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Florida Real Estate News

Blog by Leanne Paynter
Florida
Florida... a great place to live! The Florida Real Estate Blog is designed to be a resource center. You will find a wealth of information on topics including home selling and buying, Florida home values, property taxes, Florida housing market updates, mortgages / home loans, home inspections, title insurance, homeownership, relocating, Florida real estate investing, 1031 Exchanges, home maintenance, trends, and Florida real estate news and views. Find real estate information for all of Florida including Jacksonville, Gainesville, Ocala, Orlando, Central Florida, Tampa, Clearwater, Sarasota, Fort Myers, Naples, South Florida, West Palm Beach, Fort Lauderdale, Miami, and the Florida Keys.

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Florida Real Estate News

An Energy Efficient Mortgage?
Mar. 9, 2006
Categorized in: Mortgages / Home Loans
Tagged with: florida home loans, florida home mortgages, home buying tips

Energy Efficient Mortgages
Chances are you've never heard of one. According to the EnergySavers.gov website, "Energy Efficient Mortages (EEMs) recognize that reduced utility expenses can permit a homeowner to pay a higher mortgage to cover the cost of the energy improvements on top of the approved mortgage. FHA EEMs provide mortgage insurance for a person to purchase or refinance a principal residence and incorporate the cost of energy-efficient improvements into the mortgage. The borrower does not have to qualify for the additional money and does not make a downpayment on it. The mortgage loan is funded by a lending institution, such as a mortgage company, bank, or savings and loan association, and the mortgage is insured by HUD."

If you are buying a Energy Star-certified home or are considering making energy-efficient improvements to your home, learn more about FHA Energy Efficient Mortages and the eligibility requirements.

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