Today I saw on the state's website that my real estate company is finally registered.

It is GEEK REALTY LLC

To see my website click here

School is out here in Polk and Hillsborough counties.

It is now the holiday weekend.  For the last two years, this weekend has been a slow real estate week for me.  But the next week has been VERY BUSY!

We shall see!!!

After weeks of studying, I now have my broker's license.

I was working on my Sales Associate post licensing education and when I passed it, I decided to jump right back in and get my broker's license while everything was fresh in my mind.

So today, I took the exam at Promissor and I passed, so I officially have a broker's license.

For the time being, I intend to continue with my current employer and work as a Broker Associate.

Now, time for a celabratory dinner and maybe a nap!

One thing I hear over and over is that we have no seasons in Florida.

I want to make an observation and point out to all of the imported folks that we also have four seasons.

They are:

1. Early Summer
2. Summer
3. Late Summer
4. and those two weeks in January

Additionally, I would like to point out that I have never had to:

• Shovel my driveway
• Scrape ice off my car
• Put snow chains on my tires
• Carry a bag of sand in my trunk
• Plug my car in at night to keep it from freezing
• Shovel my roof
• Get bundled up to get the mail
• Attach a flag to a fiberglass rod on my car so people can see me coming around the snow drifts
• Wait till spring to play with my Christmas present

If Florida sounds like a place you would like to live, give me a call at (813) 494-2640.  There's always room for one more!

On my recent property searching trip to North Carolina, the first place I looked was Realtor.com

Where is the first place you look when searching for real estate?

Geek 1: Did you two hit it off?

Geek 2: Define "Hit it off".

Geek 1: Did she continue talking to you, after you fixed her computer?

This weekend we took a couple of days off from real estate and went away.  Today we went to a gemstone mine and my wife and I found a few sapphires and garnets.  We looked at a lot of worthless rocks too.

If you have never panned for gemstones, it is a simple process.  You dump a bunch of what looks like sand, clay and rocks into a pan that is made out of wooden sides and a metal perforated bottom.  You set this in a moving stream and rub the rocks around and wash as much of the silt away as you can.  Then when you have i pretty clean, you place all of the rocks and stones in a little pile and rub them all around.  This forces them to rub against each other and rubs away more sand and silt.  Eventually, every thing that is soft enough to break away gets washed away and if you are lucky, there will be a speck of something shiny or red or rose colored.  Or something transparent or hex shaped.  And if you are really lucky, it will be bigger than a speck.  But, when you see it, you know it is different than all of the junk you have been looking at.

Then you take your "gems" and you put them in a little pill bottle and take them inside for a professional eye to see if you have found anything.  Between my wife and I, we probably took 10 - 20 gems in with us.  Of those, we only had 6 real gemstones.  The rest had names I don't remember and were totally worthless.

Why am I telling this?  The whole experience reminded me of searching for a home.  Sometimes, I will take a buyer to look at quite a few homes.  Naturally I am trying to show homes that I know matches their criteria.  But, many times after seeing a couple of houses and getting my customer's feedback I find out that the criteria I am using needs to be adjusted.  Now the first couple of houses may appear to be worthless rocks, but at least they helped me wash some of the silt away and now I can see the criteria more carefully.  And my customers can see more clearly too.  Now, we just keep looking and washing away more silt, until we have narrowed our criteria to the point that the homes I am showing are now the equivalent of the gemstones in the pill bottle.  My customers then see one that "sparkles" and catches their eyes and their fancy.  Or maybe more than one.  Once I have helped them to decide how much to offer for the house, the offer is made with a contingency for a home inspection by a professional inspector, a contingency for financing and most likely a few others.  My professional help with determining a fair price to offer and all of the hundreds of other details that are involved with an offer along with the help of inspectors, appraisers, mortgage companies, etc... are like the gemologist that looked at the gems we had in our pill bottles and told us which ones were flawed and how.

This analogy may be a contrived a bit, but this is what I was thinking about while rubbing my fingers around in the silt, mud, clay, rocks, stones and gems.  So, if I spent my vacation thinking about real estate, did I really get a vacation?

Currently the market is a little flat in Plant City.  Sellers have finally begun to drop their prices a meaningful amount or taking their houses off the market entirely.

Those that are dropping the price are typically those that have already moved out of the area and are feeling the pain of two mortgages.  Those that are removing their home from the market are those that did not have to sell, just wanted to.

Then there are those with dollar signs in their eyes.  Many of these people still have their home listed at last years prices and if they sell, it will be a miracle.  But, if they keep them listed long enough, maybe the market will catch back up with them.  History indicates that this will happen, the question is "When?".

But with this full blown buyer's market, there are still exceptions.  There was a house I was working with a buyer on and we were thinking he could get it for something less than list, when out of the blue another buyer stepped in and bought it for $182,000 and the house was only listed for $175,000.

One problem with buyers now are that they are afraid that prices are going to go down more and they don't want to buy until they can convince hemselves the deal they are getting is the best they can get.  This is causing them to want to look at more homes and sometimes, like the situation above, by the time they decide to act it is too late.  And maybe too little.

Call volume has been sporadic lately with some weekends going by without a single call.  This is unusual, but is allowing me to catch up on a lot of things I have been putting off. :)

Did you know that if you have a bad credit score there are companies that can repair your credit?

Like most things in life, there is only so much that can be repaired, but if you have been turned down for a mortgage due to your credit history, give me a call and I will hook you up with a company.  They can explain how they charge and whether they can help you in your specific case or not.

Once your credit has been repaired, I would like to help you BUY A HOUSE!!!

Yesterday, I received a sign call on one of my listings.  The buyer wanted to see a home I have listed in Lakeland.

I asked her if she had been pre-qualified for a mortgage and for how much.  She said yes, for $250,000, but the pre-qualification letter had expired.  I think, great, somebody who can qualify.  So I schedule the showing for this evening and hook her up with a mortgage guy.

Twenty minutes later I receive a phone call from the mortgage company and my buyer has a very low credit score.  They tell me that they don't know who would have pre-qualified her for $250,000.  Her credit problems are long term and deep.

Was she lying?  Did she think I would not check or that the mortgage company would not check?  Why would she want to waste her time, my time and the seller's time?

Do buyers lie?

If you are a buyer, make sure you are honest with your Realtor.  If you tell me up front that you have credit issues, I can counsel you and refer you to a lender who may be able to help.  Or maybe to a credit repair specialist.  But if you start out lying to me, I probably will tell you to find another Realtor, I don't have time to waste.

I had jury duty today and after sitting there all day, I am glad I am not an attorney.

I was on a jury panel, but was not chosen for the trial.

But I digress.  As an attorney you have to sit, cooped up all day in a stuffy court room, where one guy is so special that everytime he enters or leaves the room, everyone stands up.  And if the case is in criminal court, there is another guy who is legally being presumed innocent, but you know in the back of your mind that the police and the state's attorney's office is convinced of his guilt, or no one would be there.  Then there is the family of the accused sitting in the back, with an eye always on the door and the bailiffs.  Makes you wonder if they are afraid of getting arrested too.  You wonder what they have done.

Well, my one day break from real estate is over, since I was not one of the chosen ones!  Tomorrow, BACK TO REAL ESTATE!!!

Right now, the deals the builders are offering are so good, buyers who start out looking at resales, ultimately buy a new home.

What this means to you as a seller is that you need to lower your price if you need to sell now.  Or, if you can wait, maybe the prices will go back up.  But in the mean time, homes are selling.  New ones, and those that have dropped their price.

Another NAR handout for consumers.

What Not to Overlook on a Final Walk-Through

Be sure that:

• repairs you’ve requested have been made. Obtain copies of paid bills and any related warranties.
• all items that were included in the sale price—draperies, lighting fixtures—are still there.
• screens and storm windows are in place or stored.
• all appliances are operating.
• intercom, doorbell, and alarm are operational.
• hot water heater is working.
• HVAC is working.
• no plants or shrubs have been removed from the yard.
• garage door opener and other remotes are available.
• instruction books and warranties on appliances and fixtures are there.
• all personal items of the sellers and all debris have been removed.

How many Microsoft engineers does it take to change a light-bulb?

None - they just declare darkness to be industry standard.

The list of tips below come from the National Association of Realtors.  I view these as a starting point.  For more suggestions, give me a call and I will help you any way I can.  All I ask is that if your house fails to sell, you give me the opportunity.

Open House Tips for FSBOs

Advertise your open house. Ideally you should advertise both the weekend before and the weekend of the open house. Check with the local paper to see when their ad closing deadlines are.

Create a property summary sheet. This sheet gives prospective buyers an overview of your home. Include dimensions for each room, copies of a property survey, summaries of utility costs and property taxes, and a list of when capital items such as roofs and furnace were added.

Develop a sign-in form for prospects’ addresses. You’ll ideally want both phone numbers and e-mail addresses to follow up with prospective buyers.

Put up signs. One or two days before the open house, place directional signs at major intersections within three to four blocks of your house. Be sure you check on anti-sign regulations in your area.

Get your house ready. Remove clutter, clean your house, wash your windows, add flowers, turn on lights, open draperies and blinds, remove valuables and breakables, confine pets, turn on soft music, and set up a table for your property fact sheet near the entrance.

Develop a follow-up sheet. Getting feedback on your home from prospects who attended your open house will give you a better understanding of how to make your home more appealing to buyers.

As a Tampa native (3rd generation Floridian), I have tried almost every sandwich in town.  By far, the best sandwich in Tampa is the Italian Sub at Brocato's Sandwich Shop at 5021 Columbus Drive.

Add a devil crab to your order and you will not be disappointed.  Or if you prefer something sweet, my grandmother (nanny ma) recommends the guava pie.

If you drop in, let Joe and Michael know I sent you.