Are you aware of Community Development Block Grants (CDBG)?

If not, you may be missing out on a good thing!

This is the 6th year that Ballwin, MO will receive the grant. It's $40,000.00 this year, which is used to provide funds to benefit low to moderate income residents in the city. The funds are used for a Home Improvement Program (HIP). In order to qualify, (call Ballwin City Hall (636) 227-8580) first to find out the procedure. You can receive a five-year forgivable loan of up to $10,000. to repair your home and bring it up to minimum standards.

Current year funds have been used up, but you can still have your name put on a waiting list by calling: (314) 615-4025. Good Luck!

p.s. Other townships in the St. Louis area offer a similar program, so check it out!