available to eligible survivors of Presidentially-declared major disasters. Those who may require this confidential service should inquire about it while registering for disaster assistance. Or they may contact FEMA's toll-free Helpline number 1-800-621-FEMA (TTY 1-800-462-7585) to find out where these services can be obtained. Crisis counselors are often on-hand at Disaster Recovery Centers (when they are established). Eligible survivors may also learn more about where crisis counseling services are available via the media, and FEMA's Recovery Times newsletters. Crisis counseling services are also offered by the American Red Cross, the Salvation Army, other voluntary agencies, as well as churches and synagogues. Additional mental health information may be found on the U.S. Department of Health and Human Services, Center for Mental Health Services' website, www.mentalhealth.org.

Free Legal Counseling. The Young Lawyers Division of the American Bar Association, through an agreement with FEMA, provides free legal advice for low-income individuals regarding cases that will not produce a fee (i.e., those cases where attorneys are paid part of the settlement which is awarded by the court). Cases that may generate a fee are turned over to the local lawyer referral service.

Individuals, families and businesses may be eligible for federal assistance if they live, own a business, or work in a county declared a Major Disaster Area, incur sufficient property damage or loss, and, depending on the type of assistance, do not have the insurance or other resources to meet their needs.

To apply for Assistance for Individuals and Households, all you have to do is call the special toll free telephone number, 1-800-621-FEMA (TTY: 1-800-462-7585) and register. Specially trained operators at one of FEMA's National Processing Service Centers will process your application.

Your rights: Each Federal agency that provides Federal financial assistance is responsible for investigating complaints of discrimination in the use of its funds. If you believe that you or others protected by Civil Rights laws have been discriminated against in receiving disaster assistance, you may contact one of FEMA's Equal Rights Officers (ERO), who has the job of ensuring equal access to all FEMA disaster programs. The ERO will attempt to resolve your issues. You can read more about your civil rights on the FEMA site.

All Temporary Housing Options Being Considered

Posted at 9:00 AM, Sep. 14, 2005

All Temporary Housing Options Being Considered Release Date: September 12, 2005 Release Number: 1603-05-004 » More Information on Louisiana Hurricane Katrina BATON ROUGE, La. - Following the extreme destruction caused by Hurricane Katrina, the U.S. Department of Homeland Security's Federal Emergency Management Agency (FEMA) and the State of Louisiana, along with local parishes, are considering all possibilities for temporary emergency housing. Thousands of individuals and families have been displaced and will need to find a new place to live while the Gulf Coast of Louisiana rebuilds. The following questions and answers will help clarify the federal temporary housing process: What plans are in place to provide places to live? FEMA and the State of Louisiana are looking at all options to house people who were displaced as a result of Hurricane Katrina. Among those considered are existing rental resources, such as hotels and apartments, and manufactured housing, such as travel trailers and mobile homes. Every possible alternative is being explored. Where will people be housed? Wherever feasible, FEMA provides temporary housing in or near individuals' and families' neighborhoods. However, safety is paramount. If an area is unsafe due to contamination or is unfit for habitation for another reason, alternate locations will be considered. Who is eligible to apply for housing assistance? Any individual or family who was displaced from their primary residence may be eligible for financial housing assistance. Individuals and families that cannot find a suitable housing alternative might be eligible to receive help from FEMA in the form of temporary emergency housing. What is the housing application process? Call 1-800-621-FEMA (3362) or log on to www.fema.gov and put in an application for federal and state assistance. For the speech or hearing impaired, call TTY 1-800-462-7585. Telephone lines are open 24 hours a day, seven days a week until further notice. FEMA representatives will then make contact to determine eligibility for temporary housing under this program. To help FEMA representatives contact applicants, it is very important when filing the application to give a call-back number where they can be reached. If applicants do not have a working telephone, they should inform call center staff at the time of their applications. Staff is trained to work around missing information. For how long will people be allowed to live in this housing? Hurricane Katrina caused widespread devastation. People in temporary housing will be allowed to stay until permanent housing solutions become available. Must people pay for this housing? Temporary housing is free. Individuals and families whose insurance does not cover rental expenses will not have to pay. FEMA prepares the nation for all hazards and manages federal response and recovery efforts following any national incident. FEMA also initiates mitigation activities, trains first responders, works with state and local emergency managers, and manages the National Flood Insurance Program and the U.S. Fire Administration. FEMA became part of the U.S. Department of Homeland Security on March 1, 2003.

Last Updated: Tuesday, 13-Sep-2005 06:45:02

Hurricane Katrina News from NAR

Posted at 4:11 PM, Sep. 13, 2005

Check out the latest Hurricane Katrina News from NAR at http://www.realtor.org/realtororg.nsf/pages/katrina

Today's story  - Real estate commissions in states surrounding Alabama, Louisiana and Mississippi are heeding the need to provide emergency license reciprocity to real estate professionals from areas affected by Hurricane Katrina.

Television, Newspaper, and Weblog Coverage

Posted at 2:12 PM, Sep. 13, 2005

Within comments, please recommend TV, Newspaper and Web Sites.  We will review and add them to this list.

TELEVISON:

• Eyewitness News on WWL TV Channel 4, New Orleans TV station operating out of Baton Rouge, is doing a FANTASTIC job!  
  This is the link to their site which offers a host of information and links, including a link to their constant LIVE news feed. They also offer a low-band width audio feed. 
• WWL TV news blog. Constantly updated with Katrina news across the country.
• THANKS, WWL TV!  
• WBRZ
• WLOX TV (Biloxi, Gulfport, Pascogoula)

NEWSPAPERS

• Times-Picayune Subscription based

WEBSITES / WEBLOGS

• MSNBC Weblog 
• NOLA.com 
• New Orleans MetroBlogging  We have requested permission to reprint, but in the meantime, be sure to read Chris Rose's Letter to America!
• Yahoo Combines AP reports, Video, Articles, Resources and More
• Kristina Chronicles A Weblog by Frances Thorsen of the Realty Blog Squad
• Mandeville Responds A Weblog by Vikki Morvant

Governor Blanco to address joint session of La. Legislature

Posted at 1:41 PM, Sep. 13, 2005

Austin Agent Volunteers

Posted at 6:54 PM, Sep. 10, 2005

Http://www.linktoaustin.com

MailTo:lmelnick@linktoaustin.com

CENTURY 21 Agents At Work

Posted at 5:28 PM, Sep. 10, 2005

	If you want something done, ask a busy person! CENTURY 21 Bessette agents Tony Cornner, Judy Fontentot and Debbie Winfree prepare to serve lunch at the Lake Charles Civic Center.   Volunteers report that the efficiency of the Red Cross makes it easy to volunteer and the appreciation and attitude of those affected makes it extra worthwhile.   Thanks to these agents for taking time from their busy schedules!   If you have a story or photo, please send to mkh@mkh.com.

Lake Charles ERA Agent At Work

Posted at 5:21 PM, Sep. 10, 2005

9/8/05 Grace Robideaux with ERA Moffett Realty works on the evening meal assembly line alongside volunteers with Sale Street Baptist Church.

Competitors Unite!

Posted at 2:43 PM, Sep. 10, 2005

Martha Polk of CENTURY 21 Mike D. Bono and Charmayne Crawford with ERA Bono unite to serve drinks to New Orleans evacuees housed in the Lake Charles Civic Center. They are joined by Martha's husband.

Another example of the REALTOR spirit.

Milwaukee Wisconsin People and Paws Report

Posted at 5:44 PM, Sep. 9, 2005

Our entire team, People & Paws Search & Rescue, arrived back home to Milwaukee, WI last night from New Orleans. I want to give a very heart felt "Thank You" to those that made donations to our team at www.peopleandpaws.org or mailed them to our Milwaukee address. Normally, we respond to searches and incidents within 3 hours of Milwaukee, however because of the size and scope of this incident, we could not in good conscience turn down the request made of us from the Louisiana Governor's office through the Bear Search and Rescue Foundation ( http://www.bearsearchandrescue.org ).

Because of the long distance and the need to replace alot of contaminated equipment, we are still collecting donations to restock team and personnel equipment, as well as pay off our substantial fuel expenses for the 4 trucks with 2 boats and our command/equipment trailer that we dispatched to New Orleans. As I mentioned before, we are a 100% volunteer team that is primarily self-funded. We do not charge law enforcement, fire & EMS, and local, state, or federal agencies for our services.

This assignment has taken a substantial toll on the teams finances and ability to provide services in the future. Any money donated to the team is spent solely on equipment, supplies, medical supplies, and travel expenses. Any money left over is used to offset the expense of our team's training and ongoing education. We do not have any administrative expenses as we are 100% volunteer.

If you could find it in your heart to make a monetary contribution, any amount would be greatly appreciated. You can visit our team website at www.peopleandpaws.org and make a payment via PayPal (credit cards) or you can mail it to our Milwaukee mailing address at:

Racine Journal Times

God Bless,

Lake Charles CENTURY 21 Agents Report to Shelter

Posted at 4:16 PM, Sep. 9, 2005

New Orleans REALTOR® Uses Website to Urge Donations

Posted at 3:54 PM, Sep. 9, 2005

Theodore, AL: A Personal Account From Julie Martin

Posted at 10:17 PM, Sep. 8, 2005

www.PortCityRealty.com

Donation Banners

Posted at 9:15 PM, Sep. 8, 2005

Red Cross

Text America PhotoBlog

Humane Society

Bush Clinton Effort

She also found Microsoft's List of Links to Katrina Relief Organizations

REALTOR Relief Fund Update

Posted at 1:51 PM, Sep. 8, 2005

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In a short time frame, the REALTOR Relief Fund has exceeded $2.5 million. For the latest NAR Press Release, see the posting in the Katrina Blog at

http://realtown.com/weblogs/entry.php?u=MKH&e_id=476

How will the Relief funds be distributed and who is directing that effort? For answers I contacted Pat Kaplan, President of the REALTOR Relief Foundation. Pat is a past Treasurer of NAR and longtime REALTOR from Portland, Oregon.

>>

Hi John:

Thanks for helping to get the word out to the REALTOR community on this

incredible Katrina disaster. I really appreciate the 'on the spot'

help Internet Crusade provides.

The REALTOR Relief Directors have had conference calls about every 48 hours since the disaster struck. In addition to raising funds, we have worked with the three impacted state EOs for immobilization efforts. Perhaps you have already seen this very recent press release.

We are referring people to the three state association web sites for specific help/volunteer/aid info. They have organized and have their applications ready and on-line. The three sites are: