Special Bonus for Limited Time!

FREE copy of
HUD Homes For Sale
A Complete Buyer's Guide ($19.95 value)

with each copy of

HUD Homes For Sale
Sales & Marketing Guide
For Real Estate Agents
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Frances Flynn Thorsen's
HUD HOMES FOR SALE
A Complete Buyer’s Guide

Frances Flynn Thorsen's
HUD HOMES FOR SALE
A Sales & Marketing Guide
For Real Estate Agents

Compensating Factors - Getting an FHA Loan with Credit Problems

Posted at 11:52 AM, Feb. 10, 2008

An FHA loan is a great way to approach financing when buyers have credit issues and other situations that make it difficult to obtain other types of financing. Here is a link to a chapter from HUD Homes for Sale,  Confronting the Credit Gremlin, that was reprinted in RealTown.com

FREE HUD Homes Teleclasses
For Consumers and Real Estate Agents

Posted at 6:08 PM, Aug. 30, 2006

I am happy to announce FREE weekly teleclasses about HUD Homes for Sale for consumers and real estate agents:

Conference Call for Consumers 
Wednesdays 9 PM Eastern, 6 PM AZ & Pacific

Conference Call For Real Estate Agents
Fridays 11 AM Eastern, 8 AM AZ & Pacific

Click here for a FREE CHAPTER that was excerpted in Realty Times, Marketing HUD Homes By Telephone.

Click on the icon on the left to hear a one-hour podcast, "Everything You Ever Wanted to Know About Selling HUD Homes", a recent teleclass with Master Coach Joeann Fossland.

100% Of Proceeds For Real Estate e-Books
Will Be Donated To CARE!

Posted at 9:14 AM, Aug. 16, 2006

 All of the proceeds from the sale of both e-books books that are sold will be donated to CARE in a special arrangement with Web Women Giving Circle founder Joeann Fossland, who set up the eCommerce donation platform in her online bookstore on her web site:  HUD Homes for Sale--A Complete Buyer's Guide ($19.95) and HUD Homes for Sale --A Sales and Marketing Guide for Real Estate Agents ($39.95). Agents who order the Sales and Marketing Guide will receive a BONUS copy of the Complete Buyer's Guide, a $59.90 value for $39.95. Click here at Joeann Fossland's online book store to purchase for the 2 for 1 special. All proceeds collected for these books at Joeann's bookstore will be donated to CARE.

Testimonials

Posted at 2:10 PM, Jun. 9, 2006

 "Who'd have thought someone could explain the HUD regulations and procedures in such an easy to understand format! Fran simplifies a daunting and confusing  process so the average person will feel competent to buy a HUD home. This is a must have for consumers and real estate agents!"
--Joeann Fossland, GRI Instructor, ePRO Certified Trainer, Master Certified Coach

"This is the best guide covering HUD I have ever read, by far...written with the best interest of consumers in mind...covering each and every aspect of HUD transactions, from qualifications standards to FHA financing and underwriting guidelines. It is jam-packed with helpful hints and tips on how to select an Agent that specializes in HUD homes, all the way to determining how low should one go with the offer, and still get it accepted." Read the whole review--Luigi Frascati (Luigi Frascati is a real estate agent with the Sutton Group, based in Vancouver, BC. He holds a Bachelor Degree in Economics and maintains a weblog entitled the Real Estate Chronicle featuring a full collection of his articles.)

Table Of Contents

Posted at 5:55 PM, Jun. 2, 2006

 What is a HUD Home?    Preparing the HUD Home for Sale   Marketing the HUD Home    Property Condition Reports    Who Can Buy a HUD Home?    Who Sells HUD Homes?    Tips On Working With A Real Estate Agent    Listing Codes and Financing Categories    Listing Time Line 

Getting Qualified    Qualifying Number or Comfort Zone Number?    Types of Financing for HUD Homes    Pre-Qualification Letter    RESPA Offers Consumer Protections

FHA Financing    Advantages of FHA Financing    Why Some Lenders Don’t Want To Offer FHA Financing    Build Repair Costs Right Into the Mortgage    ’s Box or Opportunity?    Easy as 1 – 2 – 3 Rehab Financing    FHA 203(k) Repair Program

FHA Underwriting Guidelines      Buyer Eligibility  Residency    Occupancy Requirements    Multiple Loans to One Borrower    Co-Borrower/Co-Signer Information    Maximum Credit Score    Bankruptcy    Foreclosure    Judgments/Tax Liens/Adverse Credit    Payoff Debt to Qualify    Income Requirements    Documentation Requirements    Self-Employed Documentation    Fixed Income    Non-Traditional Income    Compensating Factors    Down Payment Requirements    Seller Contributions     Property Eligibility    Acceptable Properties    Unacceptable Properties    Inspection Reports

Investor Buyers   HUD Fraud Is Unchecked

Next Door Programs    Officer Next Door    Teacher Next Door     Firefighter --- Emergency Medical Technician Next Door 

Dollar Homes and Good Neighbor Programs

How Much Should I Offer?    Ability to Finance    Appraised Value    Comparable Value    Lowest Net that HUD will Accept

Completing The HUD Contract 

After Your Offer Is Accepted  

Everything You Need To Know About Buying HUD Homes

Posted at 7:40 AM, May. 29, 2006

REALTOR/Blogger Frances Flynn Thorsen's new eBook HUD Homes for Sale -- A Complete Buyer's Guide, is a comprehensive road map of the foreclosure market for HUD Homes.

HUD Homes for Sale -- A Complete Buyer's Guide, contains over 100 pages in an easy-to-follow manual designed to help owner occupants and real estate investors develop winning strategies to bid on HUD properties successfully.

"I am a 22-year real estate veteran with many years of experience selling HUD homes. I've been involved with FHA 203(k) rehabilitation financing and held buyers' hands on numerous occasions after they placed successful bids on HUD Homes. My new eBook has lots of tips you won't find anywhere else!" she claims.

The U.S. Department of Housing & Urban Development (HUD) is the single largest source of foreclosure properties in the country. Foreclosure web sites flourish and new books hit the shelves monthly with tips about how to buy foreclosures. This is the FIRST book to cover the HUD Homes for Sale market exclusively. Frances Flynn Thorsen's HUD Homes For Sale A Complete Buyer's Guide eBook.

A portion of the proceeds from the sale of this book will be donated to CARE through the CARE MORE Giving Circle Challenge.