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July 2007
The kids and adults arrived at Border's in Los Gatos well before the 9:30pm start time last night so that they could get their colored bracelets, identifying when they'd be permitted to line up to purchase their books. It was a lot like the system Southwest Airlines uses to let you know when to board. First it was the orange banded folks, then the silver, and finally the blue.
Our daughter, Clair, was at the bookstore for many hours and made quite a few new friends among the enthusiastic fans. (It was impressed on me that this event was historic, as it is to be the final book in the series.) The rest of us arrived at 11:45pm, thinking we'd catch the tail end of it. We were there until 1:30am or so! Even with color coding, it was at least 90 minutes worth of waiting past midnight for some folks. No one seemed to mind. The crowd was cheerful and chatty.
I'm better at identifying the square footage of a house by sight than I am the size of the crowd. There were a lot of people. This made holiday shopping lines look easy. It was more reminiscent of the patient anticipation for one of the better rides at Disneyland. One child emerged with the hardbound copy of Harry Potter and the Deathly Hallows and exclaimed that it was the best day of his life. No lack of enthusiasm there!
We saw folks we know (some reunions) and met a lot of others. An amazing amount of people came in costume. It was when I saw the Death Eater (sorry, didn't catch her name!) that I wished I'd brought my "real" camera. The whole event was much bigger than I had anticipated. Luckily my Treo 700p takes fairly decent pics so I did what I could do given the late hour and lack of sunlight outdoors.
Another great costume was worn by John Eichinger, who came as a great wizard, I believe he was Dumbledore. Asked if he'd gotten his copy of the new tome yet, he replied "I'm not getting a copy. I'll read it when my daughters are through." Ah, same in our house!
In addition to costume-viewing, there was just a lot of friendly converstation with other town residents to pass the time. I had the pleasure of chatting with a warm and interesting woman named Ellie who said she believed she was the oldest person at the event. She was close to my father's age and I believe she was right - I would dub her most spunky senior citizen!
Meanwhile, my husband, Jim (nature lover and volunteer parks commissioner for the Town of Los Gatos) had his own ideas about how to pass the time. Spotting what Ellie identified as a June bug (a huge thing that looks like a cockroach that was blown up magically into something enormous - very Harry Potter-esque) and decided to put it on his pantleg. The insect was fine with it but eventually walked up to Jim's shoulder. Hitting skin was another thing entirely and the hitchhiking bug was eventually placed on the large oak tree in front of the California Cafe. I like nature too, but not that close, so I was glad to see it scamper up the tree and out of Jim's friendly reach.
Once the line wove into the old building, things seemed to move very quickly. The salespeople behind the desk were as fast and cheerful as could be, particularly given the tremendously late hour.
As we left Old Town, parking places had opened up and the line had dwindled to 20% of its original size. Things were finally winding down. I don't know what time the last customers were sold their books. I do know that some who weren't aware of the need for color wrist bands (folks who reserved before July 8th weren't told) were lingering as they were disappointed to learn that they were "wait listed" to get the book. Some of our son's old classmates from St. Mary's Elementary School were in that boat. I hope they got their books - they waited until the very end in hopes of getting them.
To see more photos, please visit today's article covering this event on
The Los Gatos Observer.
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When I was growing up in nearby Saratoga, California, my mother was a Realtor and she sold a lot of high-end homes. And we lived in a very nice one on an acre lot (actually a few - she liked to buy and sell and we moved quite a lot). Because my parents were doing it, I figured it was doable. I envisioned myself in a good-sized home on an acre lot in Saratoga, Monte Sereno, or Los Gatos. I loved the hills and wanted to be close to them.
That type of home that I pictured back in the mid-1970's would be worth about $3 - $5 million dollars today, depending on things like school district, how level the land is, etc. It's more than a little out of budget. But I did know that I wanted to be near the coastal foothills - and we have been able to do that. It wasn't fast, but it was and is doable for most folks. Here's how we did it, and below our story are some other ideas for you to work your long term goals into reality.
It wasn't until I was married (22 years ago today!) and then began saving and househunting in the late 1980s that I realized how diffiult it would be to purchase any sort of house. Jim and I initially attempted to buy a place over by the coast (Santa Cruz, Aptos, Rio del Mar). But it was an overheated market and our 5% down offers were just not competitive. My parents offered to lend us some of the downpayment but I (we) staunchly refused, wanting to do this on our own - for a couple of years, while prices skyrocketed much faster than our ability to save a bigger downpayment. During that time, we decided that the coast was too foggy (nice place to visit, but...) and for a lot of reasons, decided to shift our home-buying focus to the Santa Clara Valley. (Lesson learned: time wasted made our ultimate puchase MUCH more expensive.)
We conceded that my parents were right (I was in my late 20s and still learning), borrowed some money from them (repaid within 8 years at 8% interest) and were finally successful at buying our first home in San Jose. I will say, it helped that we had a great Realtor, and it helped that we listened that time around.
As much as we wanted to live in Los Gatos, it was a little out of budget for our first home (mostly because I insisted on a single family home as our first son had just arrived and I thought a yard was crucial). We bought a potentially-cute little ranch home in Cambrian Park of San Jose, on the Los Gatos border for $225,000 in late 1989 (just as prices were beginning to come down a little, at the beginning of a 3 year price decline).
For 10 years we improved our cosmetic fixer, redoing the kitchen and bathrooms, roof, driveway, fences and lots more. In 1999 we sold it for $375,000 and bought another "cosmetic fixer". But this time, the house was in Los Gatos, 1.5 miles away in "Belwood of Los Gatos". The home we bought then needed a lot of changes - it was the darkest brown house I had ever seen on the inside - and by then I'd been a Realtor for 6 years and had seen a LOT of homes (chocolate brown carpet, chocolate brown vinyl in the kitchen - you get the idea).
This house needed "de-browning" and lightening up in a big way. We immediately added suntunnels, got rid of the yellow glass in the entry hall (I'm Catholic and kept feeling like I was in confession each time I walked past the front door), swapped the carpet for something light, got rid of the dark brown interior doors and replaced them with white 6 panel doors, removed the flocked wallpaper, textured and painted the walls, and after a couple of years, redid the kitchen. The bathrooms we've updated, but they could stand a real re-do. So we're not done, but we are in Los Gatos in a neighborhood we love and slowly but surely, we're improving and personalizing and updating our Los Gatos home. The hills are close (but not close enough to create water problems for us), so is beautiful Belgatos Park and our area even has a cabana.
So one way you can do this, in crazy Silicon Valley, is to buy "solid but ugly" homes on good streets, put in the sweat equity and work your way up. You may not be able to make your first home in Los Gatos, but it is doable to eventually live in town if you set a course and keep at it.
Another way to eventually own a home in Los Gatos is to be more flexible than I first was and begin by purchasing a condo. What do condos cost in Los Gatos? They're not all inexpensive - but you probably guessed as much. A high-end townhouse or condominium in Los Gatos could run over $1,000,000 but most are considerably less. Since the focus of this blog entry is on affordability, let's look at the other extreme. A small condo in Los Gatos could be found in the low $300,000 range. One studio on Lora Drive (used to be a seniors complex but is now all ages) is sale pending at this time and was listed for $295,000. Don't bank on that - it's a studio besides with 600 sf and you're usually better off getting at least 1 or 2 bedrooms.
What's hard for first time home buyers, in addition to the stress and scariness of it all, is that they can rent a much nicer place than they can buy at first. It's a step down to buy - in the short run. I have occassionally had buyer clients who never bought because this was just too hard for them to make the sacrifice. It's short sighted because in the long run, California homes have a great track record of appreciating (I believe the number I saw was an overall 9% appreciation per year over the last 30 years, "corrections" included). It's not a short term investment, it's a home - but it can also make you money by the time you retire if you make your payments and pay it off.
And finally, a word of caution to keep what you've bought:
The danger? About once every year or two, I have clients who get themselves into trouble because they view their home's equity as money in the bank which they can simply draw from. It doesn't really work that way, because if you take the money "out" of your equity, you have to pay it back. You don't really "get" the equity until you sell and leave your home. For some reason, this confuses some folks. They take a little bit out each year or two. Suddenly the repayment on the equity lines is unbearably high and they have to sell their home just to get the debt off their backs.
It's not supposed to work that way. Leveraging can be good (talk to your financial planner), but the old fashioned idea of a 30 year loan that you just pay off - and where you actually own your home outright when you retire - is really a very good option for many people. So my word of caution with homeownership: be careful about that equity. Don't just draw and draw from it. You can live beyond your means and get in trouble too easily. It is apparently very tempting.
Mary Pope-Handy, Realtor, CRS, ABR, e-PRO, SRES, ASP, RECS, CNHS
Helping Nice Folks to Buy & Sell Homes Since 1993
Co-Author: "Get The Best Deal When Selling Your Home In Silicon Valley"
Intero Real Estate Services, Los Gatos, CA (Silicon Valley)
408 357-5760 (Direct); 408 204-7673 (Cell); 408 715-0201 (eFax)
www.PopeHandy.com www.ValleyOfHeartsDelight.com
emailto: Mary@PopeHandy.com
Blog: www.LiveInLosGatos.com
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Los Gatos is home to many wonderful events, many of which are free - but few of which are as highly anticipated as the Grand Hallows Ball at Border's in Old Town Los Gatos (50 University Avenue). July 20th. The party runs from 9:30 - midnight. Books go on sale at 12:01am July 21st and those who pre-ordered will be paying 40% less. See you there!!
While we're talking upcoming events, here are a few more happening nearby in the next few days:
Friday July 20: Eddie Money performs at the (Santa Cruz) Beach Boardwalk's Free Friday Night Concerts, one at 6:30pm and one at 8:30pm.
Friday July 20: 8 pm Los Gatos Shakespeare in the Park - Julius Caesar at Oak Meadow Park at the corner of Blossom Hill Rd. & University Ave. (Tickets 800-838-3006, Office 408-996-0635) www.festivaltheatreensemble.org
Sat/Sun July 21-22: Relay For Life of Los Gatos 10am Saturday - 10am Sunday. An overnight event at Fisher Middle School ground to walk or run laps to raise money for American Cancer Society. For more information, or to register, call 408-688-0108.
Saturday July 21: 5 - 7pm (FREE Music) Vasona Vibrations Outdoor Music Series - Ambergrass Unlimited (sibs Anne and Phil Pflager doing country/bluegrass) at Vasona Park. www.southbayfolks.org/vasona
Saturday July 21: 12 noon - 2pm (FREE MUSIC) Music at Border's in Old Town, LG Katie Joy, acoustic singer/songwriter
Saturday July 21: 8pm Los Gatos Shakespeare in the Park - Pericles, Prince of Tyre at Oak Meadow Park at the corner of Blossom Hill Rd. & University Ave. (Tickets 800-838-3006, Office 408-996-0635 www.festivaltheatreensemble.org
Sunday July 22: 5 - 7 pm (FREE MUSIC) Music in the Park - San Jose Opera Guild (Operatic Arias)
at Civic Center lawn at 110 E. Main St. 5:00 to 7:00 PM (Community Services 408-354-6820) http://www.losgatosca.gov/index.asp?NID=1220
Sunday July 22: Los Gatos Shakespeare in the Park - Tartuffle by Moliere at Oak Meadow Park at the corner of Blossom Hill Rd. & University Ave. (Tickets 800-838-3006, Office 408-996-0635) www.festivaltheatreensemble.org
Need more ideas for this weekend? Check out the Villa Montalvo (Saratoga) events calendar, and also the (Saratoga) Mountain Winery's concert offerings as well.
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In the land of urban, Silicon Valley sprawl, there is a plethora of chain stores. They all carry the same clothing as every other outlet belonging to the same brand.
My sixteen year old daughter wants nothing to do with that! A favorite shop of hers is Infiniti Boutique, located on West Main Street in Los Gatos (between University and North Santa Cruz Avenues). Recently we spent some time (and money) there, outfitting my youngest for an upcoming family wedding.
The shop is owned and operated by a mother-daughter team with ecclectic taste that defies pigeon-holing. If there's a name for the style(s), I don't know what it is: contemporary, ecclectice, casual, comfortable, imported, distinctive. Whatever it is, it is not run-of-the-mill.
And neither is the service. Janet Hui, the daughter-owner of the shop and her associates spent a great deal of time with us as various alternatives were tried. Janet understood my daughter's explanation of what she liked (and didn't) and was able to piece together an outfit acceptable to both mother and daughter for this wedding. She and her salesgals were sensitve to cost and budget too.
Friendly, caring, knowledgeable service at a unique botique that can appeal to a wide variety of clientele. We will be back!
Infiniti Boutique, 120 West Main Street, Los Gatos, CA 95030 Tel 408 399-7071
(This is not a paid endorsement of any kind and simply reflects this blogger's excellent experience.)
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What do you do when the home you've lived in and loved for decades becomes too much to maintain? What do you do when cooking and keeping up the house and yard are just not that easy any more? Or if your health needs dictate a move that you really don't want to make?
This is a difficult and painful crossroads for those of us who are lucky enough to live so long.
In my own family, I was blessed with maternal grandparents who lived a very long time (appx ages 100 and 104) and who required a succession of downsizings - each one difficult, but none more so than the first. And I have seen this with my own father, too, as his needs have increased and his moves were required for his own benefit. And we've seen it with many, many other relatives too in various parts of the country.
But the fact that it's necessary, even when everyone agrees, doesn't make it easy.
Since I have been through this process with aging relatives, and many clients too, a few years ago I got special training to assist seniors in these types of situations and others, and earned the Seniors Real Estate designation, Seniors Real Estate Specialist. Today I'd like to discuss senior housing options in and near Los Gatos for residents who need to downsize, but don't want to leave the area.
The first major hurdle in deciding to go to smaller, easier to manage diggs is to work through all the "stuff" that we tend to accumulate over the years. Downsizing is difficult and I want to let you know that there are people who can assist you in this if you don't have family or friends to help you sort through decades of stuff. These folks will go through your boxes, closets, desks and so on to help you make the painful decisions about what to keep, toss, give away, etc. (Please contact me if you'd like information on these good souls.)
The second big hurdle is deciding where to go.
Let's start by discussing the variety of housing options available to seniors, in addition to the obvious choice of living with family members. The general categories (with many sub categories) are these: Independent Living, Assisted Living, Nursing or Convalescent. These refer only to the TYPES of living, not the financial arrangements that go with them. That is another issue.
Silicon Valley generally does not have a lot of senior residences for sale. (There are plenty for rent, however.) In Los Gatos, there are some condos along Alberto Way at the Los Gatos Commons (off Highway 9, close to town) which are independent senior living places. These types of condos usually have a minimum age of 55 or 62 years for one resident - it's 62 at The Commons. Homes in the Los Gatos Commons run in the 400s to high 500s - considerably lower than other comparable homes close to downtown. These condos are completely independent. No one will cook meals for the community, provide cleaning, etc. The plus to living there? Great price and a quiet setting with more mature residents. And yes, you'll still need a car or to use public transit. No shuttle bus here. And that's it for senior condos you can purchase in Los Gatos.
There are a few senior condos in Morgan Hill and then there's San Jose's The Villages near Silver Creek. In many parts of California, there are lots of senior communities where one may buy a below market priced condo. This is particularly true near Rocklin and in the "gold rush" country. But not in our area, unfortunately. (I do know Realtors up there if relocating is an idea that appeals to you or your loved ones.)
Would renting be a better option than buying? What about an apartment with services provided, like cooking, cleaning, and some transportation? If a better arrangement for you or a loved one is a place where meals are provided, cleaning is done, and group outings are scheduled, perhaps an independent living rental is a better option. There are apartments that are strictly for seniors available (one near Almaden Fashion Plaza, another along Almaden Expressway in Willow Glen - just two examples) and there are facilities that provide apartments AND meals, cleaning etc. There are no such places in Los Gatos, per se, but there are some within 10 miles of town.
There are quite a few options near Los Gatos where a senior can lease an apartment in a community with other seniors and recieve meals, housecleaning, social activities, outings, laundry service, etc. (Not medical care though.) One that my family has experience with locally that I can endorse is The Atrium in San Jose (adjacent to Oakridge Mall in the Blossom Valley area of San Jose - it is also on the light rail, a real plus!). With my relatives, I found that moving to a place like The Atrium rejuvenated them as they were suddenly not isolated, but making new friends and being able to do things without having to drive themselves. In Santa Cruz, I would endorse Dominican Oaks and also Aegis of Aptos. There are many, many places like these in the greater Silicon Valley area.
I should add that in my experience, it is a tough transition to being in one's own home to moving to one of these independent living apartments where meals are provided. What I've seen is that it can take 6 months to get comfortable and really be happy about the move. Eventually, most seniors develop friendships, get used to the routine and actually blossom. But at first, there may be regrets and comments like, "I never should have sold my home". Transitions are hard.
If medical care of any kind is needed, it's likely that Assisted Living is a better fit. The difference between Independent Living and Assisted Living is simple. With Assisted Living, there's help with the functions of daily living, whether it's dressing, bathing, medical management (keeping the pills or medicines straight), being pushed in a wheelchair, and so on. A nurse (usually an LVN, not an RN) will be on duty. You will pay considerably more for this level of care. It is not the same as convalescent care by a long shot. It's like Independent, but help where you need it. Got a broken leg and need to be pushed to meals in your wheelchair, and need help dressing? That's assisted living, not independent. Need help remembering to take your medicines? Again, that's assisted living. Just need more of the staff's time? Again, probably assisted living - they have a higher ratio of employees to residents.
A place my family has been fairly happy with is Belmont Village (next to Santana Row, across from the Winchester House). I say fairly because they have had management changes and a bit of nursing turnover in recent years, and there have been some glitches. The location is excellent and so is the food. And for those who might need it, there is Alzheimer's care available in a separate wing of the residence.
Because this level of care requires more assistance, what I've usually found is that there are more residents in this environment who are not as "clear headed" as in independent living. This can be very disturbing to the clear-thinking senior who needs help due to medical needs that don't affect his or her thinking to suddenly find that half the residents have some form of dementia. I think this is the toughest thing about this level of care. For folks who are "clear", they can feel more isolated if there's no one they can talk to. So interview carefully before deciding that this is a fit. Also, most of these places are smaller than the independent ones, so there's a smaller pool of people to talk with anyway.
Multiple Levels of Care Available: In Los Gatos, The Terraces provides both Independent, Assisted, and Nursing Care - but it's a buy-in (except for nursing). It has a pool (rare for this type of home) and is walk-to-shops-and-banks. So too does Los Gatos Meadows, but it's a Life Care Facility, which means that the senior turns over his or her assets to the facility but will never be kicked out even if the money disappears. In essence, it's an insurance policy too. In nearby Saratoga, all levels of care are available at Saratoga Retirement Community. What is nice about all of these places is the fact that if the needs change, the senior doesn't have to leave his or her friends. He or she might change buildings, but remain on the same campus and be able to eat at the "old" dining hall. In my family, I was sad to see relatives be forced to move from one comfortable home to another beause needs changed and more care was needed. So I see a great value in being able to stay on the same campus if needs change. There are smaller homes with very few residents too. I do not have experience with these myself but am inclined to prefer a larger group so that there is more stimulation and a greater possibility of friendships.
Nursing or Convalescent Care is another thing altogether and my hope would be that no one would need this level of care. Very few people would move directly from their own homes and into nursing care. But sometimes it happens, especially if there's an acute need for convalescing after surgery, for instance. I have been impressed with Vasona Creek Healthcare Center in Los Gatos (no website that I can find).
Finally: Sometimes the need to move is apparent for a long time, and it's difficult to get the senior relative or friend to agree to it. Other times, something happens out of the blue - a car accident, a stroke - but something unforseen that creates a rush to find more helpful housing options. Silicon Valley's Council on Aging is a great resource for a variety of services for our seniors, whether you're seeking placement, advice, questions to ask, or have a complaint to lodge.
Los Gatos is a wonderful place to live. Downsizing is diffcult at best. It takes time and planning to help seniors be ready and able to move on. So many factors need to be considered. The internet is full of good information. But for personal guidance, please call me. I've been there with a couple generations of my own family plus many clients. I'm happy to share with you any resources I have, plus questions to ask, red flags to look for, and ways to help your beloved senior (or yourself) to transition. Call me. I'm happy to help!
Resource:
Alternatives for Seniors http://www.alternativesforseniors.com/searchform2.php?area=11&submit=%3CIMG+height%3D24+alt%3D%22%22+src%3D%22images%2Fsearch.gif%22+width%3D64+border%3D0%3E
Mary Pope-Handy, Realtor, CRS, ABR, e-PRO, SRES, ASP, RECS, CNHS
Helping Nice Folks to Buy & Sell Homes Since 1993
Co-Author: "Get The Best Deal When Selling Your Home In Silicon Valley"
408 357-5760 (Direct); 408 204-7673 (Cell); 408 715-0201 (eFax)
www.PopeHandy.com www.ValleyOfHeartsDelight.com
emailto: Mary@PopeHandy.com
Blog: www.LiveInLosGatos.com (http://LiveInLosGatos.RealTownBlogs.com)
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In California, name places often reflect the historical ties to the early Spanish missionaries and the influence of the Spanish language. Even today, there are many connections between this state and the countries to our south - so Spanish is a very popular second language for students here, even if there is no ethnic connection to Spanish speaking countries. It's a practical language to know.
So for many of us, pronouncing Los Gatos isn't hard. Yesterday I was giving an order over the phone to someone, and once we got past my baffeling street name (a long Italian name), the poor clerk struggled over my town name. Perhaps a word on how to say it would be helpful.
"Los Gatos" means "the cats" in Spanish. An earlier post here described the origin of the name. The correct pronunciation, the Spanish version, is "lohs GAH tos". However, despite years of Spanish classes, the predominent way it's spoken is a badly botched "las gaddis". Either one will work. (San Jose fares no better and has the same issue: real pronunciation is something like "sahn HO zay", but locals call it "sahn NO-ZZAY")
If you can remember that the name means The Cats (and don't think about gates) you will probably come close enough!
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Live in Los Gatos:
A blog about Los Gatos real estate, homes, houses, condos, townhomes, housing market, neightborhoods, history, events, businesses, parks, schools, photos, issues, and lifestyle.
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